Search found 4290 matches

by Peculiar_Investor
19 Sep 2017 00:11
Forum: Now Hear This!
Topic: Where do banking/personal finance topics go?
Replies: 1
Views: 75

Re: Where do banking/personal finance topics go?

Thanks for point this out. The Under the Mattress: Protecting Your Money forum's description has been updated based on your suggestion.

Your recent question has also been moved between forums.
by Peculiar_Investor
18 Sep 2017 10:13
Forum: Financial Planning and Building Portfolios
Topic: Maximum single position size
Replies: 52
Views: 2020

Re: Maximum single position size

I've previously posted that our investment policy statement recommends an individual stock position should be reviewed when it hits 5% of the portfolio. More often than not, a review of my valuation of the company indicates that trimming the position back to under 5% is the best course of action to...
by Peculiar_Investor
17 Sep 2017 10:40
Forum: Under the Mattress: Protecting Your Money
Topic: Quicken 2017 [Caution about upgrading]
Replies: 103
Views: 10294

Re: Quicken 2017 [Caution about upgrading]

I am considering buying Quicken and understand they now have a subscription service, but have a number of questions. I would use it mainly to just track investments, ACB, Capital Gains, ROI etc. Does the fact that it is subscription this mean the data is stored online now? No, Quicken's data file r...
by Peculiar_Investor
15 Sep 2017 13:01
Forum: Under the Mattress: Protecting Your Money
Topic: Equifax security breach
Replies: 17
Views: 742

Re: Equifax security breach

A bit surprised there hasn't been more discussion on this topic. Perhaps Canadians don't feel they are impacted based on the information that has been made available. If so, a few words of caution, Equifax faces mounting pressure after data breach as CAA reveals 10,000 clients hit | CBC.ca Equifax C...
by Peculiar_Investor
14 Sep 2017 14:46
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: FTN Split Shares
Replies: 7
Views: 220

Re: FTN Split Shares

Phil D wrote:
14 Sep 2017 12:58
James Hymas' Prefblog on September 13 carried the news that FTN ( a split share corp owning 15 financials ) is about to get larger with new share issuance. ( I don't know how to provide a link to just that article in prefblog )
Is this the article you read? FTN.PR.A To Get Bigger « PrefBlog
by Peculiar_Investor
11 Sep 2017 07:38
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: FTS vs EMA vs CU
Replies: 12
Views: 483

Re: FTS vs EMA vs CU

I posted a similar question on the "Assessing Utilities" thread a little while ago. I'd post a link, Gibor, but I don't know how to do it. The link is Assessing Utilities . FWIW, you can find the URL for a specific post by clicking (or hovering) over the little grey (read) or orange (unread) icon i...
by Peculiar_Investor
09 Sep 2017 10:35
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: New Kid/Old Kid on the Block (Tom Bradley / Steadyhand)
Replies: 79
Views: 22042

Re: New Kid/Old Kid on the Block (Tom Bradley / Steadyhand)

Tom Bradley's first Financial Post article has appeared, Investing is a long game, but picking the right starting point can make all the difference | Financial Post If one doesn't have the time or serious stock picking interest I would give a look at his funds as a long term hold. Agreed. From every...
by Peculiar_Investor
08 Sep 2017 08:34
Forum: Under the Mattress: Protecting Your Money
Topic: Equifax security breach
Replies: 17
Views: 742

Equifax security breach

Another company has been hacked -- Equifax says 143 million U.S. consumers may have been affected in cyberattack - Business - CBC News Additionally, Equifax also found unauthorized access to limited personal information for some Canadian and U.K. residents. The number of people affected in that part...
by Peculiar_Investor
08 Sep 2017 07:51
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: New Kid/Old Kid on the Block (Tom Bradley / Steadyhand)
Replies: 79
Views: 22042

Re: New Kid/Old Kid on the Block (Tom Bradley / Steadyhand)

Tom Bradley's blog posts are usually worth the read. Today he's announcing Posting in the Post - Steadyhand Investment Funds After working with the Globe and Mail for 11 years, I'm starting a new chapter in my writing life. Starting this week, my columns will appear every second Saturday in the Nati...
by Peculiar_Investor
08 Sep 2017 00:11
Forum: Financial News, Policy and Economics
Topic: T plus two business days Starts Sept 5 2017
Replies: 17
Views: 768

Re: T plus two business days Starts Sept 5 2017

Unless I misunderstood, the US is moving to same-day ACH on September 15, 2017. The changes in finiki's Settlement article cite a reference from 2016. T+2 is about security transaction settlement times. Canada and the US both moved to T+2 on September 5, 2017. See SEC.gov | SEC Adopts T+2 Settlemen...
by Peculiar_Investor
06 Sep 2017 17:11
Forum: Financial News, Policy and Economics
Topic: T plus two business days Starts Sept 5 2017
Replies: 17
Views: 768

Re: T plus two business days Starts Sept 5 2017

adrian2 wrote:
06 Sep 2017 17:03
I've updated the finiki article to reflect this has been effected.
Thank you. It was on my To-do list as well.
by Peculiar_Investor
06 Sep 2017 09:28
Forum: Taxing Situations
Topic: IRS potential crackdown on foreign property owners
Replies: 0
Views: 87

IRS potential crackdown on foreign property owners

Across a number of topics there is discussion of how the IRS may or may not view foreign property owners and their tax situation. Jamie Golombek has a recent article in the Financial Post that sheds some light on the IRS' thinking, see What Canadians need to know about the IRS’ potential crackdown o...
by Peculiar_Investor
05 Sep 2017 10:11
Forum: Financial News, Policy and Economics
Topic: Clippings 2017
Replies: 192
Views: 11541

Re: Clippings 2017

I'll put it here, but this may be worthy of it's own topic. An interesting list to read and review, 36 Obvious Investment Truths 1. If you need to spend your money in a relatively short period of time it doesn’t belong in the stock market. 2. If you want to earn higher returns you’re going to have t...
by Peculiar_Investor
04 Sep 2017 08:47
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: AI and it's influence on the market
Replies: 8
Views: 367

Re: AI and it's influence on the market

One take on it, Who is the sucker when robot trades against robot? | Financial Times.

From what I understand, a majority of trading volume is "program trading" among institutions rather than retail investors, so this really isn't a new phenomenon.
by Peculiar_Investor
03 Sep 2017 13:10
Forum: Retirement, Pensions and Peace of Mind
Topic: Income taxes pushing me towards retirement
Replies: 56
Views: 1752

Re: Income taxes pushing me towards retirement

Sounds like what you're talking about is not retirement, but financial independence. You have reached or are about to reach the point where you can live off your investments. That's a very good thing. I would set the tax thoughts aside and decide what you want to do with your life now you have that...
by Peculiar_Investor
03 Sep 2017 12:52
Forum: Retirement, Pensions and Peace of Mind
Topic: POA for inheritance
Replies: 15
Views: 415

Re: POA for inheritance

AltaRed wrote:
03 Sep 2017 12:21
Firstly, I would tell the relative that anyone doing what is requested is illegal...plain and simple, and that it is a patently unfair request to burden anyone with.
Well stated and exactly the right advice. :thumbsup: :thumbsup:
by Peculiar_Investor
01 Sep 2017 09:33
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: TDDI - New WebBroker interface
Replies: 148
Views: 8292

Re: TDDI - New WebBroker interface

Have been unable to log in to TDDI for the last two days using Chrome. Just get a blank page. Tried Firefox this morning and got on with no problem. I thought it was just me as I was having the same problem. Was able to login via Edge, so figured it wasn't necessarily a widespread problem. Solved i...
by Peculiar_Investor
01 Sep 2017 08:59
Forum: Financial News, Policy and Economics
Topic: T plus two business days Starts Sept 5 2017
Replies: 17
Views: 768

Re: T plus two business days Starts Sept 5 2017

Bumping for visibility. Most discount brokerages have been notifying account holders of the upcoming change.
by Peculiar_Investor
31 Aug 2017 13:09
Forum: Financial Planning and Building Portfolios
Topic: How to invest a lump sum
Replies: 24
Views: 829

Re: How to invest a lump sum

In case you haven't yet found it, we have a wiki article Dollar cost averaging - finiki, the Canadian financial wiki that helps to address your question. The Further reading section provides some links back to previous FWF discussions. Also, from the research point of view, in the External links sec...
by Peculiar_Investor
29 Aug 2017 19:27
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: VGG or VGH???
Replies: 6
Views: 210

Re: VGG or VGH???

Thanks for more background to the question, it's very helpful. BTW, Bylo and Norbert are still around here, although they don't visit/post as often these days.
by Peculiar_Investor
29 Aug 2017 10:58
Forum: Taxing Situations
Topic: Tax Efficiency and Asset Location
Replies: 16
Views: 521

Re: Tax Efficiency and Asset Location

The beauty of the TFSA as a trading vehicle is that taxes don't enter into the equation at all. According this article by Jamie Golombek, Stop using your TFSA to frequently trade stocks — the CRA may see it as taxable business income | Financial Post Under the tax rules, if a TFSA carries on a busi...
by Peculiar_Investor
29 Aug 2017 09:24
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: VGG or VGH???
Replies: 6
Views: 210

Re: VGG or VGH???

Welcome to FWF. Can someone explain the difference between these two Vanguard products? From what I can tell based on a quick review, the difference between U.S. Dividend Appreciation Index ETF (VGG) and U.S. Dividend Appreciation Index ETF (CAD-hedged) (VGH) is currency hedging. From our wiki artic...
by Peculiar_Investor
27 Aug 2017 11:31
Forum: Financial Planning and Building Portfolios
Topic: I really could use some feedback and help...
Replies: 51
Views: 1540

Re: I really could use some feedback and help...

Late to the discussion but I FINALLY DID IT. I officially taken a position in the market and allocated the majority of my funds... with the exceptions of an RESP and a small ITF account (which hasn't been transferred over yet) VTI VEA XEF.TO VCN.TO Couch potato my way to wealth hopefully! Congratula...
by Peculiar_Investor
23 Aug 2017 11:23
Forum: Retirement, Pensions and Peace of Mind
Topic: Canadian living in US with RRSPs. Has anybody transferred RRSPs to Questrade?
Replies: 5
Views: 177

Re: Canadian living in US with RRSPs. Has anybody transferred RRSPs to Questrade?

Hi, I'm a Canadian citizen living in the US as a permanent resident for the past 3 years. 47 years old, planning on semi-retirement back in Canada in about 8-9 years. I currently have fairly substantial RRSPs through two brokers in Canada, but they're both costing me almost 2% for basically nothing...
by Peculiar_Investor
20 Aug 2017 09:55
Forum: Financial Planning and Building Portfolios
Topic: Canadian Expat Here - Advice Needed for US EFTs :)
Replies: 1
Views: 106

Re: Canadian Expat Here - Advice Needed for US EFTs :)

Welcome to FWF.

FWIW, the OP has a parallel topic on the Bogleheads forum, see Canadian Expat Here - Need advice on US ETFs - Bogleheads.org.

Perhaps some of our ex-pat FWF'ers might have some insights to share.