**LINK** | **COMMENTS** |

** about these TUTORIALS ** | ** Just some explanatory notes ...** |

** the spreadsheets ** | ** Where you can find them ...** |

**Ichimoku** | Ichi-who? |

**Mortgages** | in Lower Slobbovia |

**MIRR** | That's IRR, fiddled. |

**IRR** | ... revisited |

**from Open to High** | How High, eh? |

**Flight Levels** | Calculating altitude from air pressure |

**the Blake Ritual** | Price Persistence, eh? |

**Bit Torrent** | Huh? |

**Drops: Close to Open** | Then what? |

**Stock Tracking** | Watch prices changes |

**Darvas boxes** | ... or gummy boxes? |

**Back to the Future** | Comparing to the past |

**Pillow Stock** | Put your $$ under a pillow (?) |

**Monthly Returns** | How'd they go? |

**Mutual Funds** | Canadian, eh? |

**OLED** | Organic LEDs |

**Milankovitch** | ... and his cycles. |

**a Time Machine** | Huh? |

**VDX** | Remember this guy? |

**moving CAGR** | How they change, eh? |

**Earthquakes** | How to measure 'em |

**BIG gains?** | When were they? |

**Searching for stock patterns** | Find your favourite! |

**Stock down, then up, then ...** | ... time to buy? |

**January predicts** | ... maybe |

**Jensen's alpha** | Best (?) performers |

**Avatar** | ... the movie |

**A stock screener** | ... sorta |

**Computers** | What I larned |

**S&P500** | Average daily volume (?) |

**Fund Data** | Download interesting stuff |

**Investors ...** | ... how do they think? |

**Stock Indexes** | yet another one (or two?) |

**Photons** | Huh? |

**Halloween** | Scary ... or what? |

**Irrationality** | ... in decision-making |

**Lithium** | Huh? |

**Monthly returns** | Distributed ... how? |

**Central Limit Theorem** | A classy result! |

**Levy** | Another distribution. |

**a Coal Index** | Make your own Index |

**Guess!** | Guess the stock price. |

**Stocks & Ellipses** | Interesting containment, eh? |

**Correlation between 2 stocks** | Useful ... maybe? |

**Buying Strategies** | Invent your own! |

**Percentages** | Huh? |

**Gain-Loss Spread** | Another risk measure |

**Candlestick Combos** | Find 'em! |

**a coin flippin strategy** | Buy on Heads, Sell on Tails |

**Following the Trend** | a Buy & Sell ritual |

**Which Price to use?** | Open? Close? (1/3)Open + (2/3)Close? |

**Another candlestick** | a la Heikin-Ashi |

**Poker Odds** | Texas Hold'em, eh? |

**Standard Error(s)** | Trying to understand the K-Ratio |

**CORDIC stuff** | How do computers calculate? |

**some Calculators** | How long to double? Triple? |

**the High/Low Oscillator** | ... fiddled. |

**a Quiz** | to see if'n you been listening. |

**Dividends** | ... historical. |

**Musings** | (Brought on by old age?) |

**Exchange Rate** | ... historical. |

**200-day MA** | Simplest Moving Average |

**Turtle Trading** | What is it? |

**DOW futures** | What are they? |

**Smile!** | Do volatilities smile? |

**Volatilities** | ... for 30 stocks (or more). |

**Selling Calls** | Covered ... and out-of-the-money |

**Go to sleep** | ... and wake up to a profit. |

**Financial meltdown** | ... and what to buy? |

**Portfolio Evolution** | Random and Actual: compared |

**Missing the best days** | ... or the worst |

**Buy & Sell** | Do it yourself calculations |

**Option things** | Necessary CAGR to make money? |

**Safe Withdrawal Rates** | Quick & Dirty |

**Stock Attractor** | regression line as a magnet |

**More on Correlations** | Correlation Babel ... |

**Market Musings** | a look at the past (and future?) |

**Candlesticks and Crashes** | Can you find a pattern? |

**Mkt Crashes** | ... a la Sornette |

**gEMA Moving Average** | Another moving average ??? |

**Monte Carlo** | ... while you're investing |

**Gains & Losses** | The bestest and worstest. |

**the DOW ***vs* the World | Does the DOW influence world markets? |

**a Duffing oscillator** | Market waves ... and chaos. |

*Other* Moving Averages | There are jillions of 'em !! |

**Bonds? Stocks?** | Take your pick. |

**Predicting next month** | Is there a "best" predictor? |

**Path Volatility** | Different route, different volatility |

**the Chaikin Oscillator** | ... and Volume Flows |

**India Stocks** | ... an attempt to download from BSE or NSE. |

**ETFs** | ... and their Net Asset Value |

**Wavelets** | Build a time series with wavelets |

**penny Stocks** | They can be fun!! |

**DSO** | Daily Stock Oscillation |

**Predicting Highs & Lows** | The search for "cousins" |

**DSA#2** | yet another Daily Stock Activity |

**Technical Analysis** | ... a few TA things, charted. |

**Historically Compare** | ... then predict the future. |

**ACB** | an Adjusted Cost Base calculator |

**Download** | Open, High, Low & Closing prices |

**ADX** | Average Directional Movement thing |

**CAGR & Drawdown** | Is there a relationship? |

**CAGR & Volatility** | Is there a relationship? |

**Correlations, correlations ...** | Which one to use? |

**DSA** | Daily Stock Activity (?) |

**Buy & Sell** | a Strategy that (sometimes) works |

**Volatility Pumping** | ... to Beat the Market, eh? |

**Portfolio Contests** | This is great fun! |

**Rent?** | ... or keep the house? |

**Risk, eh?** | What is this thing called "Risk"?? |

**Drawdown** | It was worser in the past |

**Historical Comparison** | Does the present look like the past? |

**Rebalancing** | Yes or No? |

**Return on Investments** | IRR or XIRR or what? |

**a Modified Bollinger** | Bollinger Bands revisited |

**Money Management** | How much to Buy ... or Sell? |

**Donchian Channels** | Identifying UP- and DOWN-trends |

**the Ulcer Index** | An ulcer-generating risk measure |

**Market Crashes** | Can they be predicted? |

**Fed Rates** | ... and the probability of a change |

**Expense Tracker** | ... might be a handy spreadsheet (?) |

**Multiple Downloads** | Download a bunch of stock prices |

**the Stock and the Pillow** | What allocation Pillow? |

**gDOW** | another DOW Index |

**Black Swans** | Huh? |

**DMA** | Displaced Moving Average |

**Sectors** | a la Fidelity |

**Kalman filter** | linear estimation |

**Asset volatility** | Good or Bad? |

**Stock Talk** | Listen to stock info. |

**Contour plots** | courtesy of FundTalker |

**Return Data** | ... to play with. |

**Backtesting** | A neato spreadsheet! |

**a bug?** | ... in XIRR |

**Buy or Rent?** | Take your pick! |

**downsideBeta** | downside Who? |

**Regression stuff** | Can you trust historical data? |

**R-squared** | ... and causal relationships. |

**Portfolio Tracker** | A simple tracker. |

**Sister Stocks** | Try to find 'em ! |

**Correlations?** | between Prices or Returns? |

**ATP** | All Time Periods |

**Stock Charts** | Stock Charts: a collection |

**Drawdown** | ... as a measure of risk. |

**Short Interest** | Pretty selling-short pictures |

**Stochastic Dominance** | What is it? |

**Serial Correlation** | ... and Monte Carlo |

**Capital Gains & Dividends** | Tax considerations |

**Multiple download** | Make your own calculations! |

**Ito & Options** | What's a Call option worth ... in the future |

**Trade Log** | Keep track of your trades |

**g-Risk** | Another kind of "risk" |

**maxima** | ... for tougher Math !! |

**eigenMath** | Let it do your Math !! |

**Your Portfolio** | ... *versus* an Index. |

**Five year analysis** | Best days? Best months? |

**Correlations** | ... between 30 stocks. |

**What Returns?** | There are SO many of 'em ! |

**Net Present Value** | What is it? |

**Multiple Returns** | ... and **fictitious** returns! |

**Toss 10,000 coins** | just to see what happens |

**Sortino Ratio** | *versus* Sharpe ratio |

**Trends** | and when they **Ends** |

**Loans** | and Newton's Method |

**Volatility** | and correlation with the Market |

**Buy in the Fall** | and Sell in the Spring |

**SAD** | worst months - by country |

**Canadian Returns** | and "safe" withdrawals. |

**Exchange Rates** | a spreadsheet. |

**Noise in stock returns** | How to measure it? |

**Stocks go Up & Down** | ... but how often? |

**DCA** | ... or all-at-once? |

**Predicting stock prices** | ... using the Laplace distribution. |

**30 stocks** | Download and construct a portfolio |

**Buy & Sell signals** | ... using candlesticks. |

**Monte Carlo** | Which returns to use? |

**TrafficLights** | When to Buy, Sell or Hold |

**Predicting Prices** | ... and other stuff |

**Average Returns** | Do you trust 'em? |

**Average True Range** | ... and a fiddled version |

**Moving Averages** | a spreadsheet to play with |

**Gann charts** | ... or the Square of Nine |

**PCA** | ~~Perfectly Confusing Anal...~~ Principal Component Analysis |

**Risk, eh?** | What is it? |

**ODE** | a differential equation (?!) |

**Making Money** | (Just kidding!) |

**Market Down** | Probability of price decreases, eh? |

**Momentum** | An investment strategy (maybe) |

**MFI** | Money Flow Index |

**Velocity of Trades** | Moving to a price target (maybe) |

**Price Probabilities** | and related stuff |

**Pairs Trading** | The long and short of it |

**A.I.M.** | A Buy & Sell strategy |

**Linear Regression** | ... for umpteen variables |

**Pivot Points** | and resistance and support levels |

**Time Weighted Returns** | What are they? |

**Covariances** | ... a spreadsheet |

**an option problem** | What's the annualized return? |

**Black-Litterman** | a model for asset allocation |

**Yield stuff** | Buy this ... or that? |

**MC stuff** | Monte Carlo for a dozen stocks |

**very safe withdrawals** | ... guaranteed! |

**YTD** | ... and XIRR |

**DGIS** | Dividend Growth Investment Strategy |

**IRR** | ... and NPV |

**Stock Splits** | Then what? |

**re-Ordering annual returns** | and then what? |

**Perfect Correlation** | How to get it, eh? |

**Spearman Rank Correlation** | again! |

**Copulas** | ... more of 'em |

**Correlations** | and Copulas! |

**2 stocks** | and Monte Carlo |

**Raff regression** | to identify trends |

**Active or Passive** | Which Fund is better? |

**Sam retires** | ... and plays with Monte Carlo |

**PV** | a Present Value problem |

**Coin tossing** | ... and Reversion to the Mean |

**P&F charts** | Huh? Whazzat? |

**CEFs** | Closed End Funds |

**rMA** | Another moving average |

**Stock Data** | Download & Calculate |

**Returns formula** | Test your formula(s) ! |

**PE Ratios** | and Bond Rates |

**Risk** | ... and volatility |

**Candlesticks** | Fun stuff!! |

**Hikkake** | and candlestick |

**Risk** | ≠ Standard Deviation !! |

**Deletions** | Deleting the best and worst days |

**Hurst exponent** | What is it? |

**Implied Volatility** | *versus* Historical |

**RS indicator** | ... and other ratios |

**What's hot?** | and what's Not? |

**EMA** | ... the magic formula (?) |

**Time Diversification** | What is it? |

**reBalancing** | ... good or bad? |

**Aroon Indicator** | When is the stock gonna go up (or down)? |

**Templeton** | 22 investment maxims |

**Doom & Gloom** | Is it justified? |

**options** | in the money |

**Volatility** | and the square-root-of-time |

**gRANK** | ... revisited |

**Colouring** | ... financial things |

**hedging** | to reduce volatility, eh? |

**Johnson curves** | ... and probability distributions |

**regret** | What is it !&$%#@? |

**the Stutzer Index** | to rank a portfolio |

**YTD** | ... and XIRR |

**Buy an annuity** | A good idea ... or not. |

**Deja vu** | ... all over again |

**Coherent Risk** | What is it**!** |

**Maximum Withdrawals** | ... more on this stuff |

**world's worst investor** | ... that's **ME!** |

**E10-P stuff** | ... more on this stuff |

**E10/P** | E10/P and Safe Withdrawal Rate(s) |

**TV stuff** | about them new fangled TVs |

**Seasonality** | Do prices depend upon the season? |

**Nobel Prize** | ... for 2003 |

**myPortfolio** | Well ... **your** portfolio |

**a Contest** | a Portfolio Contest spreadsheet |

**Weekly Stuff** | stock stuff, weekly |

**Options** | ... and Volatility |

**Stock Stuff** | stock ... stuff |

**PreMarket** | ... and predicting the opening price |

**Fat Tails** | ... and how to get 'em |

**Parabolas** | fitting them to stock prices |

**Bonds** | ... and Interest Rates |

**Returns and Volatility** | ... the effect of volatility on CAGR |

**gRANK** | ... revisited |

**Asset Correlation** | ... and diversification |

**a Game** | Play the Efficient Frontier game |

**reSampling Efficiency** | reSampling the Efficient Frontier |

**Omega** | ... a characteristic of distributions: Gain / Loss |

**Pensions** | ... and Life Annuities |

**Liquidity** | Amivest Liquidity Ratio |

**Put Options** | What's the Break Even ? |

**XIRR** | XIRR and ROR stuff |

**Approximation** | approximation to Normal/Lognormal distributions |

**FOREX** | Trading in Foreign Exchanges |

**Monte Carlo** | Should we believe MC predictions? |

**forecasting** | An attempt at forecasting |

**GMS** | Geomagnetic Storms (and the markets) |

**sorta VA** | Variations on Value Averaging and DCA |

**SWR** | More on Safe Withdrawal Rates (!) |

**gDX** | Variations on a theme |

**Constant Returns** | When are they better? |

**Put/Call Ratios** | Do they predict market movement? |

**Bayes' Theorem** | ... and (maybe) the Market |

**reordering** | What happens when you reorder returns? |

**Covariance** | ... and Correlation and R-squared stuff |

**SWR** | "Safe" withdrawal rates (again) |

**FOREX** | Download Foreign Exchange Rates from Yahoo |

**Stock stuff** | Get a bunch of data on a stock |

**beta** | Don't trust it (?) |

**CAGR** | Annualized Returns. |

**VDX** | VDX ... and other stuff |

**Stocks and Bonds** | What's the meaning of a "best" mix? |

**EPS** | Forecasting EPS ... maybe |

**Another Distribution** | ... with fatter tails |

**Zweig's Rule** | Zweig's 4% (and other) Rules |

**Return Distributions** | Generating Return Distributions |

**WWW** | A (wee) history of the World Wide Web |

**Future Prices** | Predicting future prices **:^)** |

**Wilshire 5K / GDP** | Yet another ratio to see if the market is overpriced. |

**Call Options** | Which to buy ? |

**Bernoulli** | Lift, on an airplane wing |

**download** | download a webpage to Excel |

**Bachelier** | the Father of Financial Stuff |

**to Mars** | launch an Explorer to Mars **:^)** |

**forecasting** | Predicting moving averages *etc.* |

**XIRR, not Dietz** | Don't do the Dietz! |

**DCA ***vs* LumpSum | DCA over 12 months, eh? |

**Williams %R** | Buy & Sell a la Williams |

**Beta** | Beta and the "Best line" fit to data |

**Spearman Correlation** | Looking for common trends |

**Bollinger** | About Bollinger Bands |

**Special Sum** | Volatility of the sum of n stock prices |

**gRANK** | Assorted PEG-type Ratios |

**Huh?** | How many trades to win? |

**Gold!** | Gold: is it cheeep? |

**RTM** | Reversion to the Mean (?) |

**Oktoberfest** | October ... again! |

**Another strategy** | A withdrawal strategy. |

**Buying for less** | Effect on your annual return. |

**Fractals** | Fascinating stuff! |

**XIRR** | Comments on calculating portfolio returns. |

**a Coverup?** | ... interesting questions ... |

**Cointegration** | Identifying trends & stuff |

**Monte Carlo** | ... random musings |

**a Small World** | ... ain't it? |

**Relativity** | Einstein says ... |

**the DOW goes up (down)** | How often does the DOW go up N days-in-a-row? |

**Inflation** | incorporating inflation |

**Monte Carlo** | a simple-minded Monte Carlo spreadsheet |

**Cash in an Annuity** | Converting (some) annuity to a lump sum payment? |

**CPI** | Inflation and REAL returns |

**Bond Convexity** | Whatzzat? |

**Standard Deviation** | SD of Returns *vs* SD of Prices |

**Reordering Returns** | ... then what? |

**SWRs** | Safe Withdrawal Rates (again!) |

**Portfolio** | Track your portfolio investments |

**Sharpe Ratio** | Maximize allocations a la Sharpe Ratio ... maybe! |

**Retiring?** | List your expenses |

**Safe Withdrawals** | This topic ... **again!** |

**Median Returns** | Calculate the median return (maybe) |

**Sam and Sally** | Die early ... and live it up! |

**VA** | More Value Averaging (!) |

**Ito Calculus** | Random stuff: stochastic processes, Brownian motion, Black-Scholes ... |

**Simple Download** | Download data |

**Derivatives** | What are they? |

**Withdrawals** | Max Rate of Withdrawal ... and Life Expectancy |

**Miscellany** | Some financial calculation rituals ... |

**Asset Allocation** | ... and John Nash |

**Sector Rotation** | Is there a good strategy? |

**RESPs** | Education Saving Plans |

**Value at Risk** | Whatzzat? |

**Reincarnation** | A strategy to make a killing ... |

**Do the Dietz** | Modified Dietz Return calculations. |

**Asset Allocation** | The "best" mix ... maybe. |

**Stock/Bond ratio** | The "best" mix ... maybe. |

**PEG Ratios** | What do they mean? |

**Elliott Waves** | Ride the Waves ! |

**Crashes** | Market Waves ... and crashes ! |

**Waves** | Finding periodicity in stock prices ... or NOT |

**Kurtosis** | Skew and Kurtosis - whattzat? |

**Rebalance-when?** | Is there a *best* time? |

**Santa Claus** | Does St. Nick have a rally? |

**Kelly Ratio** | How much to invest in your next trade? |

**Moving Averages** | Find the best (maybe **:^)** |

**ODEs** | Differential Equations |

**Distribution** | Stock Returns ... Normal? Lognormal? What? |

**Stock Prices** | Distribution of Stock Prices (maybe) |

**Ratio Call Writing** | Write Calls, Buy the Stock |

**a Magic Sum** | It's magic, eh? |

**Approximations** | Approximations to portfolio evolution. |

**Coin tossing** | Toss a coin ... and get your return! |

**Return Predictor** | Using historical returns as predictors |

**Rebalancing Bonus** | The bonus in rebalancing (?) |

**Portfolio Blues** | DOWN she goes, UP she goes ... |

**Bond Calculators** | Play with a calculator or three |

**Allocations** | Play with (historical) allocations |

**Download data** | a neat way to get Yahoo data |

**Option stuff** | ... just a comment or two ... |

**Monte, again** | Monte Carlo ... again!? |

**Bond Ladders** | What kind of financial equipment is it? |

**DCA and VA** | Dollar Cost and Value averaging |

**CAPM** | a Capital Asset Pricing Model |

**Dividend Discount** | What price, stock? |

**Asset Concentration** | Should you concentrate on one Asset Class? |

**Utility Theory** | Your personal optimization? |

**Option Strategies** | What's the probability of losing? |

**Life Expectancy** | ... and Life Annuities |

**Latin Hypercube** | another method to sample returns |

**Stock Evolution** | the Binomial Distribution ... and stock growth |

**Black-Scholes** | the Black-Scholes option pricing formula |

**Risks & Rewards** | Another Risk / Reward Ratio |

**Risk/Reward Ratio(s)** | How many are there? |

**Try an annuity** | Should you buy an annuity? |

**Save for Retirement** | Part II ... it ain't easy !! |

**Maximum Withdrawals** | the Maximum Rate of Withdrawal is ... what? |

**Sensible Withdrawals** | Safer withdrawals ... and more Monte Carlo. |

**Asset Correlation** | Is correlation good or bad? |

**P/E & Bond Rates?** | Is the market over-priced? |

**Growth ***vs* Value | Optimal (golden) Ratios |

**Growth ***vs* Value | Slice and Dice ... |

**Bonds** | Some stuff on Bonds |

**another Frontier** | ... to minimize Risk |

**Efficient Frontier** | ... to minimize Volatility |

**Passive or Active MFs** | Take your pick! |

**Another distribution** | Take your pick! |

**Equal-weighted Indices** | Better or worser? |

**Monte Carlo simulation** | a spreadsheet by the **Count of Monte Carlo** |

**Normal/Lognormal** | Which is the better fit to market returns? |

**Random?** | Are the markets random? |

**Volume weighting** | include VOLUME in Moving Averages: ADX=>VDX |

**R-squared.htm** | Covariance, Correlations and Beta. |

**Mutual Fund figures** | How does YOUR gain compare to the Mutual Fund - or The DARK SIDE of DCA |

**Rotation** | Rotating Portfolio components. |

**Life Expectancy** | Drop dead ... when? |

**a Strategy** | a Strategy to avoid big losses ... maybe. |

**Invest Early** | Start investing early ... for your retirement. |

**Bond Yields** | an Inverted Yield curve predicts a recession? |

**Re-Balancing** | Sell the good stuff to buy the bad. |

**the Rule of 72** | How long to double, triple? |

**Reversion/Regression** | Does Reversion to the Mean apply to the market? |

**P/E ratio** | What's P/E ... and how to get one for an Index? |

**Stocks & Bonds** | Is there a "best" mix? |

**Annualized Return** | How to calculate it. |

**Rate of Return** | How to calculate it accurately ... and Dietzly. |

**Mean, Annualized & SD** | What's the relation? |

**Average Gains** | Think "Annualized", not "Average". |

**a Random Walk** | What is it? |

**Save for Retirement?** | What fraction of your salary should you save? |

**Safe(?) Withdrawals** | You're retired: What's a Safe Withdrawal rate? |

**about Risk?** | Risk, Volatility and Standard Deviation. |

**What's RISK?** | Risk Measures ... or "A Mathematician's Folly" |

**a Break Even Strategy** | Trying to Break Even in the market **:^)** |

**Market Indexes** | How to calculate 'em. |

**Best and Worst Months** | The effect of missing the "best" or "worst" months?
**OR** Market Timing: good or evil? |

**Portfolio Growth/Decay** | How does your Portfolio grow: Constant & Random gains. |

**Value Averaging ** | How does it compare to DCA: Dollar Cost Averaging? |

**Excel charting ** | A **spreadsheet**: how I chart. |

**HTML Praxis ** | Hyper Text Markup Language: The language of the Net. |

**HTML overview ** | The language of the Net: a summary |

**Technical Analysis** | Investing ... by the charts. |

**Lessons in C ** | What I larned about this $!@*&% computer language. |

**Years to Zero** | How long will your portfolio last? (the MATH) |

**Mortgages ** | How much do you pay? (the MATH) |

**Life Annuities ** | How much do you get? (Approximately!) |

**Volume-weighted Averaging** | The average price paid for a stock. |

**a Wave Theory** | Do stock prices have periodicity? |

**Adjusted Cost Base** | How to calculate this guy. |

**LIF Maxima** | How to calculate this guy. |

**Leveraging** | Borrow to invest? How much does it cost? (the MATH) |

**Bond Duration** | What is it?! (the MATH) |

**Invest inside or outside an RRSP** | (the MATH) |

**Biotech Stock Valuation** | How much is a biotech stock worth? |

**Best Fit** | Fitting "the best" straight line to some data. |

**DCA Part 1** | Dollar Cost Averaging. |

**DCA Part 2** | Dollar Cost Averaging ... for masochists. |

**Geosynchronous satellites** | Where are they? |

**the DOW index** | How now? |

**Computers** | a (wee) History of Computers |

**the Mathies** | hardly a tutorial ... but wee bios of famous mathematicians. |

**Calculus** | a course. |

**about Call Options** | What I larned 'bout trading in Options. |

**Vedic math** | A fascinating way to do math |