According to Vanguard website, VSB as of end of Feb has 5 yr +1.3% and 10 year +1.4%. Value of $10k chart shows +9% since early July 2017.
VSB price is down about 6% from 2017-05-05 to 2024-03-22.
According to Vanguard website, VSB as of end of Feb has 5 yr +1.3% and 10 year +1.4%. Value of $10k chart shows +9% since early July 2017.
I use MoneyReady and find that it is a great app. The developer is responsive to inquiries and their forum. With a paid subscription it has optimization tools such as when to take CPP and which accounts to draw from when.chlomarand wrote: ↑11 Feb 2024 11:45 Thank you for the reply. What I'm most interested is determining the optimal withdrawal strategy (TFSA / RRSP / Non registered) taking into account tax implications. It sounds like it can help me with that. I think I'll give it a shot!
I think you missed that I was making fun of Mr. Buffett's silly quiz.
No spouse. Those are my numbers for OAS at 65 and CPP at 70 (with CPP from Longinvest's CPP-QPP spreadsheet). I'll get about 85% of full CPP x 1.42 when taken at 70. I did, however, forget to include above calculations that I will have some but not all OAS clawed back. OAS clawback does not even start until almost $91k.OptsyEagle wrote: ↑02 Feb 2024 09:46Until the 1st spouse dies.GreatLaker wrote: ↑02 Feb 2024 09:32 I've started OAS already, but definitely deferring CPP to 70. CPP + OAS will be about $28k of annual inflation adjusted lifetime income.
Got it. Thanks.fireseeker wrote: ↑31 Jan 2024 11:43 I don't think I answered this question well.
The difference between the money compounding in a deferred annuity vs. in a RIF is that the RIF monies will be subject to mandatory annual withdrawals after age 71.
Musician Melanie Safka's three children announced her death
...
when the singer was 22 years old, she performed at Woodstock — joining a historic lineup that included Joan Baez, Jimi Hendrix and the Grateful Dead.
...
Melanie then formed her own record label, Neighborhood Records, and released her chart-topping single “Brand New Key.”