Search found 11316 matches

by Shakespeare
15 Jan 2018 21:24
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: unauthorized withdrawal from my i-Trade RIF
Replies: 10
Views: 297

Re: unauthorized withdrawal from my i-Trade RIF

Yes, I pay installments. No tax is deducted on RRIF minimums unless you request it.
by Shakespeare
15 Jan 2018 18:09
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: unauthorized withdrawal from my i-Trade RIF
Replies: 10
Views: 297

Re: unauthorized withdrawal from my i-Trade RIF

I simply sent a letter asking minimum withdrawals semiannually. I just make sure there is enough cash in the account for the withdrawal. No tax is withheld.
by Shakespeare
12 Jan 2018 18:22
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: What did you sell? What might you sell? (2018)
Replies: 17
Views: 1559

Re: What did you sell? What might you sell? (2018)

1% of the portfolio is too large???

My largest is TD at 3.7%. I would reduce at 5%, others at 10%.
by Shakespeare
11 Jan 2018 21:32
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Bonds - Rolling Down The Yield Curve, theory vs real-life experience
Replies: 10
Views: 424

Re: Bonds - Rolling Down The Yield Curve, theory vs real-life experience

I'm now little interested (as it were) in even keeping a bond ladder running; my next GIC maturation next month will zig into ZAG. Simplify, simplify. :wink:
by Shakespeare
11 Jan 2018 01:56
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: BMO Investorline
Replies: 524
Views: 55084

Re: BMO Investorline

My $1K showed up tonight. :thumbsup:
by Shakespeare
09 Jan 2018 22:55
Forum: Retirement, Pensions and Peace of Mind
Topic: RRIF Conversion and HBP Repayment
Replies: 2
Views: 105

Re: RRIF Conversion and HBP Repayment

Since I'm in RRSP drawdown now, there is no need to add more money. :wink:
by Shakespeare
09 Jan 2018 22:10
Forum: Retirement, Pensions and Peace of Mind
Topic: RRIF Conversion and HBP Repayment
Replies: 2
Views: 105

RRIF Conversion and HBP Repayment

Either this year or next, I will need to RRIF my RRSP. I will still be owing on my HBP, which I withdrew with no intention of repaying. So I assume I will continue have deemed income of $1333.33 year after the conversion until the HBP is repaid, correct?
by Shakespeare
06 Jan 2018 15:19
Forum: Retirement, Pensions and Peace of Mind
Topic: The Plight of the Y2K Retiree
Replies: 89
Views: 8815

Re: The Plight of the Y2K Retiree

The blue line looks pretty much like me (except I bought a house along the way, so I did better initially). Similar $ portfolio to when I retired in 1998, not accounting for inflation. My IRR is 8.6%, around 2% better than the FPX balanced.
by Shakespeare
04 Jan 2018 09:52
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: BMO Investorline
Replies: 524
Views: 55084

Re: BMO Investorline

Unfortunately, BMOIL charges me $50 (52.50 with tax) to withdraw funds from an RRSP or RRIF. That means in ten years they get their $1000 back, whereas RBCDI makes no such charge. So later this year I will probably go back to RBCDI, since I see no advantage to BMOIL that makes it worth $105/year.
by Shakespeare
01 Jan 2018 15:14
Forum: Financial Planning and Building Portfolios
Topic: How Did You Do in 2017?
Replies: 93
Views: 3384

Re: How Did You Do in 2017?

Preliminary estimate 7.9% on a 55% equity portfolio. XIRR 8.6% post-retirement (Nov. 98).
by Shakespeare
22 Dec 2017 07:33
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Tim Hortons (THI)
Replies: 300
Views: 44643

Re: Tim Hortons (THI)

In driving around southern Alberta ISTM that THI is totally overbuilding. This can only result in cannibalization of same-store sales.
by Shakespeare
12 Dec 2017 14:28
Forum: Under the Mattress: Protecting Your Money
Topic: CIBC Online
Replies: 10
Views: 523

Re: CIBC Online

I downloaded my Visa statement yesterday with no problem.
by Shakespeare
11 Dec 2017 23:57
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: RBC DIRECT INVESTING
Replies: 21
Views: 1640

Re: RBC DIRECT INVESTING

Thank you. It turns out that this occurred while I was in a bill-paying submenu and does not occur while just viewing balances.

I was, of course, trying to double-check the value of the bill I was trying to pay.... :roll:
by Shakespeare
11 Dec 2017 20:17
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: RBC DIRECT INVESTING
Replies: 21
Views: 1640

Re: RBC DIRECT INVESTING

Today I was signed out whenever I removed the focus to click on another computer page - say, a statement pdf - and then clicked back. This may be a security measure but I find it annoying. :cry:
by Shakespeare
10 Dec 2017 23:18
Forum: Property: Owning, Renting, Managing, Investing and Mortgaging
Topic: Housing Bust 2017
Replies: 342
Views: 14540

Re: Housing Bust 2017

Small town Canada almost everywhere has had an adequate supply of rental housing stock
But not of jobs, particularly highly educated ones.
by Shakespeare
09 Dec 2017 17:42
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Are we too old, crusty and conservative
Replies: 65
Views: 2472

Re: Are we too old, crusty and conservative

I suspect many of us are in or approaching drawdown and neither need nor want to shoot for the moon.
by Shakespeare
07 Dec 2017 09:46
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Emera (Symbol-EMA)
Replies: 48
Views: 4816

Re: Emera (Symbol-EMA)

Down today on a bought deal. http://www.marketwired.com/press-release/correction-emera-incorporated-tsx-ema-2242823.htm The purchase price of $47.90 per Common Share will result in gross proceeds to Emera of $700,010,600 ($750,066,100 if the Over-Allotment Option is exercised in full). The net proce...
by Shakespeare
06 Dec 2017 00:11
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: How Many Stocks In A Portfolio?
Replies: 53
Views: 1797

Re: How Many Stocks In A Portfolio?

Can one tolerate high volatility in a concentrated portfolio?
You can always concentrate in low-volatility stocks, although the risk of a black swan remains.
by Shakespeare
03 Dec 2017 21:50
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Enbridge (Symbol-ENB)..are we getting close to a buy???
Replies: 283
Views: 31601

Re: Enbridge (Symbol-ENB)..are we getting close to a buy???

The summary from the G&M article: Enbridge, in my view, simply doesn't have the cash-flow profile to be an income investment. Yet it will get away with it as long as Canadian investors keep buying the stock it repeatedly issues, and lending it the money it needs to prop up its model. Enbridge bills ...
by Shakespeare
30 Nov 2017 16:46
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: How Many Stocks In A Portfolio?
Replies: 53
Views: 1797

Re: How Many Stocks In A Portfolio?

I'm too lazy to look it up, but Bernstein has pointed out that much of the total return comes from new giants - IBM, Apple, etc. - and if you have only a few stocks, you will likely miss them. Again, that applies mainly to the US, not small countries like Canada, which can not support giants. So I o...
by Shakespeare
29 Nov 2017 21:56
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Globe Investor
Replies: 13
Views: 829

Re: Globe Investor

These dividends were downloaded from G&M Nov. 10: BCE $ 2.87 BMO $ 3.60 BNS $ 3.16 CM $ 5.20 CU $ 1.43 CPX $ 1.67 EMA $ 2.26 ENB $ 2.44 ENF $ 2.05 FTS $ 1.70 REI.UN $ 1.41 RY $ 3.64 TD $ 2.40 T $ 2.02 TRP $ 2.50 VT $ 1.42 VSB $ 0.58 I haven't checked them all, but RY, BMO, BNS, and FTS (the ones I c...
by Shakespeare
29 Nov 2017 17:35
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Dividend and distribution hikes (2017)
Replies: 249
Views: 31313

Re: Dividend and distribution hikes (2017)

.671 - should see a nice pop tomorrow. :beer:
by Shakespeare
26 Nov 2017 19:36
Forum: Retirement, Pensions and Peace of Mind
Topic: TFSA contribution 2017
Replies: 30
Views: 2103

Re: TFSA contribution 2017

I rebalanced on the way up and kept most of the money from Trimark Discovery.
by Shakespeare
26 Nov 2017 17:28
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Dogs of the TSE
Replies: 359
Views: 52249

Re: Dogs of the TSE

What is left of the DJ40 Canadian Titans is available at http://investdb.theglobeandmail.com/invest/investSQL/gx.stock_rep?pi_mode=INDEX&pi_type=BASIC&iaction=&pi_sort_order=DESC&pi_sort_col=DIVIDEND_YIELD&pi_hit_count=41&pi_qtime=200411040019020002&pi_currency=&pi_param_1=240 . There are 35 compani...