1. Investing isn't dangerous. Losing is dangerous.
  2. Good judgment comes from experience. Unfortunately, the experience usually comes from bad judgment.
  3. Learn from the mistakes of others. You won't live long enough to make all of them yourself.
  4. I love investment deadlines. I especially like the whooshing sound they make as they go flying by.
  5. Tell me how much you need, and I'll tell you how to get along with less.
  6. Accept that some market days you are the pigeon and some days the statue.
  7. There are three simple rules for making money. Unfortunately no one knows what they are.
  8. My dot.com reality check bounced.
  9. On the keyboard of finance, always keep one finger on the escape key.
  10. I don't suffer from market stress. I am a carrier.
  11. You start with a bag full of luck and an empty bag of experience.
    The trick is to fill the bag of experience before you empty the bag of luck.
  12. The probability of survival is inversely proportional to the rate of withdrawal.
    Large rate of withdrawal, small probability of survival ... and vice versa.
  13. After any salary raise, you will have less money at the end of the month than you did before.
  14. Eat one live toad the first thing in the morning and nothing worse will happen to you the rest of the day.
  15. If it wasn't for the last minute, nothing would get done.
  16. When you don't know what to do, walk fast and look worried.
  17. Don't let yesterday take up too much of today.
  18. A 'good' retirement is one which you leave in solvency.
    A 'great' retirement is one which you leave with a zero balance.
  19. It's always better to have bought low wishing you had bought lower than being up there wishing you were down here.
  20. When confronted by a difficult financial problem, you can solve it more easily by reducing it to the question:
    "How would the Lone Ranger handle this?"
      Okay! Okay! So there are only 20 rules!