northbeach wrote:I am between jobs where my new part time position does not carry extended health benefits.
We don't carry any private health insurance.
When we worked, we considered the private health insurance provided by my husband's employer to be a big bonus.
I look at it this way:
As far as medical and hospital is concerned, I have a doctor, and I can live with ward coverage if I'm in the hospital. Hey, it's free.
As far as drugs are concerned, we don't really need them at the moment. If we did require some drugs, hopefully our doctor would give us some freebies, then maybe we'd get a prescription for cheap generics. I'm not going to break the bank paying for insurance against some unknown future drug requirement.
Everything else (dental, vision, etc) is so infrequent that to insure it seems ridiculous to me.
Brush your teeth every day. Cheaper than insurance.