Search found 2533 matches

by CROCKD
29 Jul 2023 12:49
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: TC Energy formerly TransCanada (Symbol-TRP)
Replies: 453
Views: 80625

Re: TC Energy formerly TransCanada (Symbol-TRP)

Like others here I am not rushing to sell my TC shares despite only having a small CG at these prices. However will evaluate going forward.
by CROCKD
29 Jul 2023 12:11
Forum: Retirement, Pensions and Peace of Mind
Topic: OAS amount at age 65 .
Replies: 23
Views: 2079

Re: OAS amount at age 65 .

AltaRed wrote: (no idea why the difference).
That is a quarterly inflation adjusted difference.
by CROCKD
27 Jul 2023 16:55
Forum: Financial News, Policy and Economics
Topic: Climate Change, the US Legal system and Other Precedences
Replies: 3
Views: 896

Climate Change, the US Legal system and Other Precedences

Saw a very interesting interview on Christianne Amanpour & Co on PBS a couple of days ago. The US being a very litiginous society who knows where this will go. Climate change is a crime Before you dismiss this out of hand think back 40+ years and the tobacco industry. Nevertheless these corporations always manage to insulate themselves from major economic consequences eg Philip Morris and now their dominance of the packaged food industry, Kraft, General foods etc, The Sacklers and Opioids. The Sacklers are not lining up at the food bank. I am sure that the oil industry even if there are legal consquences will find a way with alternative investments to prosper. Disclosure: Before retiring I earned my living as an engineer in the oil indu...
by CROCKD
27 Jul 2023 13:22
Forum: Under the Mattress: Protecting Your Money
Topic: High interest savings, GICs and MMFs (2023)
Replies: 1056
Views: 87814

Re: High interest savings, GICs and MMFs (2023)

Re Tangerine Rate Lottery - don't remember who coined this phrase or the two step. I got fed up with Tang long ago waiting till the end of a promo period and then begging cap in hand for a continuation. My approach has been to accept a promo offer if good enough and then at the end just transfer the lot out. I just finished a promo which was extended once for 4 months at 5% ending July 31. When I called to transfer the 6 figure amount out this week I was asked if the reason I was transferring was the end of the period because they could make me a new offer. I was non committal and told them just to make the transfer. They sowed the seeds for their clients to react this way and I suspect I am not the only one. I was a client of their former ...
by CROCKD
25 Jul 2023 14:47
Forum: Financial News, Policy and Economics
Topic: The Chinese Economy
Replies: 4
Views: 1344

The Chinese Economy

The Chinese property market.

An interesting article from Australia ABC - the Australian Broadcasting Corporation slanted towards Australia's major exports to China of Steel and Coal.

https://www.abc.net.au/news/2023-07-25/ ... /102641990
by CROCKD
23 Jul 2023 18:24
Forum: Community Centre
Topic: RIP Shakespeare [2023]
Replies: 29
Views: 2535

Re: RIP Shakespeare [2023]

brucecohen wrote:He contributed to all of our lives.
:thumbsup:
by CROCKD
14 Jun 2023 11:02
Forum: Community Centre
Topic: A Final Financial Thread [from Shakespeare]
Replies: 70
Views: 6639

Re: A Final Financial Thread [from Shakespeare]

Shakes: Echoing the sentiments of the many readers of FWF. I thank you for all you have done in educating us over the years. May you know peace and serenity.
by CROCKD
29 May 2023 10:56
Forum: Financial Planning and Building Portfolios
Topic: VBAL Everywhere
Replies: 412
Views: 100990

Re: VBAL Everywhere

I agree with GreatLaker and leoc2 two previous posters. Updating my 3 ETFs in my non registered account once a year for ROC and ACB with information from my broker website is not exactly rocket science. VBAL is in my registered account and does not require the treatment.
by CROCKD
28 May 2023 13:11
Forum: Financial Planning and Building Portfolios
Topic: VBAL Everywhere
Replies: 412
Views: 100990

Re: VBAL Everywhere

Bylo Selhi wrote:Indeed, I submit that many of us who do "think for ourselves" have come to the conclusion that an all-in-one ETF is the most appropriate portfolio, both for us and for those we care for.
:thumbsup:
by CROCKD
24 Apr 2023 18:53
Forum: Community Centre
Topic: Travel Insurance
Replies: 278
Views: 8541

Re: Travel Insurance

tedster wrote:The question they used to ask was do you suffer from Alzheimer's?
Uh. I don't remember.
by CROCKD
10 Apr 2023 14:44
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: BMO Investorline
Replies: 1278
Views: 198055

Re: BMO Investorline

I use Firefox and can see all my Transaction Details in my Non Registered Account for the current year when I ask for it.
by CROCKD
31 Mar 2023 17:26
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: BMO Investorline
Replies: 1278
Views: 198055

Re: BMO Investorline

Considering the deficiencies identified so far in Investorline 2.0, I wonder if Carrick would now give BMOIL a B+ ranking.

Online Broker Rankings
by CROCKD
26 Mar 2023 17:11
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: BMO Investorline
Replies: 1278
Views: 198055

Re: BMO Investorline

The info I am looking for is indeed under 'Move Money' Manage accounts my RIF and LIF ELECTED ANNUAL PAYMENT and dates and payment.

As fireseeker says it is not intuitive.

IF IT IS NOT BROKEN, DON"T FIX IT.
by CROCKD
26 Mar 2023 11:26
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: BMO Investorline
Replies: 1278
Views: 198055

Re: BMO Investorline

I am just looking for what I have scheduled for this year. There used to be a tab under (?) documents in the old website.
by CROCKD
26 Mar 2023 10:47
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: BMO Investorline
Replies: 1278
Views: 198055

Re: BMO Investorline

Where do I find the RIF withdrawal info on this damn website ??
by CROCKD
20 Feb 2023 11:42
Forum: Taxing Situations
Topic: What tax software to use?
Replies: 133
Views: 11521

Re: What tax software to use?

I have used StudioTax since 2010 including the last two years when they have required a subscription. I also use TaxFreeway as a check which you can run for free but not file. I like the UI on TaxFreeway as you get slips and forms like the ones that are sent to you. Both these programs do a good job in my estimation and are bargain priced. Also I like the fact that all the files and information are resident on your computer. In neither case do I use the CRA's feature of downloading T slips as I do not trust it.
by CROCKD
12 Feb 2023 13:09
Forum: Retirement, Pensions and Peace of Mind
Topic: Retirement Planning Advice
Replies: 66
Views: 6512

Re: Retirement Planning Advice

In 2012 as a result of a change in LIF legislation Ontario, I was able to transfer 50% of my LIF to my RIF. This left me with a RIF and a smaller LIF. The rules for withdrawing from the LIF are similar to a RIF. i.e. over 65 there is a mandatory withdrawal governed by the same factors. HOWEVER, unlike the RIF, there is also a maximum actuarially determined each year. I have been withdrawing the minimum each year from both but as I get older do not need the total minimum each year. Also I recently converted my RIF to a new RIF based on my partner's younger age. I would like to transfer some more of my LIF to my RIF and recently read of this strategy which claims that the DELTA $s MAXIMUM - MINIMUM each year can be transferred to the RIF. Gra...
by CROCKD
04 Feb 2023 13:06
Forum: Community Centre
Topic: Good and/or Underrated Movies and TV shows
Replies: 2489
Views: 97892

Re: Good and/or Underrated Movies and TV shows

An entertaining movie about a retired lady and a sex worker. Emma Thompson who is a great actress stars in this one.
Available on Amazon Prime.

Good Luck to You, Leo Grande
by CROCKD
01 Jan 2023 10:09
Forum: Community Centre
Topic: RIP Spidey
Replies: 31
Views: 1442

Re: RIP Spidey

Spidey was a thoughtful and prolific contributor to FWF over the years. He will be missed.

Sad news indeed to end the year. Condolences to his family and friends
by CROCKD
15 Dec 2022 14:13
Forum: Community Centre
Topic: Are any TV hockey fans left?
Replies: 339
Views: 15279

Re: Are any TV hockey fans left?

A top Russian athlete I admire is Andrey Rublev, No.8 tennis player. Very early on at the end of his match he signed the signature board on the court "No to war".
by CROCKD
14 Dec 2022 13:18
Forum: Community Centre
Topic: Good and/or Underrated Movies and TV shows
Replies: 2489
Views: 97892

Re: Good and/or Underrated Movies and TV shows

Available on Netflix The Swimmers

Based on a true story the journey of two sisters from war torn Syria to the Rio Olympics. Very Good.
by CROCKD
08 Dec 2022 15:47
Forum: Under the Mattress: Protecting Your Money
Topic: High interest savings, GICs and MMFs (2022) - rates
Replies: 1006
Views: 95638

Re: High interest savings, GICs and MMFs (2022) - rates

After ignoring Tangerine for most of the year and letting them use my 0.01 in the account, they sent me an email offering 5% until April 30 2023.
My days of calling them at the end of a promotion ended some time ago. I just transfer the money elsewhere. I activated the offer and will have to decide if I want the hassle of transferring funds around.
by CROCKD
07 Dec 2022 20:26
Forum: Community Centre
Topic: Beer in Tronna [2022]
Replies: 32
Views: 1623

Re: Beer in Tronna [2022]

As Adrian said "a great afternoon !" Thanks again P_I
by CROCKD
29 Nov 2022 17:50
Forum: Community Centre
Topic: Beer in Tronna [2022]
Replies: 32
Views: 1623

Re: Beer in Tronna [2022]

I'm good with the Craft Beer Market
by CROCKD
23 Nov 2022 16:31
Forum: Community Centre
Topic: Beer in Tronna [2022]
Replies: 32
Views: 1623

Re: Beer in Tronna [2022]

Sunday Dec. 4 is fine with me.