Search found 1266 matches

by CROCKD
15 Feb 2018 12:19
Forum: Now Hear This!
Topic: finiki, the Canadian financial wiki
Replies: 103
Views: 8475

Re: finiki, the Canadian financial wiki

AR wrote:Kudos to those who have done all the work!
+2
Thanks to them we have a wonderful resource.
by CROCKD
14 Feb 2018 22:18
Forum: Financial Planning and Building Portfolios
Topic: Help Me Work Through This (Early) Retirement Plan
Replies: 37
Views: 1668

Re: Help Me Work Through This (Early) Retirement Plan

I have this in my Pension folder

This is the ODS version. Can also open with Excel if you have.
ruin.ods
(18.08 KiB) Downloaded 15 times
by CROCKD
12 Feb 2018 10:41
Forum: Financial News, Policy and Economics
Topic: Oil
Replies: 1272
Views: 125173

Re: Oil

I'm guessing a moderator will move it to the water cooler. As the OP be my guest. OIL is in the board topics Financial News, Policy and Economics. Athough the pl is about the movement of dilbitumen, as AR says the real issue is the movement of marine traffic in the lower BC mainland. Postnote: I wi...
by CROCKD
10 Feb 2018 19:23
Forum: Financial News, Policy and Economics
Topic: Oil
Replies: 1272
Views: 125173

Re: Oil

Interesting article about the current spat between Alberta and BC about the Trans Mountain Pipeline. Could Alberta bring B.C. to its knees by shutting off the oil? By my reading of the article the most effective strategy for Alberta would be by shipping diluted bitumen exclusively through the existi...
by CROCKD
10 Feb 2018 12:36
Forum: Financial News, Policy and Economics
Topic: market crash Feb 2018
Replies: 70
Views: 1791

Re: market crash Feb 2018

Another good article by John Heinzl G&M A simple secret to laughing at market mayhem I have been mainly ignoring the gyrations of the past couple of weeks. I usually only check prices once a week anyway. In light of others on this forum talking about losing cars etc (Disclosure: I don't own a car) I...
by CROCKD
08 Feb 2018 18:03
Forum: Retirement, Pensions and Peace of Mind
Topic: Variable Percentage Withdrawal (VPW) for Canadians
Replies: 179
Views: 13542

Re: Variable Percentage Withdrawal (VPW) for Canadians

WRT software. I run VPW in Libre Office

.ods
by CROCKD
08 Feb 2018 15:34
Forum: Retirement, Pensions and Peace of Mind
Topic: Variable Percentage Withdrawal (VPW) for Canadians
Replies: 179
Views: 13542

Re: Variable Percentage Withdrawal (VPW) for Canadians

I have been applying VPW for the last 3 years now entering my 4th. I have some questions about my application. My AA includes my registered pension funds for which taxes are due each year (being in my late 70s I have mandatory withdrawals from my RIFs) and my non registered funds 2 SD portfolios and...
by CROCKD
06 Feb 2018 17:40
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: BMO Investorline
Replies: 538
Views: 56281

Re: BMO Investorline

Having made 2 small trades in my RIF/LIF accounts last week and it being past the T+2 date for confirmation, I was somewhat incensed to receive an email from BMOIL asking me to fill in a survey on my recent experience. I called the 5 star desk and gave them my 2 cents worth that my account shows no ...
by CROCKD
05 Feb 2018 15:51
Forum: Under the Mattress: Protecting Your Money
Topic: Important change to the Amazon.ca Rewards Visa Card program
Replies: 76
Views: 2630

Re: Important change to the Amazon.ca Rewards Visa Card program

Got my letter. Paid off the balance owing from Christmas. I did not use it that often and do not intend to use it again. So I presume that I can kiss my 1450 pts. goodbye. Credit card item #2 re auto rental insurance cover. A friend of mine recently informed me that she discovered that using her car...
by CROCKD
27 Jan 2018 18:09
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: 2018 Predictions Contest
Replies: 33
Views: 1089

Re: 2018 Predictions Contest

S&P 500 3300
TSX 17000
GOLD 1425
OIL 65
CAD 0.80
by CROCKD
08 Jan 2018 15:07
Forum: Financial News, Policy and Economics
Topic: Clippings 2018
Replies: 16
Views: 1358

Re: Clippings 2018

Minimum wage and the Economy * Impact of wage hikes small. The article includes information about minimum wage across the country and the effects on the economy. And the someone who serves you coffee still deserves a decent wage. Starbucks plans to change nothing. "At Starbucks Canada we are not cu...
by CROCKD
08 Jan 2018 14:37
Forum: Taxing Situations
Topic: Studio Tax questions
Replies: 33
Views: 3256

Re: Studio Tax questions

Studio Tax 2017 is now available for download. I have downloaded and entered most of my data as I know pension amounts, donations etc. The only information I cannot enter is my investment information as some of that will not be available until the beginning of April. I have chosen not to allow the C...
by CROCKD
03 Jan 2018 19:51
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: 2017 ETF re-invested distributions
Replies: 18
Views: 1087

Re: 2017 ETF re-invested distributions

Here is an article by John Heinzl G&M on ETF reinvested distributions.
Haunted by phantom ETF distributions
The key point is that in taxable accounts the amount of the reinvested distribution must be added to the ACB.
by CROCKD
26 Dec 2017 19:52
Forum: Property: Owning, Renting, Managing, Investing and Mortgaging
Topic: Housing Bust 2017
Replies: 342
Views: 15000

Re: Housing Bust 2017

They have a viable alternative but I won't be posting anymore about it on this forum populated as it is by people sorely in need of a course in reading and comprehension skills!
by CROCKD
25 Dec 2017 16:55
Forum: Property: Owning, Renting, Managing, Investing and Mortgaging
Topic: Housing Bust 2017
Replies: 342
Views: 15000

Re: Housing Bust 2017

I certainly didn't have a steady paycheque or benefits like CrockD. You are really starting to piss me off by referring to me in this thread. If you had read the thread properly you would know I posted about my son not myself. FYI I am a late 70s retired chemical engineer and when the oil industry ...
by CROCKD
22 Dec 2017 15:23
Forum: Property: Owning, Renting, Managing, Investing and Mortgaging
Topic: Housing Bust 2017
Replies: 342
Views: 15000

Re: Housing Bust 2017

Anecdote. My son who is an IT exec and my DIL with a supervisory job at the City of Toronto were looking for a house in the spring. They were quite willing to move to the outskirts and drive and take the GO train to their jobs. They have a good income. They had an agent. Everything they put an offer...
by CROCKD
22 Dec 2017 15:06
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Tim Hortons (THI)
Replies: 300
Views: 44766

Re: Tim Hortons (THI)

AltaRed wrote:I'd rather go to McD for a coffee and one of their muffins.
+1
What a turnaround from the old days when McD coffee was terrible. Now according to a recent survey it is No.1. The survey listed 2nd Cup as No.2, followed by Starbucks with TH coming in 4th.
by CROCKD
21 Dec 2017 16:41
Forum: Property: Owning, Renting, Managing, Investing and Mortgaging
Topic: Housing Bust 2017
Replies: 342
Views: 15000

Re: Housing Bust 2017

big easy wrote:As pointed out upthread, I want my hard working kids to live where they were born and near me - but I guess that's being entitled.
+1
by CROCKD
19 Dec 2017 18:15
Forum: Property: Owning, Renting, Managing, Investing and Mortgaging
Topic: Housing Bust 2017
Replies: 342
Views: 15000

Re: Housing Bust 2017

From the property manager referenced by Keith.
My guess on non resident ownership in GTA properties? At least 8%. At least.
by CROCKD
19 Dec 2017 18:02
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: BMO Investorline
Replies: 538
Views: 56281

Re: BMO Investorline

Cheques When I ran out of my account link cheques some years ago I ordered some new ones at my local BMO branch - since closed for consolidation. I had to pay - can't remember how much. My initial cheque book entry shows Oct. 2011. I still have 18 cheques left so don't use them often except to trans...
by CROCKD
16 Dec 2017 16:54
Forum: Financial News, Policy and Economics
Topic: Clippings 2017
Replies: 345
Views: 20690

Re: Clippings 2017

How to get away with stealing millions, a slap on the wrist (if that) repeat and rinse. Even if any of these guys serve any jail time (rare), they would get more time behind bars for beating up someone on the street outside their fake offices. And it seems the money is never recovered. Easy money: H...
by CROCKD
16 Dec 2017 14:51
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Power of Dividend Growth 2011 (and beyond)
Replies: 787
Views: 56285

Re: Power of Dividend Growth 2011 (and beyond)

"JaydoubleU" wrote:What's VPW?
I could let longinvest answer this as I believe he had a role in developing it.
You can read all about it in finiki.
The link is here. http://www.finiki.org/wiki/Variable_per ... withdrawal
by CROCKD
14 Dec 2017 21:28
Forum: Taxing Situations
Topic: WTH CRA? You're so incompetent lately
Replies: 11
Views: 761

Re: WTH CRA? You're so incompetent lately

Obviously things have come full circle. Anecdote. Years ago before the age of the internet (and before they were called CRA) I had my claim for my annual RRSP contribution denied. I was getting frustrated dealing with their representative and getting nowhere. I expressed my frustration to a friend o...
by CROCKD
12 Dec 2017 21:46
Forum: Financial Planning and Building Portfolios
Topic: Calculating Performance
Replies: 3
Views: 223

Re: Calculating Performance

Found some missed entries from 2015. Signs were correct. Now got reasonable agreement within 1%.