Search found 4406 matches

by Peculiar_Investor
12 Dec 2017 14:56
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Power of Dividend Growth 2011 (and beyond)
Replies: 737
Views: 53136

Re: Power of Dividend Growth 2011 (and beyond)

Another viewpoint on the matter of dividends, The Hidden Stock Market Price of Falling for the Dividend Ruse - Bloomberg A favorite theory of financial economists is that stock dividends are a mirage, bait conjured by companies to create the illusion of free money. Research from the University of Ch...
by Peculiar_Investor
12 Dec 2017 14:21
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Saving for down payment in roughly 5 years
Replies: 12
Views: 212

Re: Saving for down payment in roughly 5 years

Peculiar_Investor, If a guaranteed return on their down payment money over the next five years won't provide the necessary amount to make it work, then I would suggest the prudent step would be to look for opportunities to save more rather than take on riskier investments with the hope of growing t...
by Peculiar_Investor
12 Dec 2017 13:46
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Saving for down payment in roughly 5 years
Replies: 12
Views: 212

Re: Saving for down payment in roughly 5 years

During my dog walk this morning I got thinking further about this and I started to look at it from another perspective. The thing is that it's pretty difficult to anticipate now the cost of the house that will be bought in 5 years. I would agree, so I wouldn't bother trying to figure it out. But the...
by Peculiar_Investor
12 Dec 2017 10:31
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Saving for down payment in roughly 5 years
Replies: 12
Views: 212

Re: Saving for down payment in roughly 5 years

Not sure how well REITs would correlate to house prices. The residential rental REITs don't necessarily correlate to house prices but I suspect they are the most likely bet, e.g. CAR.UN or BEI.UN depending on location. Bottom line: There is no way to seek moderate return on capital without having r...
by Peculiar_Investor
12 Dec 2017 09:04
Forum: Taxing Situations
Topic: Investment income in a CCPC
Replies: 883
Views: 73941

Re: Investment income in a CCPC

kcowan wrote:
12 Dec 2017 08:36
Morneau-Chapelle
You have used this spelling in a couple of posts and I don't know whether it is intentional or not, but the correct name is Morneau Shepell.
by Peculiar_Investor
11 Dec 2017 18:25
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Saving for down payment in roughly 5 years
Replies: 12
Views: 212

Re: Saving for down payment in roughly 5 years

The thing is that it's pretty difficult to anticipate now the cost of the house that will be bought in 5 years. That depends on where the OP intends to purchase a house. Many regions of Canada have fairly stable and somewhat predictable housing prices. The headlines of course only want to talk abou...
by Peculiar_Investor
11 Dec 2017 17:38
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Saving for down payment in roughly 5 years
Replies: 12
Views: 212

Re: Saving for down payment in roughly 5 years

My standard answer to this type of question is the quote "return of capital is more important than return on capital." * (my underline). Since this is for a future down payment and therefore an exact amount to be available is not required, I'd soften that a bit to make sure that make sure you unders...
by Peculiar_Investor
11 Dec 2017 17:13
Forum: Under the Mattress: Protecting Your Money
Topic: Quicken 2016 upgrade - feedback and comments
Replies: 75
Views: 4247

Re: Quicken 2016 upgrade - feedback and comments

Yes they are different. The Canadian version knows how to deal with Canadian registered accounts such as RRSPs.

Google also turned up US Quicken Versus International Versions of Quicken that covers the major differences, such as online banking supported institutions.
by Peculiar_Investor
08 Dec 2017 18:44
Forum: Under the Mattress: Protecting Your Money
Topic: High interest rates for savings, GICs and MMFs (2017)
Replies: 446
Views: 28806

Re: High interest rates for savings, GICs and MMFs (2017)

I'm not a fan of RBC but now they are offering 2.15% until Dec 1. http://www.rbcroyalbank.com/dms/pba/e-savings/bonus-d-or.html Sounds pretty good to me for one of the major banks. :wink: Totally missed this post but was pleasantly surprised today when I checked our RBC eSavings account and found a...
by Peculiar_Investor
08 Dec 2017 07:37
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Dogs of the TSE
Replies: 346
Views: 50881

Re: Dogs of the TSE

Although I haven't used it, I believe that P123 refers to Portfolio123 - Stock screener, model portfolios, and strategy backtest.
by Peculiar_Investor
08 Dec 2017 07:32
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: TDDI - New WebBroker interface
Replies: 152
Views: 9082

Re: TDDI - New WebBroker interface

A few other changes have been announced: We've made some changes in WebBroker to help you do more things quickly and conveniently – like updating your watchlists and checking your orders. Click here to see what we've done [PDF] Enhancements you may notice today include: Consolidated Order Status – v...
by Peculiar_Investor
07 Dec 2017 11:21
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: How to download data?
Replies: 181
Views: 28271

Re: How to download data?

There are a couple of Brookfield preferred shares (BAM.PR.A and BAM.PR.F) that I'm beginning to study and neither has a quote available via Yahoo! Finance. Further sleuthing has revealed that Yahoo! Finance does have quotes for these two preferred shares, they just don't follow the normal conventio...
by Peculiar_Investor
07 Dec 2017 07:54
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: TDDI - New WebBroker interface
Replies: 152
Views: 9082

PSA: TDDI - New login page design coming (soon?)

In this day and age of phishing attempts, I'm always cautious when I notice a change to a login screen. TDDI is trying to be mindful of this by giving an early warning notice that states Coming soon: This page is getting a new look Enjoy the same fast access with our new login page design. Learn mor...
by Peculiar_Investor
06 Dec 2017 19:46
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Dividend and distribution hikes (2017)
Replies: 245
Views: 29754

Re: Dividend and distribution hikes (2017)

I has been awhile I got an increase, until today, Stryker increases dividend 11%, declaring a $0.47 per share quarterly dividend - NASDAQ.com , Kalamazoo, Michigan - December 6, 2017 - Stryker Corporation (NYSE:SYK) announced that its Board of Directors has declared a quarterly dividend of $0.47 per...
by Peculiar_Investor
06 Dec 2017 17:49
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: How Many Stocks In A Portfolio?
Replies: 52
Views: 1444

Re: How Many Stocks In A Portfolio?

I'm working back to the OPs post here where the matter of cost first entered the discussion, One obvious issue, when it comes to portfolio size, is cost. Assume $10 trades and yearly turnover. With a 20 stock portfolio, that's $400; for a 60 stock portfolio, it's $600. If you want to keep those cost...
by Peculiar_Investor
06 Dec 2017 17:15
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: How Many Stocks In A Portfolio?
Replies: 52
Views: 1444

Re: How Many Stocks In A Portfolio?

To maintain a proper comparison about the annual costs due to turnover in a stock portfolio, we should only be considering stock transactions and not be including bond/GIC and other fixed income transactions.
by Peculiar_Investor
06 Dec 2017 17:10
Forum: Retirement, Pensions and Peace of Mind
Topic: TFSA Contribution 2018
Replies: 15
Views: 756

Re: TFSA Contribution 2018

The Government of Canada has published Indexation adjustment for personal income tax and benefit amounts - Canada.ca to include the 2018 adjustments. Our wiki article, Tax-Free Savings Account has been updated to show the contribution limits that go into effect for 2018. The calculated unround index...
by Peculiar_Investor
05 Dec 2017 23:42
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: How Many Stocks In A Portfolio?
Replies: 52
Views: 1444

Re: How Many Stocks In A Portfolio?

One obvious issue, when it comes to portfolio size, is cost. Assume $10 trades and yearly turnover. I'm curious why you would make the assumption of yearly turnover. If one is going to manage their own portfolio, I would suggest that buy and hold is a very common strategy and therefore turnover wou...
by Peculiar_Investor
05 Dec 2017 14:37
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Adding Bonds to an Equity Portfolio?
Replies: 9
Views: 251

Re: Adding Bonds to an Equity Portfolio?

Why just Canadian? Isn't there a benefit to having a mixed bond ETF maybe North American bonds? You have huge currency risk with ex-CAD bonds. Fixed income is supposed to provide your portfolio with some stability and/or decrease volatility. Your global bond holdings will look terrible if the looni...
by Peculiar_Investor
03 Dec 2017 09:31
Forum: Now Hear This!
Topic: Can't read a Private Message I allegedly had
Replies: 18
Views: 314

Re: Can't read a Private Message I allegedly had

I tried last night after DenisD posted and again this morning and cannot reproduce the problem. Running Chrome (beta) on Windows 10. The previous time this did occur I was able to reproduce it. Can anyone else confirm (or deny) that the problem is still occurring, so we can figure out if it is wides...
by Peculiar_Investor
30 Nov 2017 15:52
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Royal Bank (Symbol-RY)
Replies: 275
Views: 61744

Re: Royal Bank (Symbol-RY)

As we do the typical FWF drift away from discussion of Royal Bank I would reminder/nudge readers/posters that as well as stock specific topics for each of the banks, there is also the catch all Canadian Banks topic.
by Peculiar_Investor
30 Nov 2017 15:42
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: How Many Stocks In A Portfolio?
Replies: 52
Views: 1444

Re: How Many Stocks In A Portfolio?

Pondering further on this topic, I would suggest that another argument for the individual do-it-yourself investor to consider when choosing their selection universe. All of the stocks in the S&P/TSX 60 are widely followed and analyzed. Ask yourself what gives you particular insight to select a subse...
by Peculiar_Investor
30 Nov 2017 15:25
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: How Many Stocks In A Portfolio?
Replies: 52
Views: 1444

Re: How Many Stocks In A Portfolio?

In a 20 stock portfolio, I wouldn't bet on a niche stock being a reliable 5% component of that portfolio. Perhaps the term large cap is not the right characterization BUT it would typically be a stock whose market presence is well understood, has had a track record of fairly consistent performance ...
by Peculiar_Investor
30 Nov 2017 13:52
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: How Many Stocks In A Portfolio?
Replies: 52
Views: 1444

Re: How Many Stocks In A Portfolio?

One diversifies by having 15-25 large cap stocks in one's core portfolio. Anything outside the Cdn top 60 or 100 by market cap (depending on one's POV) is playing on the fringes and only really satisfies one's personal 'fun' button. I would beg to differ on that point. To the best of my memory, non...
by Peculiar_Investor
30 Nov 2017 11:18
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Rate reset preferred share ladder?
Replies: 16
Views: 430

Re: Rate reset preferred share ladder?

Generally I stop at the point where there is enough detail that I can at least attempt to explain it to someone else, i.e. fellow FWF'ers for comment And comment they do! Anyway, I fail to understand how preferred shares could be used as replacement for intermediate-duration bonds in a portfolio. I...