I thought the Investment Reporter was toast, toasted, no longer in circulation. Is the advisory council still doing ad-hoc research/articles.
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- 13 Jan 2024 10:17
- Forum: Financial News, Policy and Economics
- Topic: Sitting in cash and GICs was the wrong move last year.
- Replies: 27
- Views: 2340
Re: Sitting in cash and GICs was the wrong move last year.
- 05 Jan 2024 14:25
- Forum: Stocks, Bonds, ETFs, Funds, REITS and More
- Topic: How to download data?
- Replies: 201
- Views: 38941
Re: How to download data?
https://www.wisesheets.io/available-data
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The ultimate spreadsheet add-on for stock investors
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Covering 50+ stock exchanges
Comprehensive email support
Google Sheets & Excel access
Live price data
- 05 Jan 2024 11:34
- Forum: Community Centre
- Topic: weevils
- Replies: 12
- Views: 840
Re: weevils
https://www.tipsbulletin.com/how-do-wee ... -in-flour/
Freeze the flour to kill any eggs.
Store flour in airtight containers with bay leaves.
Regularly clean the pantry and kitchen shelves.
Seal cracks and entry points around the home.
Inspect packaged food before purchasing.
Freeze the flour to kill any eggs.
Store flour in airtight containers with bay leaves.
Regularly clean the pantry and kitchen shelves.
Seal cracks and entry points around the home.
Inspect packaged food before purchasing.
- 04 Jan 2024 22:01
- Forum: Stocks, Bonds, ETFs, Funds, REITS and More
- Topic: What and why did you Buy? What might you buy? (2024)
- Replies: 49
- Views: 6675
Re: What and why did you Buy? What might you buy? (2024)
All you have to do is askOnlyMyOpinion wrote: ↑04 Jan 2024 21:40 Does ChatGPT do its own analysis to create a list of 'dividend growth' stocks, or does it just scan and scab the information from the analysis and reports of others?
How does ChatGPT define a dividend growth stock - what rate of dividend growth is necessary and over what period, and what level of share price growth? Does it use a dividend growth model to determine which of the stocks is currently a buy?
What is behind the curtain?
- 04 Jan 2024 21:01
- Forum: Stocks, Bonds, ETFs, Funds, REITS and More
- Topic: What and why did you Buy? What might you buy? (2024)
- Replies: 49
- Views: 6675
Re: What and why did you Buy? What might you buy? (2024)
Certainly! Here are 10 U.S. stocks known for their history of dividend growth: Johnson & Johnson (JNJ) 3M Company (MMM) Coca-Cola Co (KO) Procter & Gamble Co (PG) AbbVie Inc. (ABBV) McDonald's Corporation (MCD) Visa Inc. (V) The Walt Disney Company (DIS) Lockheed Martin Corporation (LMT) Automatic Data Processing, Inc. (ADP) User 10 more no repeats ChatGPT Certainly! Here are 10 more U.S. stocks known for their history of dividend growth, without repeats from the previous list: Microsoft Corporation (MSFT) Abbott Laboratories (ABT) PepsiCo, Inc. (PEP) Home Depot, Inc. (HD) The Boeing Company (BA) Hormel Foods Corporation (HRL) Colgate-Palmolive Company (CL) Exxon Mobil Corporation (XOM) General Dynamics Corporation (GD) Walmart Inc....
- 04 Jan 2024 21:00
- Forum: Stocks, Bonds, ETFs, Funds, REITS and More
- Topic: What and why did you Buy? What might you buy? (2024)
- Replies: 49
- Views: 6675
Re: What and why did you Buy? What might you buy? (2024)
ChatGPT A friend wants a good selection of us dividend growth stocks to compliment his Canadian dividend growth portfolio can you list me 10 Certainly! Here are 10 U.S. dividend growth stocks that your friend may consider to complement his Canadian dividend growth portfolio: Johnson & Johnson (JNJ): Sector: Healthcare Johnson & Johnson is a diversified healthcare company with a strong history of dividend growth. The Coca-Cola Company (KO): Sector: Consumer Staples Coca-Cola is a leading beverage company known for its global brand and consistent dividend payments. Procter & Gamble Co. (PG): Sector: Consumer Staples Procter & Gamble is a consumer goods company with a portfolio of well-known brands and a reliable dividend histo...
- 04 Jan 2024 12:30
- Forum: Stocks, Bonds, ETFs, Funds, REITS and More
- Topic: What and why did you Buy? What might you buy? (2024)
- Replies: 49
- Views: 6675
Re: What and why did you Buy? What might you buy? (2024)
Currently, have a strong Canadian dividend paying portfolio. However, would like to expand and purchase solid US dividend paying companies for long term (20+ years). Open to recommendations.... Individual stocks or ETFs? Worth researching, dividend investing vs total return investing. Added. With an investment time horizon of "20+ years" do you think over that time period you'll be able to put together a portfolio of stocks with or without dividends that will outperform a broad market low cost index fund/ ETF? I am an income seeking/capital appreciation investor (48 years old and retired). Portfolio is 100% Canadian companies that pay dividends. Would like to use new cash to buy outside of Canada. What would you recommend? May be...
- 03 Jan 2024 17:58
- Forum: Stocks, Bonds, ETFs, Funds, REITS and More
- Topic: TFSA 2024
- Replies: 68
- Views: 5327
Re: TFSA 2024
If you transfer TDB 81xx it shows in the TFSA and out of the Can non-reg immediately. Wife finally got around to doing hers today, training session number 21. Just checked on my sign-in, which is linked and it shows out and in on activity in her accounts. You need to screen print to get
the Journal number and a record when you confirm the transfer otherwise it goes to la la land*
* Technical term for lost in space at TDDI
the Journal number and a record when you confirm the transfer otherwise it goes to la la land*
* Technical term for lost in space at TDDI
- 03 Jan 2024 15:51
- Forum: Financial Planning and Building Portfolios
- Topic: Basic Stock Portfolio Building (Individual Stocks)
- Replies: 49
- Views: 4644
Re: Basic Stock Portfolio Building (Individual Stocks)
Yes I am.like_to_retire wrote: ↑03 Jan 2024 15:36Interesting. Are you planning on taking the advice it offered?
ltr
So ChatGPT isn't perfect it sometimes forgets a questions input from question to question it has trouble adding simple amounts together. It gives me enough confirmation bias to move forward however even gives stock recommendations
example 1 - it forgot that I owned ZRE & XRE in equal amounts I already have Reit exposure
example 2 - it took MDT from a previous question but I TL sold MDT and it forgot that I removed it, so questions aren't linked perfectly.
Just like myself it knows just enough to make it dangerous.
- 03 Jan 2024 13:25
- Forum: Financial Planning and Building Portfolios
- Topic: Basic Stock Portfolio Building (Individual Stocks)
- Replies: 49
- Views: 4644
Re: Basic Stock Portfolio Building (Individual Stocks)
Your portfolio is already quite diversified with exposure to various sectors and geographic regions. However, if you're looking to further enhance diversification or explore different areas, here are a few suggestions: Technology: Consider adding exposure to the technology sector, which is known for innovation and growth. Companies like Apple (AAPL), Amazon (AMZN), or Alphabet (GOOGL) could be considered. Utilities: While you have some exposure to utilities, you might explore additional utility companies for further diversification. Canadian utility stocks like Fortis (FTS) and Emera (EMA) are already in your portfolio. Real Estate: Consider adding exposure to real estate through Real Estate Investment Trusts (REITs) or real estate-related ...
- 03 Jan 2024 13:22
- Forum: Financial Planning and Building Portfolios
- Topic: Basic Stock Portfolio Building (Individual Stocks)
- Replies: 49
- Views: 4644
Re: Basic Stock Portfolio Building (Individual Stocks)
I entered my portfolio into ChatGPT Your portfolio allocation seems well-diversified across various sectors and geographic regions. Here are some observations: Strengths: 1. Diversification: The portfolio is spread across different sectors, including financials, utilities, telecom, healthcare, consumer staples, consumer discretionary, industrials, information tech, energy, materials, and diversified ETFs. This diversification helps mitigate risks associated with individual sectors. 2. Geographic Exposure: You have exposure to both Canadian and international markets through individual stocks and diversified ETFs, contributing to geographic diversification. 3. Risk Management: You have included both lower-risk and higher-risk stocks, balancin...
- 03 Jan 2024 11:42
- Forum: Financial News, Policy and Economics
- Topic: Fintech in Canada - dangers & opportunities
- Replies: 11
- Views: 1452
Re: Fintech in Canada - dangers & opportunities
Why? On my screen this is not “prioritized” any more than the other services. While I don’t and won’t use this, it is a legal asset to trade. I like that there is a canadian brokerage offering the service. It allows our regulators to control and track operations with crypto. My concern isn’t with the brokerage but with the regulators having competence and the resources. I have no horse in this race, but as an investor, I'd prefer a broker who isn't overtly trying to appeal to gamblers and their business. Similar to not being impressed by companies that design countless niche etfs to part people from their money. Sure, not illegal, filling a demand that exists (or has been created), etc. OMO. Ok, I take my words back. I set up WS cash accou...
- 02 Jan 2024 02:31
- Forum: Retirement, Pensions and Peace of Mind
- Topic: Retirement Countdown: Start of 2025
- Replies: 74
- Views: 4455
Re: Retirement Countdown: Start of 2025
+1 Yes everyone’s posts answers for people that were asked to respond.Shante wrote: ↑02 Jan 2024 00:43I know you like policing my posts (maybe everybody's posts?) but those were questions for Descartes.
- 31 Dec 2023 13:36
- Forum: Financial Planning and Building Portfolios
- Topic: Seeking portfolio advise that is spouse friendly
- Replies: 29
- Views: 2224
Re: Seeking portfolio advise that is spouse friendly
If you can believe this article holding cash and counting it won’t bother you. The good news for investors is you don’t have to pick one or the other. If we were to look at a portfolio of 60% stocks, 20% bonds and 20% cash, the annual return since 1926 was 8.3% with volatility of 11.1%, which is smack-dab in the middle of the two 60/40 portfolios we looked at in the table above. You can utilize bonds to earn higher yields and protect against deflationary recessions. And you can utilize T-bills and other types of cash equivalents (money market funds, CDs, high yield savings accounts, etc.) to reduce downside volatility from rising rates and protect against higher inflation. https://awealthofcommonsense.com/2023/09/the-bond-bear-market-asset...
- 31 Dec 2023 11:42
- Forum: Financial Planning and Building Portfolios
- Topic: Seeking portfolio advise that is spouse friendly
- Replies: 29
- Views: 2224
Re: Seeking portfolio advise that is spouse friendly
If you can believe this article holding cash and counting it won’t bother you. The good news for investors is you don’t have to pick one or the other. If we were to look at a portfolio of 60% stocks, 20% bonds and 20% cash, the annual return since 1926 was 8.3% with volatility of 11.1%, which is smack-dab in the middle of the two 60/40 portfolios we looked at in the table above. You can utilize bonds to earn higher yields and protect against deflationary recessions. And you can utilize T-bills and other types of cash equivalents (money market funds, CDs, high yield savings accounts, etc.) to reduce downside volatility from rising rates and protect against higher inflation. https://awealthofcommonsense.com/2023/09/the-bond-bear-market-asset-...
- 30 Dec 2023 20:31
- Forum: Financial Planning and Building Portfolios
- Topic: Seeking portfolio advise that is spouse friendly
- Replies: 29
- Views: 2224
- 30 Dec 2023 13:36
- Forum: Financial Planning and Building Portfolios
- Topic: Stocks versus ETFs
- Replies: 102
- Views: 6779
Re: Stocks versus ETFs
We all know Canadian dividend stocks, especially value stocks, under performed in the 1-2 years post-covid crisis, i.e. they lagged the bounce in the market that focused on growth. They are now only starting to re-gain momentum and it would be better to compare performance on a 10 year CAGR basis. I think Mordko made a good point though on the extra risk taken when share price may lag, especially if someone has to sell some of the XDIV capital every month to get their vig? ltr From portfolio Visualizer and I am a beginner user for sure. If you want limited draw down or Risk Adjusted return buy five or six of the stocks in XDIV and overweight them and cross your fingers. The second pic is comparing XDIV (entered within 4 dec pts) with XIU. ...
- 30 Dec 2023 01:23
- Forum: Financial Planning and Building Portfolios
- Topic: Stocks versus ETFs
- Replies: 102
- Views: 6779
Re: Stocks versus ETFs
Calm down just trying to get up to speed with what you guys are saying. I must have the wrong symbol or something.AltaRed wrote: ↑30 Dec 2023 00:05 Brian, I don't understand what you are trying to prove. XDIV has outperformed XIU over the history of XDIV as charted by TMX Money and thus it has done what it has been designed to do. That is a good enough "plan" for investors who purposely choose that ETF. Nothing more needs to be justified nor explained. Why not just leave it at that?
- 29 Dec 2023 23:26
- Forum: Financial Planning and Building Portfolios
- Topic: Stocks versus ETFs
- Replies: 102
- Views: 6779
Re: Stocks versus ETFs
XDIV is not a perfect solution, but it is a good one when looking at risk adjusted returns over the life of the fund. YMMV. I'm pretty sure I don't know what you mean by this? The proof is in the pudding. The fund delivers good returns without taking on excess risk, certainly no more than a stock pick portfolio of similar securities much like you currently own. You don't like it for reasons you've already stated. That's why I responded that it isn't a perfect solution, but it is a good one. FWIW we have revisited this basic question a number of times over the years, that being your search for a better way to do things than you currently are. Lots of suggestions have been made by various posters for your consideration. I leave this discussi...
- 29 Dec 2023 20:52
- Forum: Financial Planning and Building Portfolios
- Topic: Stocks versus ETFs
- Replies: 102
- Views: 6779
Re: Stocks versus ETFs
I'm pretty sure I don't know what you mean by this?XDIV is not a perfect solution, but it is a good one when looking at risk adjusted returns over the life of the fund. YMMV.
- 29 Dec 2023 18:41
- Forum: Financial Planning and Building Portfolios
- Topic: Stocks versus ETFs
- Replies: 102
- Views: 6779
Re: Stocks versus ETFs
Yes but for no good reasons.Do I have this wrong? Do others have an income tilt in their TFSA but don't actually need or draw the income?
- 29 Dec 2023 17:08
- Forum: Financial Planning and Building Portfolios
- Topic: Stocks versus ETFs
- Replies: 102
- Views: 6779
Re: Stocks versus ETFs
Well I think this is only half right. I'm not really focused on Sectors but on risk. I believe, maybe mistakingly, if I control the Sectors within reasonable boundaries it will at least control some risk. I'm all about controlling risk in any shape or form no matter how measured, from individual holding size, sector size, number of holdings, asset allocation wise etc..Now I'm not quite so focused on sectoral diversification as you are.
Generally all Canadian banks maybe better than all energy stocks but now with VEQT or XEQT why would you.
- 29 Dec 2023 14:55
- Forum: Financial Planning and Building Portfolios
- Topic: Stocks versus ETFs
- Replies: 102
- Views: 6779
Re: Stocks versus ETFs
I hold myself out as an example of what not to do more than of what to do. Less diversified then what I want but WIP.
This is my Top 16, IMO a long ways from 100%, I own 12 of the 17. Surely there must be better options then XDIV out there for someone not running a hybrid portfolio. Almost 25% in Energy.
- 28 Dec 2023 15:24
- Forum: Financial Planning and Building Portfolios
- Topic: Stocks versus ETFs
- Replies: 102
- Views: 6779
Re: Stocks versus ETFs
If you want a portfolio of Canadian dividend stocks I would choose a portfolio of stocks. The Mer with Canadian dividend ETFs are high.Another concern is many of these Etfs are heavy with bank stocks. I have About 16 dividend stocks in my TFSA and they give me a yield of slightly about 6% and I am not paying a Mer of .40%. Norm's site gives you a solid list of dividend stocks if you are challenged in picking stocks. As to the MER question, I would respond: not anymore. I have gone with XDIV mostly on the strength that the MER is only 11 basis points (0.11%). AS for being heavy into bank stocks, it currently holds just two out of 17, so in fact it might be viewed very much the same as your TFSA account. Cash flow is good as well with the mo...
- 23 Dec 2023 14:16
- Forum: Stocks, Bonds, ETFs, Funds, REITS and More
- Topic: TD Direct Investing (was Waterhouse) Service
- Replies: 3927
- Views: 433396
Re: TD Direct Investing (was Waterhouse) Service
Maybe changed don't know
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