Search found 4886 matches

by BRIAN5000
22 Sep 2017 14:02
Forum: Financial Planning and Building Portfolios
Topic: Maximum single position size
Replies: 58
Views: 2301

Re: Maximum single position size

I have a small trading portion of my portfolio which I have tried to automate with rules based on 52 w highs and lows and my best guess dart throwing (which is poor). Making a little bit of money but stocks are running away upward after my sells. Currently I have CWB on the chopping block as a sell....
by BRIAN5000
21 Sep 2017 17:32
Forum: Financial Planning and Building Portfolios
Topic: Maximum single position size
Replies: 58
Views: 2301

Re: Maximum single position size

Sure has been a long time and much work to make GIC level returns with this one - there is always the tantalizingly low P/S ratio and other metrics. Against all the shit of 2 decades is the fact that the C series seems to be technically an excellent plane, and new people brought in from outside the...
by BRIAN5000
15 Sep 2017 20:45
Forum: Financial Planning and Building Portfolios
Topic: Harvesting of capital gains
Replies: 9
Views: 418

Re: Harvesting of capital gains

dave2008, Moving funds by means of a sale from "fund X" to a "fund similar to X" if done on the same day (simply stated for the purpose of illustration) accomplishes only one thing! The erosion of your wealth (as well as the income generating power of your portfolio). I mean the erosion occasioned ...
by BRIAN5000
14 Sep 2017 19:59
Forum: Financial Planning and Building Portfolios
Topic: Maximum single position size
Replies: 58
Views: 2301

Re: Maximum single position size

I'm living on the edge with ZPR at 3.9% then BNS at 3.76% Core positions are mostly between 3 - 3.76%ish.

I assume you are both quoting only the equity side of your portfolio. Once you include fixed income 3.9% drops to 1.6% of total portfolio for myself.
by BRIAN5000
11 Sep 2017 17:54
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: bonds ETF or bond fund
Replies: 15
Views: 348

Re: bonds ETF or bond fund

Right or wrong I think I have made a compromise all registered accounts are at one brokerage where Gic rates are horrid so most fixed income there is in ETFs - VAB, ZCM + 10% cash(HISA for market timing) All non registered fixed income is in Gic's + 10% cash(HISA for market timing) with linked onlin...
by BRIAN5000
11 Sep 2017 17:41
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: FTS vs EMA vs CU
Replies: 12
Views: 486

Re: FTS vs EMA vs CU

gibor wrote:
11 Sep 2017 16:18
Personally, I wonder if "due diligence" is a bit over-rated.
Agreed :)

It is way over rated and time consuming. So is self confidence in those who think they have the ability to pick winning stocks and make exaggerated bets in them.
by BRIAN5000
11 Sep 2017 15:12
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Assessing Utilities
Replies: 39
Views: 2456

Re: Assessing Utilities

No inside info unless you call the daily "24" newspaper inside info, they have done a review and it comes out Sept 20 I think. Only 5.7 B to shut it down and they will remiate a bit and let it sit till 2024.
by BRIAN5000
11 Sep 2017 14:39
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Assessing Utilities
Replies: 39
Views: 2456

Re: Assessing Utilities

Site "C" dam in BC is now in jeopardy.
by BRIAN5000
11 Sep 2017 14:37
Forum: Under the Mattress: Protecting Your Money
Topic: High interest rates for savings, GICs and MMFs (2017)
Replies: 371
Views: 22368

Re: High interest rates for savings, GICs and MMFs (2017)

Per Oaken email, September 18, 2017, we will be returning our interest rates back to normal levels. Dam dam dam it Long-term GICs (registered and non-registered) • 1 Year GIC – 1.90% (currently 2.50%) • 18 Month GIC – 2.00% (currently 2.60%) • 2 Year GIC – 2.25% (currently 2.70%) • 3 Year GIC – 2.45...
by BRIAN5000
08 Sep 2017 16:16
Forum: Under the Mattress: Protecting Your Money
Topic: HELOC rates
Replies: 18
Views: 546

Re: HELOC rates

If the LoC rate is (say) 1.5% more than a HELoC, that's $750/year on (say) $50k. How does that compare to $???/year additional house insurance? A LOC is generally free to set up where a HELOC may cost a few hundred or more if you don't shop it. We have a very long history as Scotiabank customers, a...
by BRIAN5000
08 Sep 2017 12:28
Forum: Under the Mattress: Protecting Your Money
Topic: HELOC rates
Replies: 18
Views: 546

Re: HELOC rates

If you're going to get a HELOC and especially if you have to pay for it, many are free, you might as well get the maximum your property will support, once and done. What rate they give you up front may be good but may change at any time for absolutely little reason other that they can raise it.
by BRIAN5000
06 Sep 2017 14:41
Forum: Financial Planning and Building Portfolios
Topic: Options for a totally FI portfolio in a rising interest market
Replies: 20
Views: 995

Re: Options for a totally FI portfolio in a rising interest market

I thought as a general rule of thumb longer term bond Etfs will show more volatility (downward) then short term Etf's of the same type.

Why has ZCS fallen off a cliff* and ZCM seems to be holding up fairly well in this rising rate environment?

*put them on a chart
by BRIAN5000
05 Sep 2017 14:08
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: What did you Buy? What might you buy? (2017)
Replies: 368
Views: 36261

Re: What did you Buy? What might you buy? (2017)

Wonder where UTX will settle out, United Technologies Corporation (UTX) 111.91-6.01 (-5.10%) As of 2:05PM EDT
by BRIAN5000
03 Sep 2017 14:54
Forum: Under the Mattress: Protecting Your Money
Topic: Scotiabank MomentumPLUS Savings Account
Replies: 10
Views: 384

Re: Scotiabank MomentumPLUS Savings Account

I think this account is good as a replacement for existing accounts, at least for those at Scotia. Anything gained by using the premium periods would then be a bonus. IMO this ain't for me this does not follow the KISS principle at all once the bank manager went past about a 30 second explanation o...
by BRIAN5000
03 Sep 2017 11:27
Forum: Under the Mattress: Protecting Your Money
Topic: Scotiabank MomentumPLUS Savings Account
Replies: 10
Views: 384

Re: Scotiabank MomentumPLUS Savings Account

I'd like to know what members think I deal with BNS but not for this, Peoples Trust and Oaken have the same or better rates no rules and I'm pretty sure other institutions do as well. BNS brings out new accounts and promotes them every once in awhile. They are sometimes good for a while them they t...
by BRIAN5000
02 Sep 2017 14:39
Forum: Retirement, Pensions and Peace of Mind
Topic: POA for inheritance
Replies: 15
Views: 429

Re: POA for inheritance

That said, adding joint owners to the account gives them unfettered access to the account an any time as well. Think twice about being penny wise and pound foolish.
Them and their creditors & exes or future ex.
by BRIAN5000
01 Sep 2017 18:58
Forum: Financial Planning and Building Portfolios
Topic: How to invest a lump sum
Replies: 24
Views: 852

Re: How to invest a lump sum

http://www.efficientfrontier.com/ef/997/dca.htm "I am a strong believer in the advantages of DCA (dollar-cost-averaging). I recommend it to anyone making a substantial move from cash to mutual stock funds (unless they fancy themselves to be market-timers). In particular, if you have recently receive...
by BRIAN5000
01 Sep 2017 11:07
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: TDDI - New WebBroker interface
Replies: 148
Views: 8302

Re: TDDI - New WebBroker interface

Using chrome if I click on Log-In Link for TDDI

Important Notice
We are currently experiencing technical issues and working to restore service as quickly as possible.
by BRIAN5000
31 Aug 2017 12:17
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: What did you Buy? What might you buy? (2017)
Replies: 368
Views: 36261

Re: What did you Buy? What might you buy? (2017)

Like Brian5000 I've been holding off buying for a long time too. I'm not in this position, my target AA is 35/65 and I am at 40/60 so I would say I'm fully invested (closet indexer, 80/20 rule). There are a few things I'd like to sell and a few things I'd like to add a little more to. Trying to pic...
by BRIAN5000
30 Aug 2017 19:38
Forum: Financial Planning and Building Portfolios
Topic: Outstanding Financial Pornography
Replies: 623
Views: 107550

Re: Outstanding Financial Pornography

Dear Uncle Brian, How I've missed you..... :lol: My portfolio, or parts of it, entered on Yahoo is less than 1 mil so where these numbers came from I don't know. More fictitious numbers but I had a good day it seems. $7,297,665.55 Day Gain +23,440.84 (33.32%) Total Gain +2,200,504.65 (6,014.49%)
by BRIAN5000
30 Aug 2017 15:54
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: What did you Buy? What might you buy? (2017)
Replies: 368
Views: 36261

Re: What did you Buy? What might you buy? (2017)

I note that National Bank added Canwell to there select dividend stocks group and gave the stock a strong endorsement. Which list is that? National Bank’s 2017 Dividend All-Stars? This is an older version maybe http://jmrdwealth.com/assets/Dividend-All-Stars-.pdf Usually when I pull up a list of di...
by BRIAN5000
30 Aug 2017 15:30
Forum: Retirement, Pensions and Peace of Mind
Topic: Income taxes pushing me towards retirement
Replies: 56
Views: 1771

Re: Income taxes pushing me towards retirement

If your company offers some sort of leave of absence you could give retirement a trail run, some are up to a year long.
by BRIAN5000
29 Aug 2017 18:17
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: What did you Buy? What might you buy? (2017)
Replies: 368
Views: 36261

Re: What did you Buy? What might you buy? (2017)

Wallace wrote:
29 Aug 2017 15:00
Bought 5700 shares of AQN on the US side today. 4.36% div. Pays dividend in $US. (See comments on the "assessing utilities" thread.)
WOW fairly sizeable position at least compared to my portfolio is this a full position on AQN all at once?
by BRIAN5000
29 Aug 2017 00:08
Forum: Taxing Situations
Topic: Tax Efficiency and Asset Location
Replies: 16
Views: 525

Re: Tax Efficiency and Asset Location

Two of the most important factors to consider are the level of income from equities and the amount of unrealized capital gains
Maybe not the income but the capital gain part can be somewhat controlled by using multiple ETF's bought at different periods of time that cover the same index.