Search found 2450 matches

by deaddog
26 Jun 2017 10:44
Forum: Financial Planning and Building Portfolios
Topic: The Perfect Dividend ETF
Replies: 58
Views: 1428

Re: The Perfect Dividend ETF

Maybe yield on cost (which is a BS number). Isn't yield on cost how you quote bonds, savings etc. Why do you consider it a BS number. I also hear dividend investors say that they are receiving x number % on their money while they wait for a stock to recover. For a buy and hold investor of dividend ...
by deaddog
25 Jun 2017 13:54
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: How many negative positions do you hold today?
Replies: 25
Views: 804

Re: How many negative positions do you hold today?

The beauty of being a market timer/trader is that you don't hold losing positions. It is not surprising that there are only a few losers in most portfolios as we have been in an 8 year bull market. Most hold stocks because they don't want to take a loss. There is also the fear factor that as soon as...
by deaddog
23 Jun 2017 01:49
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Valeant (Symbol-VRX)
Replies: 40
Views: 1963

Re: Valeant (Symbol-VRX)

VRX seems to have turned the corner so to speak.

I don't follow the fundamentals but the stock is starting to make higher highs and higher lows.

A nice move up on Thursday on heavy volume too the price above the 30 week moving average.
by deaddog
14 Jun 2017 01:40
Forum: Under the Mattress: Protecting Your Money
Topic: On Lending
Replies: 9
Views: 349

Re: On Lending

Payday Loans charges 17% of Principle in BC. That's for 14 days which works out to over 400% per annum.
by deaddog
09 Jun 2017 12:48
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Canadian Healthcare for income
Replies: 27
Views: 1028

Re: Canadian Healthcare for income

AltaRed wrote:
09 Jun 2017 10:56
There is always Valeant and Concordia? :shock:
I picked up some VRX the other day. It stopped dropping and started going up. :D
by deaddog
08 Jun 2017 10:34
Forum: Financial Planning and Building Portfolios
Topic: Fee Based advisor Expectations
Replies: 31
Views: 810

Re: Fee Based advisor Expectations

Norm and I (and possibly Dan) have argued for years that the best approach for the uninterested is not a couch potato portfolio but a low cost balanced fund. (I say this having tried to educate my sister in portfolio allocation principles.) Are you suggesting using an advisor or DIY with a discount...
by deaddog
05 Jun 2017 15:29
Forum: Retirement, Pensions and Peace of Mind
Topic: Strategy for stock market correction
Replies: 29
Views: 1044

Re: Strategy for stock market correction

I use a trailing stop that will hopefully take me out of the market when the crash/ correction occurs. It worked in 2008 and whip sawed me in 2015/16. You have to be prepared to get out and then get back in at a higher price. Number One Priority is protection of capital; When I'm in cash there is no...
by deaddog
28 May 2017 11:36
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: What did you Buy? What might you buy? (2017)
Replies: 237
Views: 23928

Re: What did you Buy? What might you buy? (2017)

Bought CCL-B . It just keeps posting strong numbers and is the leader in manufacturing anew product polymer bank notes . I also bought BIG[ Big Lots]. It's a deep discount US store. Again it posted very strong returns . Both are selling at reasonable values and have very strong ROE an ROC numbers. ...
by deaddog
20 May 2017 00:06
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Power of Dividend Growth 2011 (and beyond)
Replies: 683
Views: 48711

Re: Power of Dividend Growth 2011 (and beyond)

Plus I would always be worried about dividend cuts from these highest yield stocks. If you are well diversified one or two cuts doesn't hurt the overall performance. One of the requirements of running a high yield portfolio is to turn over the now lower yielders to make way for a new crop of highes...
by deaddog
13 May 2017 14:25
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Aimia (Symbol-AIM)
Replies: 13
Views: 651

Re: Aimia (Symbol-AIM)

kcowan wrote:
13 May 2017 12:37
Has anyone held AIM?
Yes I hold it in a yield chasing portfolio that I manage.
Patiently waiting to see what direction it moves next week.
It caused about a 2.5% drop in the portfolio. :(
by deaddog
09 May 2017 13:40
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: What Causes a Reduction in Canadian Public Companies?
Replies: 21
Views: 293

Re: What Causes a Reduction in Canadian Public Companies?

deaddog wrote:
09 May 2017 13:29
How did the Home Capital thread morph into this?
OOPs! I see now.

The headings confused me.
by deaddog
05 May 2017 13:43
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Canadian Banks & Lender Stocks
Replies: 13
Views: 624

Re: Canadian Banks & Lender Stocks

firebraj wrote:
05 May 2017 13:24

I think I have some fantasy deep inside my brain of making some type of living trading stock, but logically that's a losing game.
Why is that.

Some people make a living trading stocks. You just have to overcome Fear & Greed.
by deaddog
04 May 2017 13:07
Forum: Under the Mattress: Protecting Your Money
Topic: High interest rates for savings, GICs and MMFs (2017)
Replies: 283
Views: 15565

Re: High interest rates for savings, GICs and MMFs (2017)

I wonder what the trigger points were?

Red had a balance of 20 bucks No offer

I had a balance of 200 Bucks 2%

Did the guys that were offered 2.5 have larger accounts

Or was it based on how much you withdrew

In my case it was 25K. Withdrawn when they reduced they promo rate in 2013
by deaddog
03 May 2017 16:21
Forum: Under the Mattress: Protecting Your Money
Topic: High interest rates for savings, GICs and MMFs (2017)
Replies: 283
Views: 15565

Re: High interest rates for savings, GICs and MMFs (2017)

ig17 wrote:
03 May 2017 15:21
I got the same offer as Adrian. 2.5%
And I thought only Tangerine played games. :?
by deaddog
03 May 2017 14:15
Forum: Under the Mattress: Protecting Your Money
Topic: High interest rates for savings, GICs and MMFs (2017)
Replies: 283
Views: 15565

Re: High interest rates for savings, GICs and MMFs (2017)

Email received today;

Now is a great time to have a President’s Choice Financial® Interest PlusTM Savings Account (IPSA). Enrol to take advantage of 2%* interest on all new deposits until August 31, 2017.
by deaddog
03 May 2017 12:12
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Investing Noob
Replies: 6
Views: 390

Re: Investing Noob

deaddog: Your idea is nice, but have you listened to reviews or read research on how much training companies are giving new employees these days? Many companies give minimal training (hopefully not financial institutions or it could be dangerous) and expect new hires to hit the ground running. That...
by deaddog
03 May 2017 00:28
Forum: Financial Planning and Building Portfolios
Topic: Capital gains may be illusory.
Replies: 44
Views: 1338

Re: Capital gains may be illusory.

ghariton wrote:
02 May 2017 23:14
deaddog wrote:
02 May 2017 20:20
Happy to see that someone else agrees that a capital gains strategy outperforms ETFs and dividends. :D
Oh, I can get very nice capital gains on my ETFs.

George
But will you? Or will you according to your plan just go and lie down. :) :)
by deaddog
03 May 2017 00:24
Forum: Financial Planning and Building Portfolios
Topic: Norbert's gambit - Can$ to US$ or vice versa
Replies: 1206
Views: 164001

Re: Norbert's gambit - Can$ to US$ or vice versa

Both statements assume that stocks move up (down) in a straight line, more or less. Green day: stocks move up. Red day: stocks move down. If only it was that easy. It's quite common to have a red day where stocks gap down sharply, only to recover later in the day. Or the opposite: a green day where...
by deaddog
02 May 2017 20:25
Forum: Financial Planning and Building Portfolios
Topic: Norbert's gambit - Can$ to US$ or vice versa
Replies: 1206
Views: 164001

Re: Norbert's gambit - Can$ to US$ or vice versa

Also do your transaction on a day when the market and the stock you are trading are moving to the upside.
by deaddog
02 May 2017 20:20
Forum: Financial Planning and Building Portfolios
Topic: Capital gains may be illusory.
Replies: 44
Views: 1338

Re: Capital gains may be illusory.

Being a bit picky but senior couples cannot necessarily split income sufficiently as to equalize at $75k each. Only eligible pension income counts for income splitting. Spouse gets all her OAS while I do not. But your point is valid. OAS clawback is way overrated and can disproportionately influenc...
by deaddog
02 May 2017 17:49
Forum: Financial Planning and Building Portfolios
Topic: Capital gains may be illusory.
Replies: 44
Views: 1338

Re: Capital gains may be illusory.

I like to look at the mathematics before making my own mind on such issues. Let's do it! ...................... As I wrote earlier: compounding taxes are very bad! Longinvest; Thanks for the numbers. I see where I made errors in my calculations. GIGO. :oops: It is too late for me now. The only savi...
by deaddog
01 May 2017 11:11
Forum: Financial Planning and Building Portfolios
Topic: Capital gains may be illusory.
Replies: 44
Views: 1338

Re: Capital gains may be illusory.

Charlie Munger: "Another very simple effect I very seldom see discussed either by investment managers or anybody else is the effect of taxes. If you’re going to buy something which compounds for 30 years at 15% per annum and you pay one 35% tax at the very end, the way that works out is that after ...
by deaddog
28 Apr 2017 15:43
Forum: Financial Planning and Building Portfolios
Topic: Capital gains may be illusory.
Replies: 44
Views: 1338

Re: Capital gains may be illusory.

Deaddog, By simply holding, instead of selling, one can avoid capital gain taxes and related OAS clawback. One could also delay OAS to age 70, unwind the taxable account in the interim at low tax rates, and move assets into the TFSA. It would really be silly for a young or middle aged investor to h...