Search found 867 matches

by Profit not Prophet
02 Nov 2023 13:25
Forum: Financial News, Policy and Economics
Topic: Inflation
Replies: 1010
Views: 155685

Re: Inflation

I was cleaning out my hard drive and raw across a flation and rate graphic from circa 2012? even though the dates are 1980 to 2004. anyway its interesting.
inflation graphic.JPG
inflation graphic.JPG (67.73 KiB) Viewed 2315 times
by Profit not Prophet
29 Oct 2023 08:58
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: If all the markets crash??
Replies: 94
Views: 6045

Re: If all the markets crash??

Perhaps the big perceptive whales clients are the retail schmoes who give them orders to execute :) I'd like to tag along on Keith's cruise. A good use of money have fun.
by Profit not Prophet
28 Oct 2023 10:00
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: If all the markets crash??
Replies: 94
Views: 6045

Re: If all the markets crash??

Were so fortunate/lucky to live in North America. Some talk of crash but there's never been one on the level of .....Germany, France, Hungary Latin America on and on for real. Taken, gonzo, commies, internment camp whole bit. We just whine via $300 month phone plans that the grocery store cost more. I tried to find the graphic that showed actual market disasters but couldn't turn my favorite one up. sorry :) Too bad we don't say decline instead of crash but I guess those that overreact provide the juice for the longer slow players. cheers
by Profit not Prophet
27 Oct 2023 21:18
Forum: Community Centre
Topic: Thailand Travel
Replies: 4
Views: 475

Re: Thailand Travel

I'm a few days late to this as we were camping. We went to Thailand with a side trip to Cambodia Dec06-Jan07 so it's been a while but I'm sure the basics are the same. First off it's a pretty easy place despite the cultural and language thing. The backpacker kids can pull it off so its prettyeasy with a gold card and grey :). We flew from Bangkok up to Chiang Mai. Went to a place run north of there for a few days by a Brit and his Thai wife. ent north by car, went south back into town by a songthaew(truck). From Chiang Mai to Sukhotai we did a vip bus. Double decker, a lunch stop with lunch itself included. Was fine, bathroom floor gets a bit sticky. At the bus station the place we had booked came out and picked us up in his car. HE's likel...
by Profit not Prophet
21 Oct 2023 18:27
Forum: Under the Mattress: Protecting Your Money
Topic: to buy new or used car?
Replies: 1590
Views: 126876

Re: to buy new or used car?

To me it's worth $1,000 to have a nice new seat without somebody else squishing it down for half a decade before my bum gets there. I've had about 4-5 corolla's. Great transport. We bought a Highlander to tow a trailer so that was a change :)
by Profit not Prophet
20 Oct 2023 08:55
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Algonquin Power & Utilities Corp (Symbol-AQN)
Replies: 323
Views: 51865

Re: Algonquin Power & Utilities Corp (Symbol-AQN)

Even just this last month was an additional 25% slide. Once the hardcore sleepy owners hit that line of thinking there's not much meat left on the bone is there.
by Profit not Prophet
15 Oct 2023 19:44
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Mutual Funds - Do you own some? NOT a debate on the merits
Replies: 18
Views: 1383

Re: Mutual Funds - Do you own some? NOT a debate on the merits

A bit of an offshoot but what total return charts are you folks using these days?
by Profit not Prophet
14 Oct 2023 13:10
Forum: Financial Planning and Building Portfolios
Topic: VBAL Everywhere
Replies: 412
Views: 100991

Re: VBAL Everywhere

VBAL versus VEGT and gic = I guess it comes down to how far are you willing to deviate from the one touch etf. I'm a bit more in the cap that I'd like to select, ease in and out of gic, short term bond etf, vab or such. Then you have to keep yourself from messing with vegt with a couple alternative ideas. Then there is that really nice div on a underappreciated stock with the tax credit. Then you wake up to a four page account summary again :) Interesting.
by Profit not Prophet
13 Oct 2023 14:16
Forum: Financial Planning and Building Portfolios
Topic: Howard Marks' Memos - Bubbles & Bubbles on top of Bubbles
Replies: 36
Views: 6071

Re: Howard Marks' Memos - Bubbles & Bubbles on top of Bubbles

I read them a few times a year. Some needs to get him to knock the work count down by half then edit it down again. It's his style to go around and around for ten minutes. Now and then someone has to tell a billionaire to get to the point :) Think Templeton or Munger or somebody.
by Profit not Prophet
13 Oct 2023 11:14
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Mutual Funds - Do you own some? NOT a debate on the merits
Replies: 18
Views: 1383

Re: Mutual Funds - Do you own some? NOT a debate on the merits

Mawer Global Equity MAW120 mostly in rsp accounts, buy hold now years later its made a nice return. Also have a lesser amount in Mawer small cap global MAW150 also in rsp's. It's slipped relative to it's benchmark of late. My thinking was I didn't have much global small cap so I made a space for it a dozen years years ago. Less compelling now. Will likely whittle it down as we are now retired and i have to draw something now from our rsps to prevent some sort of tax hell down the road.

Thanks for the info on Edgepoint, new info before my eyes is a nice thing whether acted on on not :)
by Profit not Prophet
17 Sep 2023 15:14
Forum: Taxing Situations
Topic: Starting up a Sole Proprietary
Replies: 14
Views: 1082

Re: Starting up a Sole Proprietary

To show the soft humble side of the business :)
by Profit not Prophet
17 Sep 2023 09:36
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: AtkinsRealis - Symbol T:ATRL (Was SNC Lavalin - SNC)
Replies: 138
Views: 25357

Re: AtkinsRealis - Symbol T:ATRL (Was SNC Lavalin - SNC)

It happened when Genivar bought WSP maybe ten years ago. (Boy did I make a nice turn on that money). Genivar was globally unknown but it seemed wsp had a reputation so it worked for them. I guess in this case snc is kind of fleeing from there name to take shelter in this new thing.
by Profit not Prophet
14 Sep 2023 14:35
Forum: Community Centre
Topic: Covid 19 - Vaccine shots
Replies: 66
Views: 4577

Re: Covid 19 - Vaccine shots

Shingles, one of the two shots did the slow-mo on us too. I don't recall if it was 1st or 2nd but it was doing it's job for sure. It was during covid times while my wife still had some benefits.
by Profit not Prophet
13 Aug 2023 12:29
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Emera (Symbol-EMA)
Replies: 71
Views: 8659

Re: Emera (Symbol-EMA)

https://www.newsweek.com/florida-california-insurance-uninsurable-climate-change-1817260 The link is on insurability of Florida housing. An interesting point for me was the concentration of litigation and fraud. Emira's Florida business is sa pretty big piece of their cookie. It's not looking to simple and tranquil anymore. At the least something to be aware of...cya 'Hurricane Andrew caused somewhere between $16 and $20 billion in insured losses in 1992. Seven major storms between 2004 and 2005 caused between $35 billion in losses combined, representing another "wakeup call for insurers about how frequent storms can cause a lot of problems," Nyce said. But it's not just climate change that has led to the current crisis in the Sun...
by Profit not Prophet
11 Aug 2023 17:43
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: What and why did you Buy? What might you buy? (2023)
Replies: 193
Views: 30508

Re: What and why did you Buy? What might you buy? (2023)

I've barely budged in 18 months but today I bought a little TD, BCE and CPX. A few months ago I bought a small amount of ADBE (adobe). Basically a 1% nudge from FI to EQ. Was in a taxable account so a wee lean from interest income to cdn div's. Now back to vacations, burgers and canoes.
by Profit not Prophet
10 Aug 2023 12:53
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Telus (Symbol-T)
Replies: 452
Views: 78424

Re: Telus (Symbol-T)

Thanks Red. Learning everyday, but there's occasional slippage too :)
by Profit not Prophet
10 Aug 2023 08:49
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Telus (Symbol-T)
Replies: 452
Views: 78424

Re: Telus (Symbol-T)

Tddi and Morningstar have the dividend payout ratio in the 170% range. Does anyone know of any accounting gymnastics that makes this a ok and I can go back to sleep on this one? I appreciate firing 6,000 just might bring the ratio down but... Cheers
by Profit not Prophet
06 Aug 2023 08:34
Forum: Financial News, Policy and Economics
Topic: Clippings 2023
Replies: 343
Views: 32755

Re: Clippings 2023

I don't usually read business stuff at the Guardian but this one was a reasonable exception. Seemed to have reasoned this out and I can swallow most of it. An overview of the potential road from here and divergence between us and europe etc etc

https://www.theguardian.com/business/20 ... rowth-trap
by Profit not Prophet
04 Aug 2023 18:32
Forum: Under the Mattress: Protecting Your Money
Topic: High interest savings, GICs and MMFs (2023)
Replies: 1056
Views: 87816

Re: High interest savings, GICs and MMFs (2023)

Once I hit 5M the new dough will all go to Hennessey and shiny bling baby :)
by Profit not Prophet
04 Aug 2023 07:59
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: What and why did you Buy? What might you buy? (2023)
Replies: 193
Views: 30508

Re: What and why did you Buy? What might you buy? (2023)

I had the vague impression Niger supplies/supplied France Uranium. Likely the biggest Western European user country. Might work for you short term anyway.
by Profit not Prophet
23 Jul 2023 23:33
Forum: Under the Mattress: Protecting Your Money
Topic: High interest savings, GICs and MMFs (2023)
Replies: 1056
Views: 87816

Re: High interest savings, GICs and MMFs (2023)

Thanks for the thoughts there. Always stretching the penny :)
by Profit not Prophet
23 Jul 2023 13:23
Forum: Under the Mattress: Protecting Your Money
Topic: High interest savings, GICs and MMFs (2023)
Replies: 1056
Views: 87816

Re: High interest savings, GICs and MMFs (2023)

I'm with tddi and I only see a distribution yield of 3.97 and 4.04 for those 2 mmf.
by Profit not Prophet
10 Jul 2023 14:31
Forum: Community Centre
Topic: Working From Home
Replies: 43
Views: 2159

Re: Working From Home

I got paid too. Must be 20 years ago but had the experience of the cash going the other direction :) also don't really even recall anything ever being cute in my branches.
by Profit not Prophet
20 Jun 2023 11:55
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: IYW etf... any thoughts?
Replies: 6
Views: 721

Re: IYW etf... any thoughts?

I have some VGT, vanguards tech sector, seems similar at a glance. Another way to look at it is, it's a way to be involved with the sector without making very specific win or lose individual stock selections. It's still a ride at the park but you get a flimsy seatbelt instead of the full weeee. Some growers moved up some that loss the grip go down. Yes the top ten carry a huge % of the overall value but works as a spice on the side for me.
by Profit not Prophet
20 Jun 2023 11:06
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Enbridge (Symbol-ENB)..are we getting close to a buy???
Replies: 725
Views: 101196

Re: Enbridge (Symbol-ENB)..are we getting close to a buy???

Couldnt fast find a story I read today about enb so sorry to not have a link, likely easy to find though. A US judge gave them 3 years to reroute a section around a reservation, pay a small trespassing fine. Enb were looking at a number of years to get govt permits to do so. (Did you happen to want energy or not :) Everything everywhere seems to resemble silverbacks snarling a teach other. Maybe the past was in your face too but I don't seem to recall as much division in the say 80's 90's.)