Search found 2560 matches

by deaddog
13 Dec 2017 20:53
Forum: Financial Planning and Building Portfolios
Topic: Investment Club Portfolio
Replies: 10
Views: 442

Re: Investment Club Portfolio

"In recognition of our tenth year as a club, we started a group investment project. The main purposes of the exercise are educational and fun. Through the process, members will learn how to structure and populate an investment portfolio. On going, it should be fun to monitor the results and make ch...
by deaddog
13 Dec 2017 16:51
Forum: Retirement, Pensions and Peace of Mind
Topic: TFSA Contribution 2018
Replies: 33
Views: 1586

Re: TFSA Contribution 2018

Is limiting the amount contributed going to solve the perceived problem? Those with a little luck will still accumulate and be able to compound returns tax free. The rich get richer. I can't make investment decisions today based on what I think might happen in the future. I have to play by todays ru...
by deaddog
13 Dec 2017 12:45
Forum: Retirement, Pensions and Peace of Mind
Topic: TFSA Contribution 2018
Replies: 33
Views: 1586

Re: TFSA Contribution 2018

AltaRed wrote:
12 Dec 2017 12:32
I think I've mentioned this before....but I believe the lifetime contribution cap will be circa $100k, a short 5 years from now or so.
How do you figure 5 years? At contribution limit of 5500 it will take another 8 years to get to 96,000
by deaddog
13 Dec 2017 11:57
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Saving for down payment in roughly 5 years
Replies: 22
Views: 565

Re: Saving for down payment in roughly 5 years

At 20 some years old you can afford to take a lot of risk. I would go 100% equities with an exit strategy that protects your capital. You are investing inside a TFSA so can afford to move in and out of the market without tax consequences. An excellent opportunity to learn about the market and about ...
by deaddog
12 Dec 2017 20:57
Forum: Financial Planning and Building Portfolios
Topic: Investment Club Portfolio
Replies: 10
Views: 442

Re: Investment Club Portfolio

10th year this year, usually 10-13 at a meeting maybe 20 members total, must be a MoneySaver subscriber to join, I guess we're not an investment club so to speak The principle behind a Share Club is the sharing of investment skills and knowledge. Each individual member makes his/her own investing d...
by deaddog
12 Dec 2017 13:08
Forum: Financial Planning and Building Portfolios
Topic: Investment Club Portfolio
Replies: 10
Views: 442

Re: Investment Club Portfolio

Depends on the purpose of the group. If the purpose is to make money, I agree with you. But if the purpose is to learn about investing, a group approach seems better. There is also the possibility that the group has a social functioon as well. Most of these groups do, especally when newly retired p...
by deaddog
12 Dec 2017 12:17
Forum: Financial Planning and Building Portfolios
Topic: Investment Club Portfolio
Replies: 10
Views: 442

Re: Investment Club Portfolio

How many in the club?

What are the goals and objectives?

Not many clubs are formed to practice passive investing, although a passive portfolio makes an excellent benchmark.
by deaddog
11 Dec 2017 23:23
Forum: Financial Planning and Building Portfolios
Topic: Investment Club Portfolio
Replies: 10
Views: 442

Re: Investment Club Portfolio

BRIAN5000 wrote:
11 Dec 2017 18:31
we are making a Hypothetical portfolio.
Why?

Why not have each member(or group of members) run a portfolio or strategy and compare results.
by deaddog
10 Dec 2017 22:32
Forum: Property: Owning, Renting, Managing, Investing and Mortgaging
Topic: Housing Bust 2017
Replies: 216
Views: 11617

Re: Housing Bust 2017

Try telling that to one of my children who is trying to establish a place for himself and his young family in the GTA. Meanwhile the other one is already well settled in the Kitchener area. What in your opinion is the difference? Is it just the location or do things like education, job opportunitie...
by deaddog
10 Dec 2017 16:19
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Are we too old, crusty and conservative
Replies: 14
Views: 589

Re: Are we too old, crusty and conservative

No. We have learned the hard lessons of ignoring the power of time. Time is THE single most important thing in an investor's bag of tricks. Buy the boring winners, sit back and watch the results come in. And sleep at night. 2 yen It depends where you are in the accumulation / withdrawal cycle. I th...
by deaddog
09 Dec 2017 20:55
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Are we too old, crusty and conservative
Replies: 14
Views: 589

Re: Are we too old, crusty and conservative

Been a member for quite awhile and most of the dedicated threads or the WHAT ARE YOU BUYING super threads for the most part discuss the good old blue chips, REIT's, food royalty trusts, etc. This is indeed where my portfolio lies in addition to the typical ETF's. Do these threads indicate the risk ...
by deaddog
08 Dec 2017 19:03
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: How Many Stocks In A Portfolio?
Replies: 53
Views: 1696

Re: How Many Stocks In A Portfolio?

The number of stocks one holds in their portfolio is a personal choice. I do a lot of back testing of different strategies. Where my back tests differ from most is that I am able to add in criteria for an exit strategy. Stocks are not held in the portfolio for a specific time period but are changed ...
by deaddog
05 Dec 2017 13:25
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Trying to find a good stock screener for Cdn and USA stocks
Replies: 7
Views: 277

Re: Trying to find a good stock screener for Cdn and USA stocks

Finvis.com has a great free screener for US stocks.

You can find some Canadian interlisted stocks by filtering by country.
by deaddog
04 Dec 2017 18:28
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Trying to find a good stock screener for Cdn and USA stocks
Replies: 7
Views: 277

Re: Trying to find a good stock screener for Cdn and USA stocks

VectorVest is the best I have found. It is expensive but has more than paid for itself. You can try it for 4 or 5 weeks for ten bucks.
by deaddog
01 Dec 2017 12:49
Forum: Financial Planning and Building Portfolios
Topic: Starting off with Portfollio
Replies: 11
Views: 396

Re: Starting off with Portfollio

If trading costs are a concern I would suggest one of the Canadian Dividend ETFs with a QuesTrade account. You can buy ETFs commission free. Reinvest your own dividends.
by deaddog
30 Nov 2017 18:43
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: How Many Stocks In A Portfolio?
Replies: 53
Views: 1696

Re: How Many Stocks In A Portfolio?

I look at it this way: Holding a large number of stocks in your portfolio leads to average performance. Since only 3 or 4 will produce big gains the remaining stocks drag the performance down.

If you want to have different results than everyone else you have to do things differently.
by deaddog
27 Nov 2017 18:40
Forum: Retirement, Pensions and Peace of Mind
Topic: TFSA contribution 2017
Replies: 30
Views: 2033

Re: TFSA contribution 2017

I am struggling with that decision right now. I didn’t sell Nortel at over $100 because I didn’t want to pay Capital Gains Tax. I now find myself in a similar position with a few stocks I bought in 2009. These stocks have appreciated to the point that they are a major percentage of my portfolio. I a...
by deaddog
20 Nov 2017 17:46
Forum: Under the Mattress: Protecting Your Money
Topic: Would you pay an annual fee to join a loyalty program?
Replies: 9
Views: 484

Re: Would you pay an annual fee to join a loyalty program?

It will depend on your shopping habits. You'll have to do a cost analysis to see if it is worth it.

It is being done now with Amazon Prime and Costco.

If you save more than you spend it is worth the cost,
by deaddog
20 Nov 2017 15:52
Forum: Financial Planning and Building Portfolios
Topic: New Investment Tracking Tool
Replies: 28
Views: 1244

Re: New Investment Tracking Tool

FYI:

Opened web page to see if you have made any progress.

The ads came thru but very little data. What did show up was suspect. No graphs at all.
by deaddog
17 Nov 2017 14:27
Forum: Under the Mattress: Protecting Your Money
Topic: High interest rates for savings, GICs and MMFs (2017)
Replies: 446
Views: 29613

Re: High interest rates for savings, GICs and MMFs (2017)

For those fortunate enough to have caught the narrow window to get 2.5% from Ideal Savings the offer has been extended to the end of April 2018.
by deaddog
17 Nov 2017 11:45
Forum: Under the Mattress: Protecting Your Money
Topic: Paying with Paypal using a USD bank account from a canadian bank to avoid conversion fees
Replies: 9
Views: 245

Re: Paying with Paypal using a USD bank account from a canadian bank to avoid conversion fees

I bank with BMO; They have a US dollar credit card with a $35 annual fee. The fee is waived if you spend $1000 annually.

I pay the credit card from a $US bank account that I fund from a $US brokerage account.

You can either use the credit card to buy online or PayPal accepts the credit card.
by deaddog
16 Nov 2017 19:30
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Canadian Listed Casino & Gaming Companies
Replies: 4
Views: 320

Re: Canadian Listed Casino & Gaming Companies

Well it is a Casino Company so it is a gamble. Firstly it is a penny stock. It trades with a 2 cent spread; you can easily make 13% a day if you can buy at the bid and sell at the ask. But you probably can't. It owns 4 casinos in Washington State; well sort of; There are no slot machines, That's how...
by deaddog
13 Nov 2017 18:47
Forum: Financial Planning and Building Portfolios
Topic: Borrowing on margin
Replies: 25
Views: 931

Re: Borrowing on margin

Hmmm not sure why anyone would want a million in debt think I'd rather have the ability to borrow a million but not need to. Isn't that the cut off point where we change who's problem it is? If you owe the bank less than a million and can't pay, it is your problem. If you owe the bank more than a m...
by deaddog
10 Nov 2017 17:24
Forum: Financial Planning and Building Portfolios
Topic: New Investment Tracking Tool
Replies: 28
Views: 1244

Re: New Investment Tracking Tool

Is there some place that gives the percentage of the portfolio that each position make up. In the ETF portfolio I gave you each position started at 25% of the portfolio. It would be interesting to see where each position was today.
by deaddog
10 Nov 2017 17:11
Forum: Financial Planning and Building Portfolios
Topic: New Investment Tracking Tool
Replies: 28
Views: 1244

Re: New Investment Tracking Tool

Just curious what browser are you using? We're having some difficulty with IE11 support due to some outdated java libraries and have seen some Edge issues that we're currently testing fixes on. Using Edge on Win 10 Home Cash balance is available on both the Portfolio Manager (CAD, USD and Total Cas...