Search found 1256 matches

by CROCKD
08 Jan 2018 15:07
Forum: Financial News, Policy and Economics
Topic: Clippings 2018
Replies: 9
Views: 745

Re: Clippings 2018

Minimum wage and the Economy * Impact of wage hikes small. The article includes information about minimum wage across the country and the effects on the economy. And the someone who serves you coffee still deserves a decent wage. Starbucks plans to change nothing. "At Starbucks Canada we are not cu...
by CROCKD
08 Jan 2018 14:37
Forum: Taxing Situations
Topic: Studio Tax questions
Replies: 33
Views: 3184

Re: Studio Tax questions

Studio Tax 2017 is now available for download. I have downloaded and entered most of my data as I know pension amounts, donations etc. The only information I cannot enter is my investment information as some of that will not be available until the beginning of April. I have chosen not to allow the C...
by CROCKD
03 Jan 2018 19:51
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: 2017 ETF re-invested distributions
Replies: 18
Views: 1071

Re: 2017 ETF re-invested distributions

Here is an article by John Heinzl G&M on ETF reinvested distributions.
Haunted by phantom ETF distributions
The key point is that in taxable accounts the amount of the reinvested distribution must be added to the ACB.
by CROCKD
26 Dec 2017 19:52
Forum: Property: Owning, Renting, Managing, Investing and Mortgaging
Topic: Housing Bust 2017
Replies: 342
Views: 14678

Re: Housing Bust 2017

They have a viable alternative but I won't be posting anymore about it on this forum populated as it is by people sorely in need of a course in reading and comprehension skills!
by CROCKD
25 Dec 2017 16:55
Forum: Property: Owning, Renting, Managing, Investing and Mortgaging
Topic: Housing Bust 2017
Replies: 342
Views: 14678

Re: Housing Bust 2017

I certainly didn't have a steady paycheque or benefits like CrockD. You are really starting to piss me off by referring to me in this thread. If you had read the thread properly you would know I posted about my son not myself. FYI I am a late 70s retired chemical engineer and when the oil industry ...
by CROCKD
22 Dec 2017 15:23
Forum: Property: Owning, Renting, Managing, Investing and Mortgaging
Topic: Housing Bust 2017
Replies: 342
Views: 14678

Re: Housing Bust 2017

Anecdote. My son who is an IT exec and my DIL with a supervisory job at the City of Toronto were looking for a house in the spring. They were quite willing to move to the outskirts and drive and take the GO train to their jobs. They have a good income. They had an agent. Everything they put an offer...
by CROCKD
22 Dec 2017 15:06
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Tim Hortons (THI)
Replies: 300
Views: 44692

Re: Tim Hortons (THI)

AltaRed wrote:I'd rather go to McD for a coffee and one of their muffins.
+1
What a turnaround from the old days when McD coffee was terrible. Now according to a recent survey it is No.1. The survey listed 2nd Cup as No.2, followed by Starbucks with TH coming in 4th.
by CROCKD
21 Dec 2017 16:41
Forum: Property: Owning, Renting, Managing, Investing and Mortgaging
Topic: Housing Bust 2017
Replies: 342
Views: 14678

Re: Housing Bust 2017

big easy wrote:As pointed out upthread, I want my hard working kids to live where they were born and near me - but I guess that's being entitled.
+1
by CROCKD
19 Dec 2017 18:15
Forum: Property: Owning, Renting, Managing, Investing and Mortgaging
Topic: Housing Bust 2017
Replies: 342
Views: 14678

Re: Housing Bust 2017

From the property manager referenced by Keith.
My guess on non resident ownership in GTA properties? At least 8%. At least.
by CROCKD
19 Dec 2017 18:02
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: BMO Investorline
Replies: 524
Views: 55134

Re: BMO Investorline

Cheques When I ran out of my account link cheques some years ago I ordered some new ones at my local BMO branch - since closed for consolidation. I had to pay - can't remember how much. My initial cheque book entry shows Oct. 2011. I still have 18 cheques left so don't use them often except to trans...
by CROCKD
16 Dec 2017 16:54
Forum: Financial News, Policy and Economics
Topic: Clippings 2017
Replies: 345
Views: 20362

Re: Clippings 2017

How to get away with stealing millions, a slap on the wrist (if that) repeat and rinse. Even if any of these guys serve any jail time (rare), they would get more time behind bars for beating up someone on the street outside their fake offices. And it seems the money is never recovered. Easy money: H...
by CROCKD
16 Dec 2017 14:51
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Power of Dividend Growth 2011 (and beyond)
Replies: 787
Views: 56073

Re: Power of Dividend Growth 2011 (and beyond)

"JaydoubleU" wrote:What's VPW?
I could let longinvest answer this as I believe he had a role in developing it.
You can read all about it in finiki.
The link is here. http://www.finiki.org/wiki/Variable_per ... withdrawal
by CROCKD
14 Dec 2017 21:28
Forum: Taxing Situations
Topic: WTH CRA? You're so incompetent lately
Replies: 11
Views: 670

Re: WTH CRA? You're so incompetent lately

Obviously things have come full circle. Anecdote. Years ago before the age of the internet (and before they were called CRA) I had my claim for my annual RRSP contribution denied. I was getting frustrated dealing with their representative and getting nowhere. I expressed my frustration to a friend o...
by CROCKD
12 Dec 2017 21:46
Forum: Financial Planning and Building Portfolios
Topic: Calculating Performance
Replies: 3
Views: 210

Re: Calculating Performance

Found some missed entries from 2015. Signs were correct. Now got reasonable agreement within 1%.
by CROCKD
12 Dec 2017 18:51
Forum: Financial Planning and Building Portfolios
Topic: Calculating Performance
Replies: 3
Views: 210

Calculating Performance

I am posting this because I have been using theBogleheads Calculating Personal Returns on my accounts using Libre Office. However I am questioning the accuracy of the results. The spreadsheet starts on 30/6/2013. Example on one of my accounts the money weighted return to Nov. 30, 2017 is calculated ...
by CROCKD
10 Dec 2017 20:45
Forum: Property: Owning, Renting, Managing, Investing and Mortgaging
Topic: Housing Bust 2017
Replies: 342
Views: 14678

Re: Housing Bust 2017

Mordko wrote: And its a good thing.
?????

Try telling that to one of my children who is trying to establish a place for himself and his young family in the GTA.
Meanwhile the other one is already well settled in the Kitchener area.
by CROCKD
08 Dec 2017 13:28
Forum: Under the Mattress: Protecting Your Money
Topic: Using Bitcoins
Replies: 20
Views: 2168

Re: Using Bitcoins

A professor of value investing warns about the future of bitcoin And this article Bitcoin goes mainstream as Wall Street warns of risks The group said it remained "apprehensive with the lack of transparency and regulation" surrounding bitcoin and questioned whether exchanges could ensure the crypto...
by CROCKD
30 Nov 2017 19:33
Forum: Under the Mattress: Protecting Your Money
Topic: High interest rates for savings, GICs and MMFs (2017)
Replies: 463
Views: 33016

Re: High interest rates for savings, GICs and MMFs (2017)

I am having trouble getting my head around this. I only ever have had a savings account at Tangerine (used to be my ING account). I also used to have a USD account but cancelled when BNS screwed the rates. I just checked my Simplii account. I received the two micro deposits on Nov. 7. Confirmed with...
by CROCKD
30 Nov 2017 19:18
Forum: Financial News, Policy and Economics
Topic: Clippings 2017
Replies: 345
Views: 20362

Re: Clippings 2017

More Ethanol in gasoline. Ontario to double gasoline’s ethanol content requirement Although studies have proven this is a bad idea, governments continue to flog this dead horse. The growing of more corn has been shown to be bad for the environment. But not for ethanol producers. The province's two l...
by CROCKD
28 Nov 2017 12:54
Forum: Under the Mattress: Protecting Your Money
Topic: High interest rates for savings, GICs and MMFs (2017)
Replies: 463
Views: 33016

Re: High interest rates for savings, GICs and MMFs (2017)

adrian2 wrote:Link it the other way around.
+1. Exactly what I did. After providing Tangerine the instit no, transit no and account no at Simplii they send two small deposits to your account. After they arrive you confirm receipt and your accounts are linked.
by CROCKD
27 Nov 2017 13:34
Forum: Under the Mattress: Protecting Your Money
Topic: Teaching Financial Literacy in School
Replies: 4
Views: 254

Teaching Financial Literacy in School

With Canadians at an all time high in debt (expensive housing and low interest rates) and Black Friday just behind (how many shoppers considered their needs vs wants), it seems that it is timely for education systems to be tackling this.
How B.C. children are learning financial literacy from K to 12
by CROCKD
24 Nov 2017 13:45
Forum: Financial News, Policy and Economics
Topic: Clippings 2017
Replies: 345
Views: 20362

Re: Clippings 2017

by CROCKD
22 Nov 2017 17:54
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Behavioural Economics - Investing Decisions
Replies: 0
Views: 155

Behavioural Economics - Investing Decisions

Emotions interfere with investing decisions Recent experiments monitoring brain activity with magnetic resonance imaging (MRI) and electroencephalography show monetary gain activates the same pleasure centre associated with food, drugs and sex. Classical economics has long relied on the assumption ...