Search found 2330 matches

by Insomniac
13 Apr 2023 13:39
Forum: Property: Owning, Renting, Managing, Investing and Mortgaging
Topic: How much has your home insurance risen?
Replies: 170
Views: 45320

Re: How much has your home insurance risen?

Another year and here we go again. This time my broker is no longer doing business with my current insurance company (Gore Mutual). They are getting me a quote from Intact.

Meanwhile, I'm shopping around. So far, I have quotes for $2349 and $4119 (yikes!). I'm waiting for two more quotes. My premium paid last May was $1583.

This is crazy stuff. I have never made an insurance claim. I can understand why my neighbour doesn't buy home insurance.
by Insomniac
11 Apr 2023 16:49
Forum: Taxing Situations
Topic: CRA - Missing T5 in My Account
Replies: 13
Views: 915

Re: CRA - Missing T5 in My Account

Same here. Started the returns, used auto fill and UFile said I was getting a refund even before I put in donations and medical expenses! Then I noticed the missing T slips. Sorry, no refund. I imagine there are some batch jobs that need to be run to load the T slip data into CRA's database. Probably not being run...

I wonder if people have been filling returns with missing data.
by Insomniac
21 Mar 2023 19:57
Forum: Community Centre
Topic: Good and/or Underrated Movies and TV shows
Replies: 2489
Views: 97893

Re: Good and/or Underrated Movies and TV shows

I knew that that a Perry Mason remake would be screwed up. You can watch the original series on Pluto: https://pluto.tv/en/live-tv/perry-mason-ca

Just finished watching the final series of Endeavour. They tied up a lot of loose ends from the previous series. There is a documentary to go with the final series; I doubt that I will watch it.

The new series of Unforgotten is good. I was surprised to see it as I thought that they wouldn't be making any more after how the previous series ended.
by Insomniac
18 Feb 2023 23:28
Forum: Community Centre
Topic: Power Bank to start car
Replies: 21
Views: 774

Re: Power Bank to start car

Marcus Aurelius wrote: 18 Feb 2023 21:28
Insomniac wrote: 18 Feb 2023 20:26 However, since the hybrid cannot be used jump start a conventional ICE car, again the NOCO will be handy.
Are you sure? We have jumpstarted multiple vehicles from our Ford PHEV (including a mini-excavator last week). There are special terminals under the hood. The 12v battery is under the load floor in the back but doesn't have jump terminals accessible there. Yes, I tried!
Lexus wrote:To prevent damaging the vehicle
The exclusive jump starting terminal is to
be used when charging the 12-volt battery from another vehicle in an emergency. It cannot be used to jump start
another vehicle.
by Insomniac
18 Feb 2023 20:26
Forum: Community Centre
Topic: Power Bank to start car
Replies: 21
Views: 774

Re: Power Bank to start car

I have the NOCO boost GB70. I no longer have a battery for my generator - just use the NOCO to start it. When the battery for my tractor dies, I will not replace it - again just use the NOCO. So the NOCO is providing jump start capability and I can reduce the number of batteries I need.

Of course it won't help me if I need to jump start my Lexus hybrid! However, since the hybrid cannot be used jump start a conventional ICE car, again the NOCO will be handy.
by Insomniac
14 Dec 2022 19:10
Forum: Community Centre
Topic: Good and/or Underrated Movies and TV shows
Replies: 2489
Views: 97893

Re: Good and/or Underrated Movies and TV shows

Zipper wrote: 14 Dec 2022 14:29 DS Karen Pirie on Britbox is a real gem.
Thanks. I missed that one.
by Insomniac
07 Dec 2022 18:23
Forum: Community Centre
Topic: Electric Cars
Replies: 601
Views: 39602

Re: Electric Cars

DenisD wrote: 07 Dec 2022 14:21 @Insomniac can you choose from different noises?
No choice. It's sounds like a bearing running dry and squealing. Walking down the street, when you hear that sound, you know a Toyota/Lexus hybrid is coming.

I have noticed that Tesla vehicles do not make a noise. Maybe it's only the Canadian ones that are silent. Or they are just ignoring the US regs.
by Insomniac
07 Dec 2022 14:13
Forum: Community Centre
Topic: Electric Cars
Replies: 601
Views: 39602

Re: Electric Cars

Yes, my Lexus hybrid emits a noise when in EV mode and at low speed. This is a USA requirement and Toyota put it on Canadian cars too. Of course, if you disconnect the speaker, the computer reports a fault. Some people wrap a piece of cloth around the speaker to muffle it.
by Insomniac
06 Dec 2022 13:45
Forum: Retirement, Pensions and Peace of Mind
Topic: Dealing with intestate death
Replies: 24
Views: 1399

Re: Dealing with intestate death

In JTWROS cases, I think that all the bank and broker needs to see is the death certificate.
by Insomniac
23 Nov 2022 23:28
Forum: Taxing Situations
Topic: UFile 2022
Replies: 18
Views: 2395

Re: UFile 2022

Peculiar_Investor wrote: 23 Nov 2022 09:25
I checked and I didn't see any place to add a code during checkout. Am I missing something?
I couldn't find it.
by Insomniac
23 Nov 2022 16:16
Forum: Community Centre
Topic: World Cup 2022
Replies: 32
Views: 1614

Re: World Cup 2022

AltaRed wrote: 23 Nov 2022 11:32 I am conflicted about watching anything since I have an intense dislike for the long standing corruption of the FIFA organization and the awarding of the World Cup to a cesspool country like Qatar in the first place.

I wonder how much graft was gifted to some of the FIFA executive? Lots of source material to ponder including the Washington Post
According to John Oliver. it was millions of dollars.

https://www.rollingstone.com/tv-movies/ ... 234634221/
by Insomniac
23 Nov 2022 16:03
Forum: Taxing Situations
Topic: UFile 2022
Replies: 18
Views: 2395

Re: UFile 2022

I 'm guessing that, like in previous years, the sale on the online version will be announced later...

viewtopic.php?t=124433
by Insomniac
11 Nov 2022 10:23
Forum: Community Centre
Topic: Cellphones 2022 [and plans]
Replies: 66
Views: 5579

Re: Cellphones 2022 [and plans]

Bought my wife a new phone; a Nokia phone with buttons. She hated dialling with the touch screen. I had to cut the SIM card down; the second time that this card has been cut down. Easy peasy.

https://www.nokia.com/phones/en_us/supp ... -and-parts
by Insomniac
07 Nov 2022 09:58
Forum: Community Centre
Topic: USA Mobile Passport Control (MPC) app
Replies: 13
Views: 1010

Re: USA Mobile Passport Control (MPC) app

Travelers who successfully use the MPC app will no longer have to complete a paper form or use an APC kiosk.
https://www.cbp.gov/travel/us-citizens/ ... rt-control

US citizens only?

Kiosk is quick enough.
by Insomniac
22 Oct 2022 17:42
Forum: Under the Mattress: Protecting Your Money
Topic: Good customer service
Replies: 233
Views: 49406

Re: Good customer service

Home Hardware to the rescue! I got into the shower and found that the water was only lukewarm. It was a very quick shower. Checked the water heater and found that the top element was burned out. I needed a 240V, 4500W element with a square base. It seems that most of the new water heaters now have screw in elements and the square base ones can be hard to find. Home Depot has square base elements, but only in 3000W. They sell adaptors so you can use a screw in element with a tank that uses the square base, but the local store doesn't have them in stock. Called a major plumbing supplier. They have 4500W screw in elements, but they don't have the adaptors - they had never heard of them. They suggested that I buy a new tank. :roll: I was beginn...
by Insomniac
15 Oct 2022 22:50
Forum: Community Centre
Topic: Destination suggestions for 1 week travel in December?
Replies: 33
Views: 1632

Re: Destination suggestions for 1 week travel in December?

Does it have to be the second half of December? What a horrible time to travel.
by Insomniac
08 Sep 2022 19:38
Forum: Under the Mattress: Protecting Your Money
Topic: English Pound Notes (paper) 'expiring'
Replies: 7
Views: 847

Re: English Pound Notes (paper) 'expiring'

The last time this happened, I mailed some expired notes to the Bank of England and asked them to give them to a worthy charity. A few weeks later I got a cheque in the mail. :lol:
by Insomniac
28 Aug 2022 17:55
Forum: Community Centre
Topic: New Car Wait Times
Replies: 17
Views: 2069

Re: New Car Wait Times

Friend is buying a new RAV4. Dealer said wait is 4 months. However, he could have the one on the lot for an extra $3,000. No thanks, he's not paying extra for a demonstrator! They called him a couple of weeks later - one had arrived and buyer had changed their mind. Same thing - he could have it for an extra $3K. :roll: He's still waiting.
by Insomniac
27 Aug 2022 18:59
Forum: Community Centre
Topic: Electric Cars
Replies: 601
Views: 39602

Re: Electric Cars

Gas tax pays for a lot more than roadway maintenance. Transit subsidies is the most obvious one. If the gas tax was only for road maintenance, gas would be a heck of a lot cheaper.

Of course, the bicycle enthusiasts say that even with the gas tax, cars are still subsidised by the taxpayer. I don't mind.
by Insomniac
27 Aug 2022 17:35
Forum: Community Centre
Topic: Electric Cars
Replies: 601
Views: 39602

Re: Electric Cars

Here on Vancouver Island, where we pay some of the highest prices for fuel in North America, EVs are becoming commonplace. Competition for a charging stations is increasing. The amount of electricity consumed to charge vehicles is increasing. It's about time that the user pays and at least one city is starting to do that.

https://www.cowichanvalleycitizen.com/n ... -stations/
by Insomniac
23 Aug 2022 16:34
Forum: Under the Mattress: Protecting Your Money
Topic: High interest savings, GICs and MMFs (2022) - rates
Replies: 1006
Views: 95640

Re: High interest savings, GICs and MMFs (2022) - rates

Descartes wrote: 23 Aug 2022 15:07 Laurentian Bank (LBC Digital) bumped their HISA from 1.15% to 1.70% today. ..That'll bring in boatloads of cash.
Their email announcing this was in my inbox this morning; made me laugh. I have about $10 in the account. Now I just use it for PayPal transfers.
by Insomniac
16 Aug 2022 23:32
Forum: Under the Mattress: Protecting Your Money
Topic: Best Credit Card (2021 - 2025)
Replies: 515
Views: 33158

Re: Best Credit Card (2021 - 2025)

I like the security features with the Brim cards. Do other cards have the ability to block online and foreign transactions? Those fraudulent charges on my HT Visa originated in Ireland.

https://brimfinancial.com/security
by Insomniac
15 Aug 2022 12:59
Forum: Under the Mattress: Protecting Your Money
Topic: Best Credit Card (2021 - 2025)
Replies: 515
Views: 33158

Re: Best Credit Card (2021 - 2025)

HT Visa.

This AM went online to get statement and found out my account is suspended. Turns out there was suspicious activity; some small Etsy purchases. So, they are sending me a new card. This is not the first time that my HT Visa has been compromised. Last time it was Door Dash charges. Before that; Amazon Prime (US). I'm getting fed up with HT Visa. Must be a favourite with the crooks.

Going to start looking for something else.
by Insomniac
29 Jul 2022 13:19
Forum: Retirement, Pensions and Peace of Mind
Topic: Legal Action to Remove Executor
Replies: 19
Views: 1803

Re: Legal Action to Remove Executor

I suggest that the OP advise his sister about the threads he started here. This would allow her to post her side of the story. I'd be interested in that.
by Insomniac
17 Jul 2022 13:14
Forum: Community Centre
Topic: COVID-19 • Resumption of travel
Replies: 407
Views: 29734

Re: COVID-19 • Resumption of travel

My neighbour is flying to ON to visit friends and family. She is sending her luggage FedEx to ensure it gets there. It should arrive before she does.