Search found 13142 matches

by AltaRed
11 Dec 2017 09:30
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Keyera (Symbol KEY, was KEY.UN)
Replies: 28
Views: 2522

Re: Keyera (Symbol KEY, was KEY.UN)

Revisiting this thread, it is amazing to see how far these midstream entities have fallen. I know I own quite a lot of energy infrastructure, probably too much, but I find myself sniffing around in this space for possible bargains. Those peak valuations were built on growth momentum. When the momen...
by AltaRed
10 Dec 2017 23:46
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: searching for ETF's
Replies: 2
Views: 55

Re: searching for ETF's

I believe you need to spend some time reading finiki on, if nothing else, portfolio design. Why do you have more than about 4-6 ETFs (or 4 TD e-series) in the first place? The concept of index investing is to buy whole markets in generally as few investments as possible. You can invest in the world ...
by AltaRed
10 Dec 2017 23:03
Forum: Property: Owning, Renting, Managing, Investing and Mortgaging
Topic: Housing Bust 2017
Replies: 202
Views: 10684

Re: Housing Bust 2017

IMO, housing use should be limited to shelter, not speculative investment. We would all be better off as a society. And who, pray tell, would provide rental units? The benevolent state, who knows best? Indeed. There have been quite a few places without "speculative investment". And those states did...
by AltaRed
10 Dec 2017 21:28
Forum: Property: Owning, Renting, Managing, Investing and Mortgaging
Topic: Housing Bust 2017
Replies: 202
Views: 10684

Re: Housing Bust 2017

IMO, housing use should be limited to shelter, not speculative investment. We would all be better off as a society. And who, pray tell, would provide rental units? The benevolent state, who knows best? The private market, with the appropriate cap rate. Nothing stops anyone from being a landlord giv...
by AltaRed
10 Dec 2017 20:55
Forum: Property: Owning, Renting, Managing, Investing and Mortgaging
Topic: Housing Bust 2017
Replies: 202
Views: 10684

Re: Housing Bust 2017

IMO, housing use should be limited to shelter, not speculative investment. We would all be better off as a society.
by AltaRed
10 Dec 2017 18:54
Forum: Retirement, Pensions and Peace of Mind
Topic: RRIF Withdrawal
Replies: 43
Views: 2215

Re: RRIF Withdrawal

A RRSP has to be converted to an RRIF, converted into an annuity, or withdrawn as a lump sum.... in the year in which someone turns 71 years of age.
by AltaRed
10 Dec 2017 18:38
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: "Hot Potato" anyone??
Replies: 117
Views: 8689

Re: "Hot Potato" anyone??

Not sure you can compare a Global Equity Fund with an ETF mix that contains bonds, i.e. XBB. The Mawer Global Equity Fund SHOULD be more volatile and SHOULD have outperformed over that 2 year period.
by AltaRed
10 Dec 2017 18:30
Forum: Taxing Situations
Topic: CRA Refund Cheques
Replies: 2
Views: 100

Re: CRA Refund Cheques

We just received (a few months ago) a capital loss carryback cheque for my mother's estate (from the T3 testamentary trust back to the final T1 return). I don't think CRA expects anyone to have direct deposit capability into an estate account.
by AltaRed
10 Dec 2017 01:32
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Scotia iTrade Platinum Service
Replies: 9
Views: 2465

Re: Scotia iTrade Platinum Service

I have never understood it to be an OR situation for all the years I have been with them. But then, I have never been remotely interested either.
by AltaRed
07 Dec 2017 20:55
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Enbridge (Symbol-ENB)..are we getting close to a buy???
Replies: 280
Views: 30243

Re: Enbridge (Symbol-ENB)..are we getting close to a buy???

SU is about to enter a larger production phase, and lower capex spending phase, plus they stand to gain from both oil price AND lower differentials in event of Line 3 replacement and/or Keystone XL and/or TransMountain expansion. One of those pipelines is going to go....hopefully. Only a lower globa...
by AltaRed
07 Dec 2017 16:15
Forum: Under the Mattress: Protecting Your Money
Topic: Using Bitcoins
Replies: 20
Views: 2006

Re: Using Bitcoins

My response is Pffffffffffft! That and the tooth fairy.
by AltaRed
07 Dec 2017 12:52
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Dogs of the TSE
Replies: 346
Views: 50859

Re: Dogs of the TSE

So 5 financials and 5 interest (capital) intensive stocks.....
by AltaRed
07 Dec 2017 12:06
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Preferreds
Replies: 1146
Views: 82737

Re: Preferreds

It takes a long time to understand preferreds. My recommendation? Subscribe to PrefLetter for a year or two first, or at least read James' PrefBlog daily for about a year first.
by AltaRed
07 Dec 2017 12:00
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Emera (Symbol-EMA)
Replies: 48
Views: 4599

Re: Emera (Symbol-EMA)

Bought by RBC, CIBC, BNS and TD. Let me guess, RBC, CIBC, BNS and TD to come out with "outperform / buy" ratings in the coming weeks :roll: The analysts will have out in force in 3 days . That said, the underwriters probably already have all their allotments completely spoken for by through 'expres...
by AltaRed
07 Dec 2017 00:21
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: How Many Stocks In A Portfolio?
Replies: 52
Views: 1427

Re: How Many Stocks In A Portfolio?

I believe Park was using an extreme example just to put costs into perspective. I can't imagine anyone having 100% churn, except traders and they don't have $10 trades, i.e. they'd be at IB or similar.
by AltaRed
06 Dec 2017 18:34
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: How Many Stocks In A Portfolio?
Replies: 52
Views: 1427

Re: How Many Stocks In A Portfolio?

Okay, missed the specifics of that post. As others have said (I think), that is an extreme case. My rule of thumb would be to keep costs below 0.1%.
by AltaRed
06 Dec 2017 17:37
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: How Many Stocks In A Portfolio?
Replies: 52
Views: 1427

Re: How Many Stocks In A Portfolio?

If the objective is to calculate cost, then yes, I suppose, but bonds have a commission cost too....while mutual funds normally don't. I bought 2 bonds in my RRSP this year @ $24.99 each. If the objective is churn/turnover, then the counter probably should count each transaction. OTOH, specific accu...
by AltaRed
06 Dec 2017 16:57
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: 2017 ETF re-invested distributions
Replies: 1
Views: 243

Re: 2017 ETF re-invested distributions

Adding BlackRock here. Final numbers not likely to be issued until the last week of the year.

BlackRock estimates
by AltaRed
06 Dec 2017 11:28
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: How Many Stocks In A Portfolio?
Replies: 52
Views: 1427

Re: How Many Stocks In A Portfolio?

I have been more active this year. I have 14 transactions across all accounts. two in the RRSP to roll over maturities in my bond/GIC/debenture ladder, four in the TFSA as I re-position holdings to MAW104, and the rest in my taxable accounts, a few of which are rate reset pref swaps. I expect 2018 w...
by AltaRed
05 Dec 2017 14:31
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Adding Bonds to an Equity Portfolio?
Replies: 9
Views: 244

Re: Adding Bonds to an Equity Portfolio?

Why just Canadian? Isn't there a benefit to having a mixed bond ETF maybe North American bonds? You have huge currency risk with ex-CAD bonds. Fixed income is supposed to provide your portfolio with some stability and/or decrease volatility. Your global bond holdings will look terrible if the looni...
by AltaRed
05 Dec 2017 14:25
Forum: Financial Planning and Building Portfolios
Topic: I really could use some feedback and help...
Replies: 55
Views: 2256

Re: I really could use some feedback and help...

Late to this thread, and happy to hear your (short) investing history is going well. It's always nice to start with some wins. Just remember you are participating in a "raging" bull. Almost any decent ETF/stock selection is making you (paper) money without even trying. Your ENB blip is only noise. Y...
by AltaRed
04 Dec 2017 17:47
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Enbridge (Symbol-ENB)..are we getting close to a buy???
Replies: 280
Views: 30243

Re: Enbridge (Symbol-ENB)..are we getting close to a buy???

I think it is reasonable to keep a 'reasonable' position in ENB. They will sort things out but I wouldn't go overweight.
by AltaRed
04 Dec 2017 13:21
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Enbridge (Symbol-ENB)..are we getting close to a buy???
Replies: 280
Views: 30243

Re: Enbridge (Symbol-ENB)..are we getting close to a buy???

Anyone here rushing to sell ENB because the dividend story is cracking? No, but I won't be buying any more of their unsecured term notes (mine expires in a year or two) and will dump the one preferred I have when I see a bounce. ENB's prefs are yielding higher in the secondary market than their com...
by AltaRed
04 Dec 2017 09:54
Forum: Property: Owning, Renting, Managing, Investing and Mortgaging
Topic: Looking for advice
Replies: 4
Views: 238

Re: Looking for advice

Don't forget you have to share joint CPP 50/50 with your ex. That DB pension will have to valued in the Division of Assets....unless all that has already been taken care of in a formal Separation Agreement. There are potentially so many moving parts here that it is not at all clear to me what the d...