I think Fraser has a more realistic view of what will happen than a lot of folks in this forum (or others) have. He and his wife have gone to a fee for service advisor in preparation for the day where Fraser passes on, and there is at least some continuity (the fee for service advisor) for a continuation of current philosophy and/or learnings by the spouse of the historical record.
Hats off to Fraser (IMO).
Preparing for life after work. RRSPs, RRIFs, TFSAs, annuities and meeting future financial and psychological needs.
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