Search found 4968 matches

by BRIAN5000
15 Dec 2017 10:51
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Power of Dividend Growth 2011 (and beyond)
Replies: 761
Views: 54400

Re: Power of Dividend Growth 2011 (and beyond)

Gluskin Sheffield did not raise there dividend but they did have a very nice special dividend. Seems like they do this a lot?
by BRIAN5000
15 Dec 2017 02:18
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Agrium (Symbol-AGU)
Replies: 20
Views: 2438

Re: Agrium (Symbol-AGU)

Peculiar_Investor wrote:
14 Dec 2017 21:02
BRIAN5000 wrote:
14 Dec 2017 20:03
Got a notice from TDDI today about the Agrium plan of arrangement - the DEFAULT option is a TAXABLE event if you elect you can have a TAX DEFERRED event you must advise before Dec 22 2017 12 noon.
Was that a snail mail notice or is it available somewhere within WebBroker?
Yes snail mail.
by BRIAN5000
14 Dec 2017 20:26
Forum: Taxing Situations
Topic: Tax Efficiency and Asset Location
Replies: 19
Views: 1110

Re: Tax Efficiency and Asset Location

It's OK to sell some stocks in the TFSA and withdraw the money, then sell some bonds to buy stocks in the RRSP, to bring back the overall portfolio to its target 50/50 allocation. It maybe ok but not Ideal? I've got a little problem that's sort of similar this isn't a large amount of money in betwe...
by BRIAN5000
14 Dec 2017 20:03
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Agrium (Symbol-AGU)
Replies: 20
Views: 2438

Re: Agrium (Symbol-AGU)

Got a notice from TDDI today about the Agrium plan of arrangement - the DEFAULT option is a TAXABLE event if you elect you can have a TAX DEFERRED event you must advise before Dec 22 2017 12 noon.
by BRIAN5000
14 Dec 2017 16:09
Forum: Financial Planning and Building Portfolios
Topic: Investment Club Portfolio
Replies: 10
Views: 442

Re: Investment Club Portfolio

Other stuff I guess, we have had a few good guest speakers Dan Bortolotti, Jim Otar, Hank Cunningham, Colin Ritchie off the top of my head. Only eight meetings a year. see attached last agenda
agenda (4).docx
(15.11 KiB) Downloaded 8 times
by BRIAN5000
13 Dec 2017 14:39
Forum: Financial Planning and Building Portfolios
Topic: Investment Club Portfolio
Replies: 10
Views: 442

Re: Investment Club Portfolio

What is the objective of the hypothetical portfolio? "In recognition of our tenth year as a club, we started a group investment project. The Mock Portfolio is a crowd sourced model portfolio. The main purposes of the exercise are educational and fun. Through the process, members will learn how to s...
by BRIAN5000
13 Dec 2017 14:06
Forum: Taxing Situations
Topic: Tax Installments
Replies: 378
Views: 36937

Re: Tax Installments

Bump coming soon
by BRIAN5000
12 Dec 2017 13:33
Forum: Financial Planning and Building Portfolios
Topic: Investment Club Portfolio
Replies: 10
Views: 442

Re: Investment Club Portfolio

10th year this year, usually 10-13 at a meeting maybe 20 members total, must be a MoneySaver subscriber to join, I guess we're not an investment club so to speak The principle behind a Share Club is the sharing of investment skills and knowledge. Each individual member makes his/her own investing de...
by BRIAN5000
12 Dec 2017 12:00
Forum: Under the Mattress: Protecting Your Money
Topic: High interest rates for savings, GICs and MMFs (2017)
Replies: 446
Views: 29607

Re: High interest rates for savings, GICs and MMFs (2017)

From email from OAKEN As part of our commitment to making customers the first to know about our rate changes, please note that effective tomorrow (Wednesday, December 13, 2017), we'll be increasing our interest rates for all GIC terms as follows: Long-term GICs (registered and non-registered) • 1 Ye...
by BRIAN5000
12 Dec 2017 11:56
Forum: Financial Planning and Building Portfolios
Topic: Investment Club Portfolio
Replies: 10
Views: 442

Re: Investment Club Portfolio

we are making a Hypothetical portfolio. Why? Why not have each member(or group of members) run a portfolio or strategy and compare results. Yeah lots of way to do this but any practice is better than none I think. I have not been able to explain what passive investing is to the group, even when sup...
by BRIAN5000
12 Dec 2017 11:51
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: TD Direct Investing (was Waterhouse) Service
Replies: 1874
Views: 164660

Re: TD Direct Investing (was Waterhouse) Service

Not sure how high is “high”. Maybe a few million? Seems to me that The Presidents designation was for $1 million. It was a special number but the guys could not do anything special. This may be another attempt to create some false sense of special. I agree that all their attempts are now aimed at g...
by BRIAN5000
11 Dec 2017 18:31
Forum: Financial Planning and Building Portfolios
Topic: Investment Club Portfolio
Replies: 10
Views: 442

Investment Club Portfolio

As I mentioned in another thread I belong to an investment club we are making a Hypothetical portfolio. I'm taxed with tracking it what fun. By blind submission people picked what they thought would be good and was reviewed by a panel of three, criteria was chosen from submissions y the panel. Most ...
by BRIAN5000
11 Dec 2017 11:23
Forum: Retirement, Pensions and Peace of Mind
Topic: TFSA Contribution 2018
Replies: 33
Views: 1586

Re: TFSA Contribution 2018

If you need a spreadsheet to track your TFSA withdrawals and deposits IMO you might not be using it to its full advantage, if you use a checking account instead no need for spreadsheet.
by BRIAN5000
09 Dec 2017 18:39
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: What did you sell? What might you sell? (2017)
Replies: 173
Views: 18348

Re: What did you sell? What might you sell? (2017)

Sold a bunch of stuff last week, profit taking, tax loss selling, rebalancing, churning some or all of the above.

Sold KO,CWB,VYM,PAYX,BMO, DII and TA

Still to go DIS, GG, FCX, ENB.PR.V and a tad more DII didn't get up early enough on Moanday to get all gone at rally pricing.
by BRIAN5000
09 Dec 2017 18:09
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Are we too old, crusty and conservative
Replies: 14
Views: 589

Re: Are we too old, crusty and conservative

I'm thinking about adding a line in my IPS no individual stocks in registered accounts :? :lol: ... except, presumably, when executing Norbert's gambit. George Gall darn it all now I may have to add two lines no gambit in registered accounts. I belong to an investment club not sure what the average...
by BRIAN5000
09 Dec 2017 15:11
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Are we too old, crusty and conservative
Replies: 14
Views: 589

Re: Are we too old, crusty and conservative

I'm thinking about adding a line in my IPS no individual stocks in registered accounts :? :lol:
by BRIAN5000
08 Dec 2017 15:37
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Dogs of the TSE
Replies: 354
Views: 51724

Re: Dogs of the TSE

So after a lot of deliberating, I decided that less rules is better. The only rule that consistently produced better returns is limiting the pool to top 40 stocks and that's what I've done. So you picked a strategy and decided to follow it with no "buts". :thumbsup: So often you hear I'm following ...
by BRIAN5000
06 Dec 2017 20:00
Forum: Under the Mattress: Protecting Your Money
Topic: High interest rates for savings, GICs and MMFs (2017)
Replies: 446
Views: 29607

Re: High interest rates for savings, GICs and MMFs (2017)

You either get the best service or the best price the two IMO seldom go together. I'm sure the CIBC branch manager would have taken your money, maybe even bought you a coffee, but not at 3%. I'm waiting for my stupid box of chocolates from Oaken again this year :roll: something about a tree last ye...
by BRIAN5000
05 Dec 2017 20:37
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: How Many Stocks In A Portfolio?
Replies: 53
Views: 1694

Re: How Many Stocks In A Portfolio?

No more then 30, because beyond that you are splitting up your portfolio into too many bits & pieces for no measurable benefit. Well that's one way to look at it. I'm doing a little bit of a portfolio review at the moment, I have 36 Individual Canadian stocks . The bottom 11 make up 1/2 to 1% of th...
by BRIAN5000
05 Dec 2017 20:04
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: TD Direct Investing (was Waterhouse) Service
Replies: 1874
Views: 164660

Re: TD Direct Investing (was Waterhouse) Service

TDDI has established a "Relationship Manager" for high net worth clients.
How high is high I could use some Relationship help?
by BRIAN5000
04 Dec 2017 20:12
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Enbridge (Symbol-ENB)..are we getting close to a buy???
Replies: 280
Views: 30784

Re: Enbridge (Symbol-ENB)..are we getting close to a buy???

I am mulling over the idea of selling a loser in my spouses account and (by means of an identical purchase) transfering her loss to me and then selling off some of my ENB. StuBee: Are you describing deliberately triggering the superficial loss rule to accomplish this? (I hadn't thought of that befo...
by BRIAN5000
03 Dec 2017 20:02
Forum: Under the Mattress: Protecting Your Money
Topic: Belairdirect Car insurance renewal after takeover of CDI
Replies: 18
Views: 417

Re: Belairdirect Car insurance renewal after takeover of CDI

Brian was not clear but I think this is for the portion above and beyond the ICBC mandated minimum. There would be another $400-500 of ICBC minimum. Ah yes sorry that's on top of standard ICBC which was $1139 for basic with full discount for one year :oops: $1626 for one year with ICBC and Belair. ...
by BRIAN5000
03 Dec 2017 15:25
Forum: Under the Mattress: Protecting Your Money
Topic: High interest rates for savings, GICs and MMFs (2017)
Replies: 446
Views: 29607

Re: High interest rates for savings, GICs and MMFs (2017)

You either get the best service or the best price the two IMO seldom go together. I'm sure the CIBC branch manager would have taken your money, maybe even bought you a coffee, but not at 3%. I'm waiting for my stupid box of chocolates from Oaken again this year :roll: something about a tree last yea...
by BRIAN5000
03 Dec 2017 12:29
Forum: Under the Mattress: Protecting Your Money
Topic: Belairdirect Car insurance renewal after takeover of CDI
Replies: 18
Views: 417

Re: Belairdirect Car insurance renewal after takeover of CDI

have been long time CDI customer for car insurance, primarily due to it being cheaper than ICBC for the same coverage. When renewal came up a month ago I noticed a significant increase. Compared with ICBC at renewal time, ICBC was cheaper for optional. So switched to ICBC. We have home insurance wi...
by BRIAN5000
02 Dec 2017 15:49
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Bank Stocks? Canadian/US??
Replies: 17
Views: 695

Re: Bank Stocks? Canadian/US??

If you checked into DGS you would see they have paid monthly .10 distribution every month for the past 10 years. I began buying 16 months ago, without trading it , you would be up over 50% from that point. I have reduced and bought back in after the offerings. I am sure there is some risk here, but...