Search found 4258 matches

by Peculiar_Investor
11 Jul 2017 21:26
Forum: Taxing Situations
Topic: Effective Marginal Tax Rate
Replies: 39
Views: 4694

Re: Effective Marginal Tax Rate

adrian2 wrote:
11 Jul 2017 19:57
What exactly is "after tax income"?
One would think the agency that runs the program would define it. But ONTARIO ELECTRICITY SUPPORT PROGRAM - FAQ uses exactly that terminology without any reference to any specific lines from the T1 return.
by Peculiar_Investor
29 Jun 2017 07:34
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: PENN WEST (Symbol-PWT)(formerly-PWT.UN)
Replies: 30
Views: 5797

Re: Obsidian Energy (Symbol OBE) formerly PENN WEST (Symbol-PWT)(formerly-PWT.UN)

Name and symbol change happening. Penn West Changes Name to Obsidian Energy Ltd. and Announces Voting Results from the 2017 Annual CALGARY, June 26, 2017 /CNW/ - PENN WEST PETROLEUM LTD. (TSX – PWT; NYSE – PWE) ("Penn West" "or the Company") is pleased to announce that our shareholders have approved...
by Peculiar_Investor
26 Jun 2017 08:20
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: How many negative positions do you hold today?
Replies: 25
Views: 873

Re: How many negative positions do you hold today?

Three out of 33 equity positions are currently negative, Agrium (AGU), Teck (TCK.b) and Cenovus (CVE). Over the past month Teck has been positive and negative. And yes I'm aware that all the negative positions come from the Energy and Materials sector, but I've got other holdings in those sectors th...
by Peculiar_Investor
23 Jun 2017 07:37
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Is Anybody investing in Closed-End funds (CEF)?
Replies: 27
Views: 620

Re: Is Anybody investing in Closed-End funds (CEF)?

The search function turned up a couple of older topics, viewtopic.php?f=33&t=105687 and viewtopic.php?f=33&t=111012 that seem to indicate that at least a few members invest, or invested, in CEFs.
by Peculiar_Investor
14 Jun 2017 10:21
Forum: Property: Owning, Renting, Managing, Investing and Mortgaging
Topic: Mortgage Professional (to check my statements)?
Replies: 10
Views: 315

Re: Mortgage Professional (to check my statements)?

OptsyEagle wrote:
14 Jun 2017 10:12
One last piece of advise. Stop re-amortizing your mortgage for 30 years every time it comes up for renewal.
Remember that the OP is American and the US mortgage rules and specifically mortgage interest deductibility (tax advantage) on their tax returns changes the equation and philosophy.
by Peculiar_Investor
13 Jun 2017 17:58
Forum: Taxing Situations
Topic: Tax Installments
Replies: 371
Views: 35240

Re: Tax Installments

Like AltaRed, when I receive the notice I use post-dated bill payment to schedule them.
by Peculiar_Investor
09 Jun 2017 19:11
Forum: Taxing Situations
Topic: Special situation drug addiction treatment costs
Replies: 10
Views: 489

Re: Special situation drug addiction treatment costs

That's great news. Thanks for the update.
by Peculiar_Investor
04 Jun 2017 09:27
Forum: Now Hear This!
Topic: Introduce Yourself
Replies: 462
Views: 29041

Re: Introduce Yourself

Greetings, longtime lurker, first-time poster. First off, I want to thank Gummy, Bylo and Shakespeare, among others, for their extensive knowledge sharing both here and elsewhere. I also want to thank Norbert for his gambit, which has already saved me well into four figures. I'm early 50s in Toront...
by Peculiar_Investor
29 May 2017 08:38
Forum: Property: Owning, Renting, Managing, Investing and Mortgaging
Topic: Step Mother Died with Out a "Will" House & Property
Replies: 7
Views: 429

Re: Step Mother Died with Out a "Will" House & Property

Welcome to FWF and sorry to hear about your recent loss. As our tagline indicates, FWF is a Canadian based discussion forum. I am trying to Figure out how to take Ownership of the house and property I live in Tucson Arizona You might get better information if you posted this in our US based sister f...
by Peculiar_Investor
24 May 2017 09:01
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: TDDI - New WebBroker interface
Replies: 137
Views: 7666

Re: TDDI - New WebBroker interface

As might be expected my registered accounts at TD Direct Investing are full of fixed income (bond) investments. In the Account Details -> Holding screen, for non-equity holdings, I cannot figure out the default sort order for the Name field. It doesn't appear to be alphabetic and it certainly isn't ...
by Peculiar_Investor
17 May 2017 11:19
Forum: Retirement, Pensions and Peace of Mind
Topic: Estate Planning... POA or must be Will?
Replies: 31
Views: 792

Re: Estate Planning... POA or must be Will?

Unless my wife and I are willing to have everything joint, otherwise, a will is a must. I think you are missing the point of what everyone has been replying. A will is a must, period. In Canada, if you die without a Will you are considered to have died "intestate." Simply put, this means that your ...
by Peculiar_Investor
17 May 2017 07:52
Forum: Financial Planning and Building Portfolios
Topic: Short term investment
Replies: 8
Views: 360

Re: Short term investment

Hello, Where would you put half a million for 6 months to get the best returns? Will need the funds to put back into a new home in about 6 - 8 months. Thanks! For such a short term investment, return of capital is far more important than return on capital . So I won't necessarily be looking at the ...
by Peculiar_Investor
15 May 2017 09:08
Forum: Financial Planning and Building Portfolios
Topic: Impacts of currency fluctuations and currency hedging on returns
Replies: 43
Views: 964

Re: Impacts of currency fluctuations and currency hedging on returns

We are starting to drift from the original topic, but since we seem to remain at least tangentially connected I'll continue this worthwhile discussion. why stop at your home country's border? I have given a few reasons, in this thread, that justify not investing abroad in proportions of market capit...
by Peculiar_Investor
15 May 2017 07:46
Forum: Financial Planning and Building Portfolios
Topic: Impacts of currency fluctuations and currency hedging on returns
Replies: 43
Views: 964

Re: Impacts of currency fluctuations and currency hedging on returns

That sounds similar to Jack Bogle's contention that U.S. investors don't need international investments, because U.S. companies make a big part of their business abroad. On this point I disagree with Bogle. If you believe in the underlying theory of indexing, which is purchasing a broadly based ind...
by Peculiar_Investor
14 May 2017 10:16
Forum: Financial Planning and Building Portfolios
Topic: Impacts of currency fluctuations and currency hedging on returns
Replies: 43
Views: 964

Re: Impacts of currency fluctuations and currency hedging on returns

Am I the only one worrying about such things? I think longtime FWF'ers have previously done the analysis and figured out it isn't worth the worrying, as best summed up by ... Unhedged ETFs have lower costs and should be favoured for that reason alone. Currency fluctuations in the long run cancel ou...
by Peculiar_Investor
12 May 2017 10:06
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: What to do with TD Resource Fund?
Replies: 4
Views: 133

Re: What to do with TD Resource Fund?

How does this fund fit into your overall asset allocation? What was the investment thesis behind the original purchase and has anything changed other than the price drop that has changed your opinion on this fund in particular and how it fits into your asset allocation in general? What should I do w...
by Peculiar_Investor
12 May 2017 08:11
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: What Causes a Reduction in Canadian Public Companies?
Replies: 21
Views: 302

Re: What Causes a Reduction in Canadian Public Companies?

Somewhat related, how about this interesting statistic from Bloomberg, There Are Now More Indexes Than Stocks - Bloomberg The number of market indexes now exceeds the number of U.S. stocks. Traditional ones such as the S&P 500 are collections of securities weighted by market value, and index funds m...
by Peculiar_Investor
12 May 2017 07:17
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Aimia (Symbol-AIM)
Replies: 13
Views: 661

Re: Aimia (Symbol-AIM)

How about this scenario. Air Canada needs to build up a new loyalty program. Aimia share price has significantly dropped. Would it cost Air Canada less to purchase Aimia than to develop and getting running their new loyalty program?
by Peculiar_Investor
09 May 2017 08:07
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Etf inflows causing high P/E levels
Replies: 4
Views: 277

Re: Etf inflows causing high P/E levels

oppositeset wrote:
08 May 2017 16:29
Any comments on Andrew Mcreath's thoughts given below on how etf inflows are causing high P/E levels
A link to the comments who be helpful, particularly since the quote contains mentions of specific figures.
by Peculiar_Investor
08 May 2017 13:58
Forum: Now Hear This!
Topic: When something breaks (2017)
Replies: 4
Views: 431

Re: When something breaks (2017)

Thanks for the report. Behind the scenes, others have also noticed intermittent sluggishness and errors over the past couple of days. As there have been no changes/updates made to the forum or wiki software recently, we suspect our hosting provider might have changed something that is impacting us. ...
by Peculiar_Investor
08 May 2017 09:33
Forum: Financial Planning and Building Portfolios
Topic: How am I doing?
Replies: 272
Views: 440801

Re: How am I doing?

my wife and I actually received letters earlier this week from the lawyers running the class action lawsuit against the organizers of the Parklane Financial Donations for Canada charitable donation scheme. It looks like it's going to the Ontario Superior court, and we could be entitled to a portion...
by Peculiar_Investor
08 May 2017 08:26
Forum: Financial Planning and Building Portfolios
Topic: Ten commandments from Jonathan Clements
Replies: 12
Views: 763

Ten commandments from Jonathan Clements

Some good thinking material from Jonathan Clements, Ten Commandments - HumbleDollar IMAGINE YOU HAD ONE SHOT at offering financial advice to a high school or college graduate. Your mission: Come up with 10 rules that’ll help your graduate succeed financially in the years ahead. What would you recomm...
by Peculiar_Investor
06 May 2017 08:55
Forum: Retirement, Pensions and Peace of Mind
Topic: DB to DB Transfer (HOOPP/OMERS)
Replies: 40
Views: 867

Re: DB to DB Transfer (HOOPP/OMERS)

Welcome to the FWF community.

There are a few members here who have expertise in the pension area and hopefully they'll be around soon to provide some input.