Search found 925 matches

by optionable68
20 Jan 2018 17:45
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Tangerine mutual funds 1% bribe
Replies: 6
Views: 465

Re: Tangerine mutual funds 1% bribe

adrian2 wrote:
20 Jan 2018 07:42
It's not in the bonuses section, just in the banners.
Interesting 4 of 4 family members did NOT receive the banner or the bonus section notification, however Mrs Optionable did receive a letter notification saying she qualifies despite no mention of it when she logs in.
by optionable68
19 Jan 2018 18:47
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Tangerine mutual funds 1% bribe
Replies: 6
Views: 465

Re: Tangerine mutual funds 1% bribe

So Mrs. Optional received the offer by mail. But no indication on the Tangerine website neither as a banner or in the Bonuses section where all the offers normally are.

Wonder if they "forget" to honour some of these bonuses ?
by optionable68
18 Jan 2018 17:00
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Tangerine mutual funds 1% bribe
Replies: 6
Views: 465

Re: Tangerine mutual funds 1% bribe

Was hoping my MIL would get this offer as she has some cash to deploy. I assume they banned her from these offers given she only became a client less than 1 year ago. Would be nice if they provided their clients with transparency on criteria they use to make these "targeted" offers
by optionable68
14 Jan 2018 18:35
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: TD Direct Investing (was Waterhouse) Service
Replies: 1956
Views: 170519

Re: TD Direct Investing (was Waterhouse) Service

So, I recently recommended 2 friends to open an TD DI account. We go to TD DI online, and there is a nice " Open an account " section, we pop in all our personal information and complete all the online steps. The TDDI website indicates we are all set and just need to go to a TDCT branch to verify id...
by optionable68
08 Jan 2018 21:12
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Marijuana Legalization [Investment opportunities]
Replies: 56
Views: 2444

Re: Marijuana Legalization [Investment opportunities]

Shurville wrote:
08 Jan 2018 19:48
Closed at $24.18 today .Should hit your target tomorrow. I own this and plan to hold in spite of Jeff Sessions move that may slow down US states like California.
Actually WEED closed just under $40 today on the TSX
by optionable68
04 Jan 2018 17:17
Forum: Under the Mattress: Protecting Your Money
Topic: High interest rates for savings, GICs and MMFs (2018)
Replies: 45
Views: 2537

Re: High interest rates for savings, GICs and MMFs (2018)

adrian2 wrote:
04 Jan 2018 09:19
For the two who did not get the offer, make sure you check.....
No luck. No offer to be found. The thing in common for the 2 who did not receive offers is that they took their account to zero in advance of the offer. Worth noting for the next round of offers in June.
by optionable68
03 Jan 2018 19:32
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: BMO Investorline
Replies: 524
Views: 55108

Re: BMO Investorline

Anyone rewarded with the cash incentive by BMOIL for injecting new assets into the account? Wondering if cash reward is taxable, ie. will be issued a tax slip the following year. I'm expecting my BMO award next week. When I transfered my account, I asked that question and the BMO rep said the award...
by optionable68
03 Jan 2018 19:26
Forum: Under the Mattress: Protecting Your Money
Topic: High interest rates for savings, GICs and MMFs (2018)
Replies: 45
Views: 2537

Re: High interest rates for savings, GICs and MMFs (2018)

Same here. I guess after Feb 28 I'll move my dough from Simplii back to Tang. I wonder if the fact we all 3 got the same offer means they've stopped the crazy lottery style rate offerings? FWIW only 2 of the 4 people in my family circle received the offer. So two of us get 2.5%, the other two of us...
by optionable68
02 Jan 2018 19:24
Forum: Under the Mattress: Protecting Your Money
Topic: Old, Odd, and/or Out of Circulation Coins
Replies: 14
Views: 372

Re: Old, Odd, and/or Out of Circulation Coins

I've collected old Canadian currency since I was a teenager. I have collected every year of the Canadian dollar coin since inception, with the only exception being the 1948 dollar coin.... which is valued well above face value now depending on condition.... if anyone has it, PM me and lets make a de...
by optionable68
30 Dec 2017 11:37
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: 2017 Predictions Contest
Replies: 104
Views: 5112

Re: 2017 Predictions Contest

Congrats kukucanuck on the big win.

And thanks kcowan for running this again.

I'm grateful for my 6th place finish which is a vast improvement from my dismal showing in 2016.

Onward and upward to 2018 ! :thumbsup:
by optionable68
15 Dec 2017 11:57
Forum: Taxing Situations
Topic: WTH CRA? You're so incompetent lately
Replies: 8
Views: 446

Re: WTH CRA? You're so incompetent lately

At least you got through the phone lines. For the bulk of 2017, anytime we have called CRA, we always get a phone message saying they are unable to answer the phone with no option to at least wait on hold. Frustrating for Canadians who simply want to pay their taxes.
by optionable68
20 Nov 2017 20:59
Forum: Under the Mattress: Protecting Your Money
Topic: Would you pay an annual fee to join a loyalty program?
Replies: 9
Views: 505

Re: Would you pay an annual fee to join a loyalty program?

Koogie wrote:
20 Nov 2017 18:24
Perhaps Loblaws is banking on a certain level of consumer ignorance..
Based on my last trip to Loblaws, the typical Loblaws customer may not be overly price aware.
by optionable68
18 Nov 2017 19:46
Forum: Retirement, Pensions and Peace of Mind
Topic: RRIF Withdrawal
Replies: 43
Views: 2724

Re: RRIF Withdrawal

IME with TDDI RRIFs if cash is not available for a scheduled monthly payment, the cash position becomes negative and they send you a reminder to correct it quickly by selling something. Yes, I have confirmed with TDDI that they will not liquidate any holdings. They will use all available cash in th...
by optionable68
06 Nov 2017 19:38
Forum: Retirement, Pensions and Peace of Mind
Topic: RRIF Withdrawal
Replies: 43
Views: 2724

Re: RRIF Withdrawal

Jo Anne wrote:
04 Nov 2017 22:05
Shakespeare wrote:
04 Nov 2017 18:46
I just sell enough for the withdrawal ahead of time.
That's what we do.
OK, but does TDDI look at RIF cash first for RIF distribution, or will they surprise us by selling a security ?
by optionable68
04 Nov 2017 13:06
Forum: Retirement, Pensions and Peace of Mind
Topic: RRIF Withdrawal
Replies: 43
Views: 2724

Re: RRIF Withdrawal

How does TDDI determine which security to sell in order to fund a RIF withdrawal?
by optionable68
21 Oct 2017 14:58
Forum: Retirement, Pensions and Peace of Mind
Topic: Wills, notification of death and probate
Replies: 58
Views: 2517

Re: Wills, notification of death and probate

Thank you twa2w for your thoughtful response
by optionable68
20 Oct 2017 22:20
Forum: Retirement, Pensions and Peace of Mind
Topic: Wills, notification of death and probate
Replies: 58
Views: 2517

Re: Wills, notification of death and probate

.... no assets or liabilities, is there anything we need to consider in terms of probate or any legal proceeding requiring a lawyer ? So even if there is a nominal residual of assets... say $1,000 and no liabilities.... do we need a lawyer's involvement for anything else? Do we need to go to court ...
by optionable68
18 Oct 2017 09:46
Forum: Retirement, Pensions and Peace of Mind
Topic: Wills, notification of death and probate
Replies: 58
Views: 2517

Re: Wills, notification of death and probate

I would think it odd though that any deceased would have zero assets at time of death. There would have likely been some possessions, perhaps a final CPP and/or OAS payment if the deceased had been collecting them, and a bank account of something. CPP and OAS get paid at month end. And get paid int...
by optionable68
16 Oct 2017 12:15
Forum: Retirement, Pensions and Peace of Mind
Topic: Wills, notification of death and probate
Replies: 58
Views: 2517

Re: Wills, notification of death and probate

My father is now on his death bed. Over the past few years all of his assets were transferred to my mother. When he passes he will have no assets and no liabilities. My mother is the sole beneficiary on his will. Given he has no assets or liabilities, is there anything we need to consider in terms o...
by optionable68
13 Oct 2017 20:12
Forum: Under the Mattress: Protecting Your Money
Topic: Tangerine
Replies: 38
Views: 3527

Re: Tangerine

You can set up an EFT from the IB side from/to any Canadian chequing account and use it as often as you want. There might be a small charge if you do it more than once per month. Don't know what the limits are. Called IB on that they said that's an ACH and they can only accept $100k/week If she has...
by optionable68
12 Oct 2017 21:52
Forum: Under the Mattress: Protecting Your Money
Topic: Tangerine
Replies: 38
Views: 3527

Re: Tangerine

A friend of mine is trying to move $1 Million out of Tangerine to Interactive Brokers. (They have no big bank relationship) After talking to Tangerine, they only allow transfers/bill payments of $25,000 per day and $100k with supervisor interaction. She asked if there was a better way such as wire t...
by optionable68
10 Oct 2017 21:30
Forum: Financial Planning and Building Portfolios
Topic: How far are you from retirement?
Replies: 28
Views: 1452

Re: How far are you from retirement?

My target date is in the calendar but there is no option for 5.5 years
by optionable68
01 Sep 2017 19:44
Forum: Retirement, Pensions and Peace of Mind
Topic: Income taxes pushing me towards retirement
Replies: 56
Views: 2384

Re: Income taxes pushing me towards retirement

Although I don't feel particularly ready to retire, the weight of income taxes in my budget makes me wonder whether I should consider doing so. I wonder if others have felt the same way in the past and how they have reacted to it. I am going through a similar debate. Its not simply the taxes, its t...
by optionable68
31 Jul 2017 17:53
Forum: Retirement, Pensions and Peace of Mind
Topic: Retirement - is it over-rated?
Replies: 281
Views: 16844

Re: Retirement - is it over-rated?

You guys are killing me. Still hanging onto my 40s but am still planning (hoping) to "retire" around 55. If its financially feasible. Boredom? I don't understand that word. I have never experienced boredom in my life and don't really expect to. I do what keeps me entertained and interested and educa...
by optionable68
07 Jun 2017 19:08
Forum: Financial News, Policy and Economics
Topic: Which Broker Do you Use?
Replies: 113
Views: 5862

Re: Which Broker Do you Use?

For the record, I asked BMO IL if the original $1000 offer would be sweetened if I transferred $500,000+ (instead of $250,000) and was offered $1,600