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by DenisD
17 Jan 2018 01:24
Forum: Financial Planning and Building Portfolios
Topic: How Did You Do in 2017?
Replies: 103
Views: 3667

Re: How Did You Do in 2017?

A friend had a "full-service" account at CIBC Wood Gundy ... where the account returns were compared to the TSX price index ... not the total return index :shock:. On that basis, the returns were pretty close to the benchmark :?. A friend of mine had the same thing happen at Scotia McLeod. Maybe it...
by DenisD
16 Jan 2018 21:24
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: What's wrong with Canadian market?
Replies: 11
Views: 631

Re: What's wrong with Canadian market?

Longer than moments. Comparing 10 year returns for 2017 to 5 years earlier, Canada and emerging markets were ahead of the US by about the same as the US is ahead of us now. Name Symbol 2012 2017 TD Canadian Index - e 8.9 4.4 iShares CDN Composite Index XIC 4.5 TD International Index - e 3.2 4.1 iSha...
by DenisD
15 Jan 2018 01:00
Forum: Financial Planning and Building Portfolios
Topic: How Did You Do in 2017?
Replies: 103
Views: 3667

Re: How Did You Do in 2017?

I've updated my spreadsheet with some ETF, mutual fund and stock screen returns for 2017. There are 1, 5 and 10 year rolling returns. I own stock screens and fundamental index ETFs as well as cap-weighted index ETFs. The spreadsheet shows me how my alternatives compare to the conventional ETFs. Gene...
by DenisD
11 Jan 2018 23:44
Forum: Retirement, Pensions and Peace of Mind
Topic: TFSA gambit
Replies: 5
Views: 250

Re: TFSA gambit

Maybe let's you transfer an extra $4000 worth of stock ($9500 total) into your TFSA each year without having to sell and repurchase?
by DenisD
11 Jan 2018 16:13
Forum: Financial Planning and Building Portfolios
Topic: Lessons learned and mistakes made
Replies: 39
Views: 907

Re: How Did You Do in 2017?

Maybe if you have a Couch Potato portfolio. But, if you're taking active bets, don't you have to pay attention?
by DenisD
11 Jan 2018 12:52
Forum: Financial Planning and Building Portfolios
Topic: Lessons learned and mistakes made
Replies: 39
Views: 907

Re: How Did You Do in 2017?

deaddog wrote:
11 Jan 2018 11:12
If you buy a stock for $11.00 and it went up to $120 then fall to $15 and you sell.

Did you make $4 or did you lose $105?
I wonder if calculating monthly / annual returns periodically would change one's point of view. Reinforces the fact that I'm LOSING MONEY.
by DenisD
10 Jan 2018 11:46
Forum: Under the Mattress: Protecting Your Money
Topic: Where to park USD cash?
Replies: 29
Views: 836

Re: Where to park USD cash?

I think the CIBC funds in that list are money market funds, not ISAs.
by DenisD
08 Jan 2018 13:28
Forum: Under the Mattress: Protecting Your Money
Topic: High interest rates for savings, GICs and MMFs (2018)
Replies: 41
Views: 2159

Re: High interest rates for savings, GICs and MMFs (2018)

Last time I looked, EQ was limited to $100k for new clients.
by DenisD
31 Dec 2017 19:57
Forum: Financial Planning and Building Portfolios
Topic: How Did You Do in 2017?
Replies: 103
Views: 3667

Re: How Did You Do in 2017?

Here are my 2017 results. Basically, I've just edited last year's results and added this year's figures. For 2017, my 1, 5, 10 and 15 year returns are 5%, 5.3%, 5.1% and 6.4%. The after-tax 15 year return is 0.4% less. My 1, 5 and 10 year returns for equities are 11.8%, 11.3% and 7.3%. At year-end, ...
by DenisD
30 Dec 2017 00:27
Forum: Financial News, Policy and Economics
Topic: Clippings 2017
Replies: 345
Views: 20235

Re: Clippings 2017

Don’t Demonize Buybacks by Larry Swedroe Asness, Hazelkorn and Richardson concluded: “Aggregate share repurchase activity has not been at historical highs when measured properly, and when netted against debt issuance is almost a non-event, does not mechanically create earnings (EPS) growth, does no...
by DenisD
19 Dec 2017 13:35
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: I use Interactive Brokers - what Investment Savings Acct can I buy to park uninvested cash?
Replies: 7
Views: 179

Re: I use Interactive Brokers - what Investment Savings Acct can I buy to park uninvested cash?

I use EFT at IB to transfer CAD out or in to an external bank account. IIRC, you can do 1 free withdrawal/month.
by DenisD
18 Dec 2017 17:30
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Dogs of the TSE
Replies: 359
Views: 52252

Re: Dogs of the TSE

I'd use S&P TSX for Dogs. Canadian all fundamentals (IIRC, that's what they call it) with appropriate restrictions for a small cap strategy.
by DenisD
18 Dec 2017 13:46
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Dogs of the TSE
Replies: 359
Views: 52252

Re: Dogs of the TSE

Since it's a large cap strategy, I'd use the S&P TSX 60 total return index. On P123, I'd use XIC, the only total return Canadian benchmark.
by DenisD
17 Dec 2017 17:36
Forum: Financial Planning and Building Portfolios
Topic: Investing styles
Replies: 238
Views: 19833

Re: Investing styles

But a gambler with the odds in your favour.
by DenisD
13 Dec 2017 00:11
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Long-Term Backtests
Replies: 14
Views: 701

Re: Long-Term Backtests

Here are some rolling backtests I did in November for my Canadian and US small-cap value screens. For both markets, I tested 5 and 6 factor value composites based on the work of Jim O'Shaughnessy. The number of stocks was 10 or 20. The holding period was 13 weeks or 26 weeks. In addition, I tested t...
by DenisD
07 Dec 2017 16:03
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Dogs of the TSE
Replies: 359
Views: 52252

Re: Dogs of the TSE

OptsyEagle wrote:
07 Dec 2017 14:59
So you are saying that the 40 stocks that grew to be the largest over the last 10 years or so ended up with a higher return then the stocks that did not grow to be the largest, over that same time period. Who would have figured? lol
That's not what he's saying.
by DenisD
06 Dec 2017 14:04
Forum: Financial News, Policy and Economics
Topic: cryptocurrencies and mining
Replies: 29
Views: 1710

Re: cryptocurrencies and mining

I thought dataism was the new religion. Much more than merely oil.
by DenisD
03 Dec 2017 19:28
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Long-Term Backtests
Replies: 14
Views: 701

Re: Long-Term Backtests

It draws the S&P and only beats the Russel1000 by 2-3% which is somewhat reassuring I guess! If you're talking about the S&P 500, it should have about the same return as the R1000. Are you sure you're using total return benchmarks in both cases? So you're going to have two screens? The Dogs and the...
by DenisD
03 Dec 2017 19:00
Forum: Now Hear This!
Topic: Can't read a Private Message I allegedly had
Replies: 18
Views: 403

Re: Can't read a Private Message I allegedly had

It's working for me too today.
by DenisD
02 Dec 2017 22:39
Forum: Now Hear This!
Topic: Can't read a Private Message I allegedly had
Replies: 18
Views: 403

Re: Can't read a Private Message I allegedly had

Looks like this problem has started up again. When I click on Private Messages I get the Board Index. I had to go through the User Control Panel. Windows 10, IE11.
by DenisD
02 Dec 2017 22:35
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Long-Term Backtests
Replies: 14
Views: 701

Re: Long-Term Backtests

I started most of my screens long before I did my first backtest. Instead, I relied on the backtests of others. I had to wait until broker's fees came down and my relatively small positions made sense. For the more complicated strategies, I had to wait for free or low-cost stock screening sites. I'm...
by DenisD
02 Dec 2017 19:44
Forum: Under the Mattress: Protecting Your Money
Topic: Where to park USD cash?
Replies: 29
Views: 836

Re: Where to park USD cash?

Also, I assume TDB8152 is guaranteed by TD Bank? IE, it's a legal obligation. The money market fund is based on the value of the underlying securities. It's only a moral obligation of the bank.
by DenisD
01 Dec 2017 13:19
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: "Hot Potato" anyone??
Replies: 124
Views: 9761

Re: "Hot Potato" anyone??

One year means nothing.
by DenisD
30 Nov 2017 16:00
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: How Many Stocks In A Portfolio?
Replies: 53
Views: 1801

Re: How Many Stocks In A Portfolio?

Peculiar_Investor wrote:
30 Nov 2017 15:42
Ask yourself what gives you particular insight to select a subset of n issuers from this list?
I don't have any particular insight. But my algorithm appears to for the past 17 years with real money.