Search found 4956 matches

by BRIAN5000
11 Dec 2017 11:23
Forum: Retirement, Pensions and Peace of Mind
Topic: TFSA Contribution 2018
Replies: 6
Views: 507

Re: TFSA Contribution 2018

If you need a spreadsheet to track your TFSA withdrawals and deposits IMO you might not be using it to its full advantage, if you use a checking account instead no need for spreadsheet.
by BRIAN5000
09 Dec 2017 18:39
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: What did you sell? What might you sell? (2017)
Replies: 172
Views: 17647

Re: What did you sell? What might you sell? (2017)

Sold a bunch of stuff last week, profit taking, tax loss selling, rebalancing, churning some or all of the above.

Sold KO,CWB,VYM,PAYX,BMO, DII and TA

Still to go DIS, GG, FCX, ENB.PR.V and a tad more DII didn't get up early enough on Moanday to get all gone at rally pricing.
by BRIAN5000
09 Dec 2017 18:09
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Are we too old, crusty and conservative
Replies: 14
Views: 471

Re: Are we too old, crusty and conservative

I'm thinking about adding a line in my IPS no individual stocks in registered accounts :? :lol: ... except, presumably, when executing Norbert's gambit. George Gall darn it all now I may have to add two lines no gambit in registered accounts. I belong to an investment club not sure what the average...
by BRIAN5000
09 Dec 2017 15:11
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Are we too old, crusty and conservative
Replies: 14
Views: 471

Re: Are we too old, crusty and conservative

I'm thinking about adding a line in my IPS no individual stocks in registered accounts :? :lol:
by BRIAN5000
08 Dec 2017 15:37
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Dogs of the TSE
Replies: 346
Views: 50859

Re: Dogs of the TSE

So after a lot of deliberating, I decided that less rules is better. The only rule that consistently produced better returns is limiting the pool to top 40 stocks and that's what I've done. So you picked a strategy and decided to follow it with no "buts". :thumbsup: So often you hear I'm following ...
by BRIAN5000
06 Dec 2017 20:00
Forum: Under the Mattress: Protecting Your Money
Topic: High interest rates for savings, GICs and MMFs (2017)
Replies: 445
Views: 28701

Re: High interest rates for savings, GICs and MMFs (2017)

You either get the best service or the best price the two IMO seldom go together. I'm sure the CIBC branch manager would have taken your money, maybe even bought you a coffee, but not at 3%. I'm waiting for my stupid box of chocolates from Oaken again this year :roll: something about a tree last ye...
by BRIAN5000
05 Dec 2017 20:37
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: How Many Stocks In A Portfolio?
Replies: 52
Views: 1430

Re: How Many Stocks In A Portfolio?

No more then 30, because beyond that you are splitting up your portfolio into too many bits & pieces for no measurable benefit. Well that's one way to look at it. I'm doing a little bit of a portfolio review at the moment, I have 36 Individual Canadian stocks . The bottom 11 make up 1/2 to 1% of th...
by BRIAN5000
05 Dec 2017 20:04
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: TD Direct Investing (was Waterhouse) Service
Replies: 1872
Views: 163192

Re: TD Direct Investing (was Waterhouse) Service

TDDI has established a "Relationship Manager" for high net worth clients.
How high is high I could use some Relationship help?
by BRIAN5000
04 Dec 2017 20:12
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Enbridge (Symbol-ENB)..are we getting close to a buy???
Replies: 280
Views: 30243

Re: Enbridge (Symbol-ENB)..are we getting close to a buy???

I am mulling over the idea of selling a loser in my spouses account and (by means of an identical purchase) transfering her loss to me and then selling off some of my ENB. StuBee: Are you describing deliberately triggering the superficial loss rule to accomplish this? (I hadn't thought of that befo...
by BRIAN5000
03 Dec 2017 20:02
Forum: Under the Mattress: Protecting Your Money
Topic: Belairdirect Car insurance renewal after takeover of CDI
Replies: 18
Views: 341

Re: Belairdirect Car insurance renewal after takeover of CDI

Brian was not clear but I think this is for the portion above and beyond the ICBC mandated minimum. There would be another $400-500 of ICBC minimum. Ah yes sorry that's on top of standard ICBC which was $1139 for basic with full discount for one year :oops: $1626 for one year with ICBC and Belair. ...
by BRIAN5000
03 Dec 2017 15:25
Forum: Under the Mattress: Protecting Your Money
Topic: High interest rates for savings, GICs and MMFs (2017)
Replies: 445
Views: 28701

Re: High interest rates for savings, GICs and MMFs (2017)

You either get the best service or the best price the two IMO seldom go together. I'm sure the CIBC branch manager would have taken your money, maybe even bought you a coffee, but not at 3%. I'm waiting for my stupid box of chocolates from Oaken again this year :roll: something about a tree last yea...
by BRIAN5000
03 Dec 2017 12:29
Forum: Under the Mattress: Protecting Your Money
Topic: Belairdirect Car insurance renewal after takeover of CDI
Replies: 18
Views: 341

Re: Belairdirect Car insurance renewal after takeover of CDI

have been long time CDI customer for car insurance, primarily due to it being cheaper than ICBC for the same coverage. When renewal came up a month ago I noticed a significant increase. Compared with ICBC at renewal time, ICBC was cheaper for optional. So switched to ICBC. We have home insurance wi...
by BRIAN5000
02 Dec 2017 15:49
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: Bank Stocks? Canadian/US??
Replies: 17
Views: 623

Re: Bank Stocks? Canadian/US??

If you checked into DGS you would see they have paid monthly .10 distribution every month for the past 10 years. I began buying 16 months ago, without trading it , you would be up over 50% from that point. I have reduced and bought back in after the offerings. I am sure there is some risk here, but...
by BRIAN5000
02 Dec 2017 14:25
Forum: Under the Mattress: Protecting Your Money
Topic: Belairdirect Car insurance renewal after takeover of CDI
Replies: 18
Views: 341

Re: Belairdirect Car insurance renewal after takeover of CDI

Ouch!!! May '17 $412.00, May '16 $384.04 and May '15 $384.04 for my Jeep GC. Wife records difficult to access ;-) Thanks for the wake-up call. Buyer beware. Although in my defense I think ICBC wanted about $550.00 for the same coverage. Well 10% isn't so bad but 26% in one year is a bit much I thin...
by BRIAN5000
01 Dec 2017 19:45
Forum: Under the Mattress: Protecting Your Money
Topic: Belairdirect Car insurance renewal after takeover of CDI
Replies: 18
Views: 341

Re: Belairdirect Car insurance renewal after takeover of CDI

beachcomber wrote:
01 Dec 2017 19:43
Wife and I had no problems in renewing our CDI policies with Belairdirect by telephone/credit card a month or so ago.
Did you check the cost?
by BRIAN5000
01 Dec 2017 18:50
Forum: Under the Mattress: Protecting Your Money
Topic: Belairdirect Car insurance renewal after takeover of CDI
Replies: 18
Views: 341

Belairdirect Car insurance renewal after takeover of CDI

Anybody try to renew their car insurance with Belairdirect that were once Canadian Direct customers? Website not working, policy written wrong, $487 instead of $387 spent 45 minutes on the phone trying to correct this, that looks like about a 20% 26% increase to me. Looks like I'm not alone https://...
by BRIAN5000
01 Dec 2017 16:46
Forum: Financial Planning and Building Portfolios
Topic: Starting off with Portfollio
Replies: 11
Views: 330

Re: Starting off with Portfollio

which in the long run - can potentially mean I'm loosing out on 50-100 more shares per each company. With the SPP (stock purchase plan) approach that is one great advantage - along with usually getting some sort of discount on each additional share purchased through the program (depending on the co...
by BRIAN5000
01 Dec 2017 15:09
Forum: Financial Planning and Building Portfolios
Topic: Outstanding Financial Pornography
Replies: 626
Views: 108913

Re: Outstanding Financial Pornography

limit bumped up by $10,000
Add another zero and I'm In :thumbsup:
by BRIAN5000
30 Nov 2017 16:11
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: How Many Stocks In A Portfolio?
Replies: 52
Views: 1430

Re: How Many Stocks In A Portfolio?

Graham, and others, have written that between 10 and 30 issuers should provide adequate diversification
Provide adequate diversification compared to what - the US market, World markets?

If XIU is 60 and DIA is 30 I like 45 as a nice round number.
by BRIAN5000
27 Nov 2017 20:30
Forum: Retirement, Pensions and Peace of Mind
Topic: TFSA contribution 2017
Replies: 30
Views: 1860

Re: TFSA contribution 2017

I was wondering what sectors would look like mixed with different ETF's, 40% XAW with 20% XEI, XIC or VCN not a whole lot of difference. You should verify all data.
VXC OR XAW.png
by BRIAN5000
27 Nov 2017 20:01
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: How to download data?
Replies: 181
Views: 28249

Re: How to download data?

however the downloaded price quotes are not accurate
Down loaded prices don't seem correct with Excel either.
by BRIAN5000
22 Nov 2017 17:51
Forum: Retirement, Pensions and Peace of Mind
Topic: TFSA contribution 2017
Replies: 30
Views: 1860

Re: TFSA contribution 2017

Just sold CAR.UN in my TFSA for a substantial profit (~20% + distributions) from my purchase just over a year ago. Proceeds are going into MAW104 in my TFSA. My latest (newest) objective for my 'never to be touched' TFSA is to have only one holding, i.e. MAW104, in it. Set and forget until my estat...
by BRIAN5000
20 Nov 2017 18:27
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: How to download data?
Replies: 181
Views: 28249

Re: How to download data?

Spreadsheet seems to be working ok except how do request a reload of new/current info? On Gummies spreadsheet there was a button to click on must be something easy? Easiest way is just to change a cell. Doesn't have to be part of the data. That will force a reload. Yeah I found that out but now ano...
by BRIAN5000
20 Nov 2017 15:28
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: How to download data?
Replies: 181
Views: 28249

Re: How to download data?

Spreadsheet seems to be working ok except how do request a reload of new/current info? On Gummies spreadsheet there was a button to click on must be something easy?
by BRIAN5000
20 Nov 2017 11:44
Forum: Now Hear This!
Topic: Can't read a Private Message I allegedly had
Replies: 18
Views: 311

Re: Can't read a Private Message I allegedly had

I just sent you a test message?