Change to TD Declaration of Trust for RSPs?

Preparing for life after work. RRSPs, RRIFs, TFSAs, annuities and meeting future financial and psychological needs.
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Hopetoretire
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Change to TD Declaration of Trust for RSPs?

Post by Hopetoretire » 08 Oct 2017 16:09

I have some TD self directed RSP's (some locked, some not). Received 10 page letter dated 1 Sept 2017, stating a bunch of changes to the Declaration of Trust. As I opened these accounts decades ago, can't find the original to compare, but initial reading makes me think a whole lot more liability has been passed on to us, the clients, should SHTF at TD.

Did anyone get the same letter, and would you be able to pick out the key added risks to account-holders and summarise them for us here? I'm not too financially savvy especially when it comes to so much small print.

Thanks in advance for any advice!

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