Search found 2330 matches
- 01 Dec 2023 13:03
- Forum: Taxing Situations
- Topic: joint T5 interest with son after death
- Replies: 6
- Views: 414
Re: joint T5 interest with son after death
My wife was joint owner of my Mother in Law's GICs. When my Mother in Law died, we simply split the proceed with the other beneficiaries. You didn't specify what province you live in - maybe rules differ. No probate required in our case.
- 01 Dec 2023 12:58
- Forum: Financial Planning and Building Portfolios
- Topic: pension and asset allocation
- Replies: 16
- Views: 1245
Re: pension and asset allocation
I agree with Mordco. I have a higher risk tolerance for equities since I have a DB pension.
- 26 Nov 2023 14:11
- Forum: Taxing Situations
- Topic: UFile 2023
- Replies: 28
- Views: 3637
Re: UFile 2023
Cyber Monday pricing for UFile online:
$18.95 for single. $27.95 for a couple.
I still don't understand why they charge less for the Windoze software when it comes on a CD in a box with shipping costs.
https://secure.ufile.ca/account/earlybirdt1
$18.95 for single. $27.95 for a couple.
I still don't understand why they charge less for the Windoze software when it comes on a CD in a box with shipping costs.
https://secure.ufile.ca/account/earlybirdt1
- 20 Nov 2023 15:37
- Forum: Under the Mattress: Protecting Your Money
- Topic: CIBC and Simplii - Deceased person
- Replies: 11
- Views: 958
Re: CIBC and Simplii - Deceased person
Thanks for the condolences. I talked to CIBC and the rep said that Simplii is a separate entity and they cannot help. Go deal with them. So I called Simplii. This rep was very helpful. She created an estate file and told me that I can deal with the local CIBC branch as my b-i-l had done business with CIBC in the past - she looked it up. So the Simplii and CIBC systems are interconnected . She gave me a file number that I can give to the CIBC rep. The CIBC rep can upload a copy of the original will and death certificate to the file which means I won't have to get the documents notarised. She told me that Simplii took over Presidents Choice Financial, so the PCF account and the Simpii accounts are one and the same. :thumbsup: She also told me...
- 20 Nov 2023 13:59
- Forum: Under the Mattress: Protecting Your Money
- Topic: CIBC and Simplii - Deceased person
- Replies: 11
- Views: 958
CIBC and Simplii - Deceased person
My b-i-l died last week and I'm his executor. He has a bank account at Simpii Financial. (Maybe President's Choice Financial too)
I'm going to set up an estate account at the local CIBC branch.
Do you know if CIBC can move the Simplii account into the estate account? Or do I have to deal with Simplii separately?
I'm going to set up an estate account at the local CIBC branch.
Do you know if CIBC can move the Simplii account into the estate account? Or do I have to deal with Simplii separately?
- 15 Nov 2023 16:52
- Forum: Community Centre
- Topic: Humour (2023)
- Replies: 53
- Views: 6249
Re: Humour (2023)
NZ Bird of the century. Couldn't lose with John Oliver as campaign manager...
https://www.theguardian.com/world/2023/ ... r-campaign
https://www.theguardian.com/world/2023/ ... r-campaign
- 14 Nov 2023 12:50
- Forum: Community Centre
- Topic: Electric Cars
- Replies: 601
- Views: 39602
Re: Electric Cars
If necessary, they could ship the batteries separately and install them at the destination.
Lots of hybrids on the road around here and I don't see many on fire.
Lots of hybrids on the road around here and I don't see many on fire.
- 11 Nov 2023 23:54
- Forum: Community Centre
- Topic: Feeling old(er)
- Replies: 56
- Views: 1704
Re: Feeling old(er)
My old truck has great features that stop young people from stealing it; manual choke and manual transmission!
- 11 Nov 2023 15:37
- Forum: Property: Owning, Renting, Managing, Investing and Mortgaging
- Topic: Cash Back Realtor
- Replies: 27
- Views: 2136
Re: Cash Back Realtor
Have you talked to these guys?
https://victoriaonepercentrealty.ca/
https://victoriaonepercentrealty.ca/
- 05 Nov 2023 13:19
- Forum: Community Centre
- Topic: Electric Cars
- Replies: 601
- Views: 39602
Re: Electric Cars
I have been watching a fair amount of Australian TV lately. The Chinese cars are selling very well mainly due to much lower prices. It shouldn't be too long until we see them on our roads. I doubt that they will be using batteries from either Volkswagen and Stellantis.
https://www.abc.net.au/news/2023-01-03/ ... /101794194
https://www.abc.net.au/news/2023-01-03/ ... /101794194
- 03 Nov 2023 23:15
- Forum: Community Centre
- Topic: Electric Cars
- Replies: 601
- Views: 39602
Re: Electric Cars
Wow! It appears that PT Barnum is alive and working at the Ford Motor Co.
- 18 Oct 2023 23:59
- Forum: Now Hear This!
- Topic: Who is online?
- Replies: 9
- Views: 850
Re: Who is online?
I belong to a board where we discuss restoring classic vehicles. Last month, we noticed we were having hundreds of "visitor" bots scanning the site eating up large amounts of bandwidth. These bots originated in China and Israel. They were not following the rules so new firewall entries have now blocked them.
The Chinese bots originated from Huawei and TikToc.
The Chinese bots originated from Huawei and TikToc.
- 14 Oct 2023 23:04
- Forum: Community Centre
- Topic: What are you listening to now?
- Replies: 100
- Views: 9351
Re: What are you listening to now?
Re: Goodbye Yellow Brick Road
Bernie Taupin was on the Graham Norton Show last weekend. He has a new book out talking about his collaboration with Elton John. Might be a good Christmas present for the music lover.
Bernie Taupin was on the Graham Norton Show last weekend. He has a new book out talking about his collaboration with Elton John. Might be a good Christmas present for the music lover.
- 11 Oct 2023 16:56
- Forum: Community Centre
- Topic: Science is amazing
- Replies: 818
- Views: 55673
Re: Science is amazing
Yes, Vancouver Island gets the best view (in Canada) of the solar eclipse with 75% coverage. Unfortunately for us, a cloudy day with 70% chance of showers is the current prediction.
https://science.nasa.gov/eclipses/futur ... here-when/
https://science.nasa.gov/eclipses/futur ... here-when/
- 03 Oct 2023 00:37
- Forum: Under the Mattress: Protecting Your Money
- Topic: Flying with Multiple Tickets
- Replies: 9
- Views: 957
Re: Flying with Multiple Tickets
So Expedia says Alaska is the "validating" airline and they will help us if we miss the connection. Tickets are first class so I think we will be OK. I have to contact Alaska to give them my mileage plan and passport numbers so I will double check with them.
- 02 Oct 2023 15:07
- Forum: Under the Mattress: Protecting Your Money
- Topic: Flying with Multiple Tickets
- Replies: 9
- Views: 957
Re: Flying with Multiple Tickets
So, missed connection is the greatest concern. I like the idea of using an agent to get one ticket/itinerary. So now I'm looking at booking the trip through Expedia. Hopefully, they will issue one ticket. Alaska and Hawaiian are not "partners" but they have an "alliance" whatever that means.
- 01 Oct 2023 13:59
- Forum: Under the Mattress: Protecting Your Money
- Topic: Flying with Multiple Tickets
- Replies: 9
- Views: 957
Flying with Multiple Tickets
I'm used to flying with one return ticket. There might be multiple legs with multiple airlines but still just one ticket.
I want to go to the big island of Hawaii. I used to book with Alaska; YYJ - SEA - KOA and return was easy and quick. Changing planes at SEA was not too bad time wise. Now, there are fewer flights and overnight layovers.
It looks like that if I fly Alaska to HNL and switch to Hawaiian Airlines, the trip will be shorter with no overnight layovers. Hawaiian has flights almost hourly between the HNL and KOA. But now I will have 2 tickets on 2 different airlines.
Can you see any drawbacks? Security? Checking bags?
I want to go to the big island of Hawaii. I used to book with Alaska; YYJ - SEA - KOA and return was easy and quick. Changing planes at SEA was not too bad time wise. Now, there are fewer flights and overnight layovers.
It looks like that if I fly Alaska to HNL and switch to Hawaiian Airlines, the trip will be shorter with no overnight layovers. Hawaiian has flights almost hourly between the HNL and KOA. But now I will have 2 tickets on 2 different airlines.
Can you see any drawbacks? Security? Checking bags?
- 02 Sep 2023 13:15
- Forum: Community Centre
- Topic: RIP 2023
- Replies: 99
- Views: 10541
Re: RIP 2023
"The weather is here - wish you were beautiful"
- 31 Aug 2023 15:27
- Forum: Under the Mattress: Protecting Your Money
- Topic: High interest savings, GICs and MMFs (2023)
- Replies: 1056
- Views: 87816
Re: High interest savings, GICs and MMFs (2023)
If you need the money right away, it can be a problem. Recently, I sold some shares on a Friday. The earliest I could transfer the proceeds of the sale to my CU was Wednesday AM. It's possible that the CU would put a temporary hold on the funds - I didn't test that - so that would add more time. If I had sold mutual fund units instead of shares, I would expect that the funds would not be available to transfer until Thursday AM.
- 24 Aug 2023 13:14
- Forum: Community Centre
- Topic: Electric Cars
- Replies: 601
- Views: 39602
Re: Electric Cars
You might want to look at the Lexus RZ...
- 14 Aug 2023 15:32
- Forum: Under the Mattress: Protecting Your Money
- Topic: Telephone scams
- Replies: 302
- Views: 48604
Re: Telephone scams
I called HT and told them I wanted to close the account. She asked me why and I told her; repeated fake charges and loss of features. Anyway, I did not have to cut up my card and mail in the pieces. (she was surprised that the fraud dept told me to do that).Bylo Selhi wrote: ↑13 Aug 2023 15:20 Good luck with this. I look forward to your report on how they handle this.
Account is closed.
- 13 Aug 2023 13:52
- Forum: Under the Mattress: Protecting Your Money
- Topic: Telephone scams
- Replies: 302
- Views: 48604
Re: Telephone scams
Got an email and phone message from Home Trust VISA fraud. Four suspicious transactions in Lima, Peru-today, six bucks and change each. Confirmed fraud with them by phone, under 5 min toll-free call. Card compromised, they said, will get new card by mail. I don't employ the card that much-last use, more that two months ago. I got the same phone message from HT Visa. It seemed legit as they had my name and the last 4 digits of the card. Still, I hung up and called the number on the back of the card. Yes, there was a charge to Charles Darwin for $8 so my card is now locked. This is at least the fourth time that this has happened to my HT Visa. I told the rep that I don't want this card anymore as it has been compromised several times, plus t...
- 01 Aug 2023 23:29
- Forum: Community Centre
- Topic: Electric Cars
- Replies: 601
- Views: 39602
Re: Electric Cars
It's possible that you will be able to update the batteries in your hybrid to the newer technology like this company offers:
https://projectlithium.com/
There should be pressure put on the car manufacturers to give owners the option to upgrade. Extending the life of the vehicles on the road now will be good for the environment.
https://projectlithium.com/
There should be pressure put on the car manufacturers to give owners the option to upgrade. Extending the life of the vehicles on the road now will be good for the environment.
- 22 Jul 2023 23:36
- Forum: Stocks, Bonds, ETFs, Funds, REITS and More
- Topic: What are your top holdings? (2013-2020 and counting)
- Replies: 261
- Views: 29979
Re: What are your top holdings (at start of 2013)?
65% equities so I'm between VBAL and VGRO. I probably would have bought VBAL if was around 10+ years ago. Capital gains tax discourages selling today so I won't be switching.formerpatriot wrote: ↑22 Jul 2023 08:22Interesting.
I wonder how close you are to an all-in-one ETF.
Are you close to VCNS? VBAL?
- 22 Jul 2023 00:28
- Forum: Stocks, Bonds, ETFs, Funds, REITS and More
- Topic: What are your top holdings? (2013-2020 and counting)
- Replies: 261
- Views: 29979