Search found 2441 matches

by deaddog
20 May 2017 00:06
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Power of Dividend Growth 2011 (and beyond)
Replies: 683
Views: 48442

Re: Power of Dividend Growth 2011 (and beyond)

Plus I would always be worried about dividend cuts from these highest yield stocks. If you are well diversified one or two cuts doesn't hurt the overall performance. One of the requirements of running a high yield portfolio is to turn over the now lower yielders to make way for a new crop of highes...
by deaddog
13 May 2017 14:25
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Aimia (Symbol-AIM)
Replies: 12
Views: 536

Re: Aimia (Symbol-AIM)

kcowan wrote:
13 May 2017 12:37
Has anyone held AIM?
Yes I hold it in a yield chasing portfolio that I manage.
Patiently waiting to see what direction it moves next week.
It caused about a 2.5% drop in the portfolio. :(
by deaddog
09 May 2017 13:40
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: What Causes a Reduction in Canadian Public Companies?
Replies: 21
Views: 261

Re: What Causes a Reduction in Canadian Public Companies?

deaddog wrote:
09 May 2017 13:29
How did the Home Capital thread morph into this?
OOPs! I see now.

The headings confused me.
by deaddog
05 May 2017 13:43
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Canadian Banks & Lender Stocks
Replies: 13
Views: 605

Re: Canadian Banks & Lender Stocks

firebraj wrote:
05 May 2017 13:24

I think I have some fantasy deep inside my brain of making some type of living trading stock, but logically that's a losing game.
Why is that.

Some people make a living trading stocks. You just have to overcome Fear & Greed.
by deaddog
04 May 2017 13:07
Forum: Under the Mattress: Protecting Your Money
Topic: High interest rates for savings, GICs and MMFs (2017)
Replies: 248
Views: 13261

Re: High interest rates for savings, GICs and MMFs (2017)

I wonder what the trigger points were?

Red had a balance of 20 bucks No offer

I had a balance of 200 Bucks 2%

Did the guys that were offered 2.5 have larger accounts

Or was it based on how much you withdrew

In my case it was 25K. Withdrawn when they reduced they promo rate in 2013
by deaddog
03 May 2017 16:21
Forum: Under the Mattress: Protecting Your Money
Topic: High interest rates for savings, GICs and MMFs (2017)
Replies: 248
Views: 13261

Re: High interest rates for savings, GICs and MMFs (2017)

ig17 wrote:
03 May 2017 15:21
I got the same offer as Adrian. 2.5%
And I thought only Tangerine played games. :?
by deaddog
03 May 2017 14:15
Forum: Under the Mattress: Protecting Your Money
Topic: High interest rates for savings, GICs and MMFs (2017)
Replies: 248
Views: 13261

Re: High interest rates for savings, GICs and MMFs (2017)

Email received today;

Now is a great time to have a President’s Choice Financial® Interest PlusTM Savings Account (IPSA). Enrol to take advantage of 2%* interest on all new deposits until August 31, 2017.
by deaddog
03 May 2017 12:12
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Investing Noob
Replies: 6
Views: 365

Re: Investing Noob

deaddog: Your idea is nice, but have you listened to reviews or read research on how much training companies are giving new employees these days? Many companies give minimal training (hopefully not financial institutions or it could be dangerous) and expect new hires to hit the ground running. That...
by deaddog
03 May 2017 00:28
Forum: Financial Planning and Building Portfolios
Topic: Capital gains may be illusory.
Replies: 44
Views: 1279

Re: Capital gains may be illusory.

ghariton wrote:
02 May 2017 23:14
deaddog wrote:
02 May 2017 20:20
Happy to see that someone else agrees that a capital gains strategy outperforms ETFs and dividends. :D
Oh, I can get very nice capital gains on my ETFs.

George
But will you? Or will you according to your plan just go and lie down. :) :)
by deaddog
03 May 2017 00:24
Forum: Financial Planning and Building Portfolios
Topic: Norbert's gambit - Can$ to US$ or vice versa
Replies: 1201
Views: 163145

Re: Norbert's gambit - Can$ to US$ or vice versa

Both statements assume that stocks move up (down) in a straight line, more or less. Green day: stocks move up. Red day: stocks move down. If only it was that easy. It's quite common to have a red day where stocks gap down sharply, only to recover later in the day. Or the opposite: a green day where...
by deaddog
02 May 2017 20:25
Forum: Financial Planning and Building Portfolios
Topic: Norbert's gambit - Can$ to US$ or vice versa
Replies: 1201
Views: 163145

Re: Norbert's gambit - Can$ to US$ or vice versa

Also do your transaction on a day when the market and the stock you are trading are moving to the upside.
by deaddog
02 May 2017 20:20
Forum: Financial Planning and Building Portfolios
Topic: Capital gains may be illusory.
Replies: 44
Views: 1279

Re: Capital gains may be illusory.

Being a bit picky but senior couples cannot necessarily split income sufficiently as to equalize at $75k each. Only eligible pension income counts for income splitting. Spouse gets all her OAS while I do not. But your point is valid. OAS clawback is way overrated and can disproportionately influenc...
by deaddog
02 May 2017 17:49
Forum: Financial Planning and Building Portfolios
Topic: Capital gains may be illusory.
Replies: 44
Views: 1279

Re: Capital gains may be illusory.

I like to look at the mathematics before making my own mind on such issues. Let's do it! ...................... As I wrote earlier: compounding taxes are very bad! Longinvest; Thanks for the numbers. I see where I made errors in my calculations. GIGO. :oops: It is too late for me now. The only savi...
by deaddog
01 May 2017 11:11
Forum: Financial Planning and Building Portfolios
Topic: Capital gains may be illusory.
Replies: 44
Views: 1279

Re: Capital gains may be illusory.

Charlie Munger: "Another very simple effect I very seldom see discussed either by investment managers or anybody else is the effect of taxes. If you’re going to buy something which compounds for 30 years at 15% per annum and you pay one 35% tax at the very end, the way that works out is that after ...
by deaddog
28 Apr 2017 15:43
Forum: Financial Planning and Building Portfolios
Topic: Capital gains may be illusory.
Replies: 44
Views: 1279

Re: Capital gains may be illusory.

Deaddog, By simply holding, instead of selling, one can avoid capital gain taxes and related OAS clawback. One could also delay OAS to age 70, unwind the taxable account in the interim at low tax rates, and move assets into the TFSA. It would really be silly for a young or middle aged investor to h...
by deaddog
28 Apr 2017 14:21
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: What did you Buy? What might you buy? (2017)
Replies: 177
Views: 18976

Re: What did you Buy? What might you buy? (2017)

A good reason to what? Buy or Sell? About 400 shares of DR. It's at a 52 week low and I can't find a good reason. 7% yield My guess is he can't find a good reason why the stock is at a 52 week low. The reason is that there are more people who want to sell than there are that want to buy the stock. ...
by deaddog
28 Apr 2017 14:10
Forum: Financial Planning and Building Portfolios
Topic: Capital gains may be illusory.
Replies: 44
Views: 1279

Re: Capital gains may be illusory.

Third, it is not a good idea to harvest the gains sooner; it leads to compounding taxation ( very bad ). It's pretty much a wash. You gain a little by holding for the long term but when you do pay the tax you may end up with unintended consequences such as moving into a higher tax bracket or a claw...
by deaddog
28 Apr 2017 13:34
Forum: Retirement, Pensions and Peace of Mind
Topic: Total Return or Distribution Income in Retirement
Replies: 42
Views: 1258

Re: Total Return or Distribution Income in Retirement

The "Die Broke" crowd plans on depreciating capital.
by deaddog
28 Apr 2017 12:10
Forum: Retirement, Pensions and Peace of Mind
Topic: Total Return or Distribution Income in Retirement
Replies: 42
Views: 1258

Re: Total Return or Distribution Income in Retirement

gaspr wrote:
28 Apr 2017 11:50


Your'e saying that the renowned academic Wade Pfau does not understand what he wrote???
Isn't that what academic means :D
by deaddog
26 Apr 2017 18:19
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Investing Noob
Replies: 6
Views: 365

Re: Investing Noob

The company knows they are getting a noob so let them train you.
by deaddog
26 Apr 2017 15:22
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Home Capital Group (Symbol-HCG)
Replies: 232
Views: 11233

Re: Home Capital Group (Symbol-HCG)

8Toretirement wrote:
26 Apr 2017 13:50
This is a rarely seen bank run in Canada on Home Trust where fear gets ahead of everyone. I think the shares will go back over $14.00 by the end of the week once analysts get ahead of the curve.
You backing up the truck? :D
by deaddog
26 Apr 2017 12:11
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Home Capital Group (Symbol-HCG)
Replies: 232
Views: 11233

Re: Home Capital Group (Symbol-HCG)

Taggart wrote:
26 Apr 2017 11:29
What surprises me is there's still people buying on the way down.
Could be Short seller covering and of course Knife grabbers.
by deaddog
24 Apr 2017 21:37
Forum: Under the Mattress: Protecting Your Money
Topic: High interest rates for savings, GICs and MMFs (2017)
Replies: 248
Views: 13261

Re: High interest rates for savings, GICs and MMFs (2017)

Oaken increasing rates today. Savings up to 1.75 % from 1.50%
by deaddog
15 Apr 2017 11:39
Forum: Property: Owning, Renting, Managing, Investing and Mortgaging
Topic: Backdoor Rent Increase?
Replies: 17
Views: 592

Re: Backdoor Rent Increase?

kcowan wrote:
15 Apr 2017 08:56
We are very happy with our landlords.
What kind of return do you think the landlord has made on his investment during the 20 years you were there?