Shakespeare wrote:Don't know about anyone else, but I just got an "Rbc Sercurity [sic] Update." from the so-called "RBC Sercurity Team".
Don't worry, they caught the guy who sent it..
Dear Valued Customer :
We recently have determined that different computers have logged in your Bank of America Online Banking account, and multiple password failures were present before the logons. We now need you to re-confirm your account information to us. If this is not completed by April 11, 2009, we will be forced to suspend your account indefinitely, as it may have been used for fraudulent purposes. We thank you for your cooperation in this manner. In order to confirm your Online Bank records, we may require some specific information from you.
To restore your account, please Sign in to Online Banking[Link removed].
parvus wrote:2) I share information with my bank, according to PIPEDA. It is not supposed to be released to third parties.
parvus wrote:4) Why aren't Equifax and Transunion registered and regulated?
Bylo Selhi wrote:parvus wrote:4) Why aren't Equifax and Transunion registered and regulated?
Ask your MP
marty123 wrote:Under PIPEDA, the banks are required to inform you what they collect and to whom they give the info. They told you that on the credit app, and you agreed to it. It was in the fine print
parvus wrote:marty123 wrote:Under PIPEDA, the banks are required to inform you what they collect and to whom they give the info. They told you that on the credit app, and you agreed to it. It was in the fine print
Thanks marty. I'm not sure how many boring lawyers' sessions I've sat through that consisted of a simple recitation of the elements of PIPEDA. And of course, the banks got around that with a blanket sign-off -- for their subsidiaries and affiliates. But I don't recollect anything in the fine print that explicitly mentioned Transunion or Equifax. This could get interesting.
TD, in their Cardholder Agreement wrote:At the time you begin a relationship with us and during the course of our relationship, we may collect Information including: details about you and your background, including your name, address, date of birth, occupation and other identification, all of which are required under law; records that reflect your business dealings with and through us; and your financial preferences and activities. This Information may be collected from you and from sources outside our organization.
We may from time to time disclose your Information to other lenders and credit reporting agencies seeking such Information, which helps establish your credit history and supports the credit granting and processing functions in general. If you have a Visa Account or other credit product with us, you may not withdraw your credit consent.
and there are also tid-bits about the bank's rights here and there, like the a worst-case-we've-got-you-by-the-balls when we wrote:Transfer of Rights: We may transfer, sell or otherwise assign all of our rights under this Agreement. If we do so, we may disclose information about you and the account to anyone to whom we assign our rights.
scomac wrote:Number 1 son just received a phishing spoof e-mail purportedly from TD Canada Trust...
RE: NOTIFICATION OF EMAIL AWARD
We are pleased to inform you of your email selection in the Electronic Promotion Draws. By random selection your email earned the grand reward from the electronic draws program.
This is a reward program for the patronage of internet services and all email addresses entered for this promotional draws were randomly selectedfrom an internet resource database of registered software and domain users.
Reference Number: HMA-1313
e-ticket number: A17-0049018
Amount: 2,500,000.00 (Two Million, Five Hundred Thousand Dollars)
You should establish contact with the Enquiry Officer using the details stated below:
Contact: Mr. David Webber
Phone: +31 626 453 477
Email: [nl based address removed]
You are required to directly contact Mr. Webber and furnish him with the following information:
Name:....... Address:........ Phone/Fax:....., Cell Phone:......,Email:....., Alternative Email:...., Occupation:...., and E-ticket number:
NOTE: It's important you initiate correspondence with Mr. Lewis within 14 days of receiving this notification.
From: Bmo Financial Group <firstname.lastname@example.org>
Sent: Wed, January 12, 2011 6:02:43 PM
Subject: Confirm Your Account Information
Dear BMO Online Banking Customer:
Online Banking Users!
This message is to confirm that your online access have been suspended due to billing error.
We will review the activity on your account with you and upon verification, we will remove any retrictions placed on your account
We hope you enjoy the ease and convenience you'll get with the ability to manage your accounts from almost anywhere you are.
To access and activate your account, simply click the link below.
The entire activation should take only 5 minutes of your time. Please complete the activation by now
Thank you for being a valued customer
Online Banking Team
Yahoo Inc reported the theft of some 400,000 user names and passwords to access websites including its own, saying that hackers had taken advantage of a security vulnerability in its computer systems.
This weekend, former Gizmodo writer Mat Honan lived every tech geeks worst nightmare: he got hacked, with all his accounts compromised and his computers wiped with no backup. The scary part: No "real" hacking was involved—all it took was a few support calls to Apple and Amazon and nearly all his most important accounts were compromised. Here's everything you need to do now to keep this from happening to you.
What happened to me exposes vital security flaws in several customer service systems, most notably Apple’s and Amazon’s. Apple tech support gave the hackers access to my iCloud account. Amazon tech support gave them the ability to see a piece of information — a partial credit card number — that Apple used to release information. In short, the very four digits that Amazon considers unimportant enough to display in the clear on the web are precisely the same ones that Apple considers secure enough to perform identity verification. The disconnect exposes flaws in data management policies endemic to the entire technology industry, and points to a looming nightmare as we enter the era of cloud computing and connected devices.
Telemarketers [sic] from India who called Canadians and offered them virus protection for their computers have been fined by the country's telecommunications regulator as part of an international effort to put an end to a scam that has seen many people hand over control of their computers.
Excerpt wrote:But this week I became disgusted with your Fraud Detection Unit and wanted you to be aware of how your service looked from my perspective. I have 2 business partners in a joint venture. There was a cash call which they handled but then I had to reimburse them. On Wednesday October 17th, I initiated an Internet email transfer for $NNNN to one of the partners. I was aware of daily limits but when I tried to send the next transfer of $NNNN the following day, I was advised to call the bank. I did so and was told that the $3000 limit applies for 24 hours. So I waited until 24 hours had passed and initiated the second transfer successfully on Oct 18th.
I advised partners and they tried to complete the transfer without success. Two hours later I received a telephone call from an Unkown Name/Unkown Number. Because of phone solicitations, I let the answering machine pick up. Then the caller blathered on it rapid fire about this being the TD fraud detection unit. So I picked up and I asked him to repeat the information and discovered it was a robocall. I never talk to people calling claiming to be with my bank. I always call back.
So I called TD and asked to be connected to their fraud squad. The lady who answered insisted on the case number. I explained the situation regarding our call screening process and that I did not remember the number quoted. She said she could do nothing more and that I would have to go to my branch. I asked her to just call my number again because I was here and would answer. She was totally inflexible.
So I have visited the branch because my online access was suspended. Got everything sorted out. So far I have spent over 90 minutes on this issue and my partner has also wasted 60 minutes without getting the transfer of funds...
IdOp wrote:CRTC fines India telemarketers, puts foreign operators `on notice'Telemarketers [sic] from India who called Canadians and offered them virus protection for their computers have been fined by the country's telecommunications regulator as part of an international effort to put an end to a scam that has seen many people hand over control of their computers.
(This topic was recently discussed in another thread, but I think this link fits better here.)