Before I retired I went through the standard ritual of estimating our expenses and how long a portfolio would last and ...
So I thought the spreadsheet may be useful to others. It looks like this:
>So them's your expenses?
They're just examples, but the total required withdrawal (in order to meet these expenses less the Luxuries) would determine a minimum withdrawal rate. If we get lucky in the market, up go the Luxuries ... especially that Other component
The spreadsheet also has some pictures.
To download a .ZIPd spreadsheet, RIGHT-click on the picture above and Save Target.
To get the unZIPd spreadsheet, RIGHT-click Here.
You fill in the red boxes (either annual or monthly expenses) and ...