Search found 2642 matches

by deaddog
16 Feb 2018 17:05
Forum: Under the Mattress: Protecting Your Money
Topic: High interest rates for savings, GICs and MMFs (2018)
Replies: 110
Views: 6114

Re: High interest rates for savings, GICs and MMFs (2018)

The Ideal Savings Special 2.50%, guaranteed to April 30, 2018, has been extended to be guaranteed to June 30, 2018.
by deaddog
11 Feb 2018 10:15
Forum: Financial Planning and Building Portfolios
Topic: Three Investing Mistakes to Avoid
Replies: 28
Views: 992

Re: Three Investing Mistakes to Avoid

So you mostly pay attention to stock market data relating to your “names”. I try to ignore most of that stuff and focus on the business fundamentals of my investments. I admit I mostly pay attention to my bank “names” as I know that industry the best. Such things as margins, ROE, segment results, e...
by deaddog
10 Feb 2018 21:27
Forum: Financial Planning and Building Portfolios
Topic: Three Investing Mistakes to Avoid
Replies: 28
Views: 992

Re: Three Investing Mistakes to Avoid

So it's not that we pay too much attention, but that we pay attention to the wrong things. Probably a truism. What do you pay attention to? To what the stocks I own are doing compared to what the market is doing. Where are the stocks compared to their last swing high and low. What kind of volume is...
by deaddog
10 Feb 2018 12:41
Forum: Financial News, Policy and Economics
Topic: market crash Feb 2018
Replies: 70
Views: 1769

Re: market crash Feb 2018

Shakespeare wrote:
10 Feb 2018 11:46
That's market timing and emh proponents say that doesn't work.

Course, some of us contrary bastards do it anyway. 😀😀
I use market timing to limit my losses;

Better to hold cash when the market is rising than to hold stocks when the market is falling.
by deaddog
10 Feb 2018 12:35
Forum: Financial News, Policy and Economics
Topic: market crash Feb 2018
Replies: 70
Views: 1769

Re: Feb 2018 is now a correction

Spidey wrote:
10 Feb 2018 12:15
deaddog wrote:
10 Feb 2018 11:49
All of the disaster stocks Nortel, RIM, VRX, to name a few, were great investments up to a point. All you had to do to lose money was to hold them as they fell.
What about buying the index?
You get the index returns.
Just hold on and hope you outlive any correction. :wink:
by deaddog
10 Feb 2018 11:49
Forum: Financial News, Policy and Economics
Topic: market crash Feb 2018
Replies: 70
Views: 1769

Re: Feb 2018 is now a correction

The information seems to be presented to discourage market timing but it seems to me that if one invested heavily in equities during 30% or greater corrections and perhaps re-balanced once the market had recovered that it would be a profitable strategy. Thoughts? All of the disaster stocks Nortel, ...
by deaddog
10 Feb 2018 11:39
Forum: Financial Planning and Building Portfolios
Topic: Three Investing Mistakes to Avoid
Replies: 28
Views: 992

Re: Three Investing Mistakes to Avoid

So it's not that we pay too much attention, but that we pay attention to the wrong things.
by deaddog
10 Feb 2018 11:24
Forum: Financial News, Policy and Economics
Topic: market crash Feb 2018
Replies: 70
Views: 1769

Re: market crash Feb 2018

Insomniac wrote:
09 Feb 2018 23:53
Just added up all my accounts and compared them to the total at September 30, 2017. I'm $91 up at this point! :beer:
That's really good if your accounts total is less than $1000. :wink:
by deaddog
08 Feb 2018 20:31
Forum: Financial News, Policy and Economics
Topic: market crash Feb 2018
Replies: 70
Views: 1769

Re: Feb 2018 is now a correction

Does anyone have any language in their investment policy statement that says they are supposed to take any action when there is a pullback or a correction? It just so happens that I do. My investment policy is to be out of the market when a correction or crash takes place. Better to be sitting on t...
by deaddog
08 Feb 2018 10:28
Forum: Financial Planning and Building Portfolios
Topic: Three Investing Mistakes to Avoid
Replies: 28
Views: 992

Re: Three Investing Mistakes to Avoid

SQRT wrote:
08 Feb 2018 09:17
Yes, I was down many Accords. Doesn’t bother me much, reminds me that I am quite well off. Ie must have a lot if you can lose that much.
You have to put it in context. Were you down from the high, from the first of the year, from a year ago or from you ACB? :wink:
by deaddog
05 Feb 2018 20:51
Forum: Financial Planning and Building Portfolios
Topic: Recommended fee-only financial planner in or near Toronto?
Replies: 18
Views: 2268

Re: Recommended fee-only financial planner in or near Toronto?

Crapshoot is overstating it I think but yes there is a range of quality. But I don't see this any differently than any professional. Name one area of expertise from mechanics to lawyers and doctors or anything where the level of competence and quality is not wide. Like I said a crap shoot. :) The l...
by deaddog
05 Feb 2018 15:18
Forum: Retirement, Pensions and Peace of Mind
Topic: Retirement - is it over-rated?
Replies: 292
Views: 18002

Re: Retirement - is it over-rated?

ghariton wrote:
05 Feb 2018 10:34
So my retirement really started Friday.

George
:thumbsup: :thumbsup:
What took you so long :wink:
by deaddog
05 Feb 2018 15:00
Forum: Financial Planning and Building Portfolios
Topic: Recommended fee-only financial planner in or near Toronto?
Replies: 18
Views: 2268

Re: Recommended fee-only financial planner in or near Toronto?

I understand that many in the industry can "all sound the same" but sometimes that's because they are all giving you the right advice (e.g., you have a cold; you should rest and up your fluid intake). As someone who has formal education in this field, it's what you do with your education/training t...
by deaddog
05 Feb 2018 14:51
Forum: Financial Planning and Building Portfolios
Topic: Recommended fee-only financial planner in or near Toronto?
Replies: 18
Views: 2268

Re: Recommended fee-only financial planner in or near Toronto?

That is nonsensical. Is similar to saying all accountants, etc. are essentially the same. Education is just an enabler to independent thinking on use of tools and processes. Note the saying that no two economists will agree! I'm saying that because they have the same education you are liable to get...
by deaddog
05 Feb 2018 14:03
Forum: Financial Planning and Building Portfolios
Topic: Recommended fee-only financial planner in or near Toronto?
Replies: 18
Views: 2268

Re: Recommended fee-only financial planner in or near Toronto?

I used one of the planners on that list IMHO she/he was no help and seemed to be really a part timer. The more lists your on the more potential to attract clients. To be able to tell if I'm getting even close to competent advise I'd have to know as much as you DanH or at least know enough to tell y...
by deaddog
05 Feb 2018 10:03
Forum: Financial Planning and Building Portfolios
Topic: Start your engines !!!
Replies: 31
Views: 1414

Re: Start your engines !!!

It does not matter what the market does. What matters is if I have the discipline to follow my plan.
by deaddog
03 Feb 2018 12:39
Forum: Taxing Situations
Topic: Helping friends switch from mutual funds to ETFs
Replies: 24
Views: 627

Re: Helping friends switch from mutual funds to ETFs

Jo Anne wrote:
03 Feb 2018 12:12
I am an accountant (retired), and every once in a while someone will ask me about investing. I always tell them I'm not a licensed advisor, so I can't help them.
I have no problem telling anyone what I do and why. Most just want to know which stock to buy and I don't know the answer to that.
by deaddog
03 Feb 2018 10:20
Forum: Taxing Situations
Topic: Helping friends switch from mutual funds to ETFs
Replies: 24
Views: 627

Re: Helping friends switch from mutual funds to ETFs

"The only thing worse than an amateur investor is an amateur investment advisor"

N. Darvis
by deaddog
02 Feb 2018 17:20
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: What did you Buy? What might you buy? (2018)
Replies: 153
Views: 9632

Re: What did you Buy? What might you buy? (2018)

nisser wrote:
02 Feb 2018 16:06
I bought some IPL. The dividend stocks are exceptionally oversold.
What metrics or indicators are you using to determine oversold?
by deaddog
02 Feb 2018 12:22
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: What did you Buy? What might you buy? (2018)
Replies: 153
Views: 9632

Re: What did you Buy? What might you buy? (2018)

rharvey199 wrote:
02 Feb 2018 11:50
interest rates and bond yields can't go up forever.
Why not?
I had a double digit mortgage in the 80s.
by deaddog
02 Feb 2018 12:19
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: What did you sell? What might you sell? (2018)
Replies: 61
Views: 4561

Re: What did you sell? What might you sell? (2018)

Sold WEED as it was making lower lows. Nice. I finally convinced my mother to sell hers a few weeks ago, with the usual arguments "grossly overvalued, no earnings, etc..." She sold at $34, but then it went up to $38 or something and she was frowning at me. Now she's breathing a sigh of relief as it...
by deaddog
02 Feb 2018 10:48
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: What did you sell? What might you sell? (2018)
Replies: 61
Views: 4561

Re: What did you sell? What might you sell? (2018)

Sold AVO (Avigilon) this morning on the buy out offer from Motorola.
by deaddog
31 Jan 2018 14:23
Forum: Financial Planning and Building Portfolios
Topic: non registered joint trading accounts have to be linked to joint bank account?
Replies: 10
Views: 266

Re: non registered joint trading accounts have to be linked to joint bank account?

johnsmith1 wrote:
31 Jan 2018 13:34
Is it mandatory or just brokerage specific? The setup now is trading accounts are linked to the single bank account and the brokerage says it has to be joint bank account?

Any experience with that? Thanks!
Broker specific.
Questrade and IB don't require a link.
by deaddog
29 Jan 2018 12:02
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: US stocks in a TFSA
Replies: 11
Views: 535

Re: US stocks in a TFSA

If that is the case you should be able to do the same thing with a US stock.

I also guess you could us interlisted stocks to accomplish the same thing.

I had assumed the reason for only Canadian dollar withdrawal was ease of keeping track of withdrawals and contributions