Search found 1196 matches

by tedster
19 Dec 2017 18:50
Forum: Taxing Situations
Topic: Tax Installments
Replies: 399
Views: 37840

Re: Tax Installments

I transfer money between accounts at CIBC regularly. Plus I can post date the transfer.
by tedster
19 Dec 2017 07:43
Forum: Taxing Situations
Topic: Tax Installments
Replies: 399
Views: 37840

Re: Tax Installments

At CIBC, I select all kinds of payees. CRA, Ministere du Revenu, Costco, Belair Direct. Visa, a frien. Then I go to pay bills and select a payee, put in the date and the amount and submit. That's it.
by tedster
15 Dec 2017 21:27
Forum: Taxing Situations
Topic: Tax Installments
Replies: 399
Views: 37840

Re: Tax Installments

adrian2 wrote
ou can most certainly postdate a transfer.
es,he is right. Even klutz like me does that. I post dated transfers from one bank account to another and then the tax payments to CRA and The Quebec Ministere. I do this with CIBC.
by tedster
10 Oct 2017 16:29
Forum: Under the Mattress: Protecting Your Money
Topic: Bank and Credit Card Fraud
Replies: 309
Views: 33807

Re: Bank and Credit Card Fraud

i listed a laptop on ebay. It was a relisting for $200.00 shipping included. I got an email offer to buy it for$220.00 WTF!. This is the third time something like this has happened. Problem is that ebay does not make it easy to contact them that there is a scam being attempted.
by tedster
28 Sep 2017 10:26
Forum: Under the Mattress: Protecting Your Money
Topic: Alternative to amazon.com?
Replies: 54
Views: 5077

Re: Miscellaneous 2017

I bought something from Amazon.com. It came by USPS and then Canada Post. The mailman asked me for GST and TSP Plus a handling charge. He didn't know what the latter involved.

Moved post as issue previously discussed here -- Administrator
by tedster
21 Sep 2017 22:31
Forum: Under the Mattress: Protecting Your Money
Topic: Quicken 2017 [Caution about upgrading]
Replies: 110
Views: 18299

Re: Quicken 2017 [Caution about upgrading]

I am using Quicken 2002 deluxe. Have done for years. Input everything manually. Have had no difficulties as yet.
by tedster
23 Aug 2017 16:51
Forum: Property: Owning, Renting, Managing, Investing and Mortgaging
Topic: Should I sell my house and buy a townhouse??
Replies: 24
Views: 1097

Re: Should I sell my house and buy a townhouse??

wdiddy wrote Thanks yes that is one of the major things I'm concerned about, bad neighbours. Only sure way to avoid bad neighbours is to be the only person on an island. Even then Robinson Crusoe had a few problems. :shock: Sell the house, invest the money, move into the townhouse but preferably rent!
by tedster
23 Aug 2017 12:58
Forum: Under the Mattress: Protecting Your Money
Topic: Aeroplan
Replies: 417
Views: 28116

Re: Aeroplan

Quebec wrote
United program
What is this?
by tedster
22 Aug 2017 15:31
Forum: Under the Mattress: Protecting Your Money
Topic: Aeroplan
Replies: 417
Views: 28116

Re: Aeroplan

So AirCanada and (I suppose) Star Alliance will sever connections with Aeroplan. What is the best strategy to collecting Aeroplan Mileage Points. (For those who believe in "cash back" cards, by all means comment. :D )
by tedster
18 Aug 2017 09:28
Forum: Property: Owning, Renting, Managing, Investing and Mortgaging
Topic: Should I sell my house and buy a townhouse??
Replies: 24
Views: 1097

Re: Should I sell my house and buy a townhouse??

Just a Guy wrote One factor to consider, you are going from a single family home to communal living. You may be just fine, or you may get neighbors from hell (parties, noise, criminal behaviour, etc.). I have lived in apartments, brownstones (townhouses) and single family dwellings. Neighbours can b...
by tedster
15 Aug 2017 14:04
Forum: Property: Owning, Renting, Managing, Investing and Mortgaging
Topic: Should I sell my house and buy a townhouse??
Replies: 24
Views: 1097

Re: Should I sell my house and buy a townhouse??

widdy
by newin96 » Tue Aug 15, 2017 11:59 am

Can I send you $1 to invest? Only give me back $1 million next May, and you keep the rest? :thumbsup:
Me too?
by tedster
09 Aug 2017 15:15
Forum: Property: Owning, Renting, Managing, Investing and Mortgaging
Topic: Should I sell my house and buy a townhouse??
Replies: 24
Views: 1097

Re: Should I sell my house and buy a townhouse??

I am no financial expert. However, it seems to me that if you can realize a significant non taxable profit on your current home and then invest it safely you would be further ahead than keeping it. You do not lose in space in the new place and it will cost less. This is especially true if the area i...
by tedster
09 Aug 2017 11:52
Forum: Property: Owning, Renting, Managing, Investing and Mortgaging
Topic: Should I sell my house and buy a townhouse??
Replies: 24
Views: 1097

Re: Should I sell my house and buy a townhouse??

If the houses are about the same size and the area/location is about the same, I would sell the other one. A bird in hand is dinner on the plate.
by tedster
05 Aug 2017 11:38
Forum: Under the Mattress: Protecting Your Money
Topic: Quicken 2017 [Caution about upgrading]
Replies: 110
Views: 18299

Re: Quicken 2017 [Caution about upgrading]

Germack wrote
This is a step in the right direction, but too late. After using Quicken for more than 10 years I moved on to a new software.
Which is??
by tedster
26 Jul 2017 11:01
Forum: Stocks, Bonds, ETFs, Funds, REITS and More
Topic: TDDI - New WebBroker interface
Replies: 181
Views: 11315

Re: TDDI - New WebBroker interface

when I click on Balances, I see US and Cdn accounts.
by tedster
13 Jun 2017 21:03
Forum: Taxing Situations
Topic: Tax Installments
Replies: 399
Views: 37840

Re: Tax Installments

I get the "alerts" from Quicken. Schedule them accordingly.
by tedster
20 Feb 2017 09:13
Forum: Taxing Situations
Topic: Possible to not be a resident of *any* country for tax purposes?
Replies: 50
Views: 3986

Re: Possible to not be a resident of *any* country for tax purposes?

I made contact with my friend and she cleared things up. She never became non resident from Canada. What did happen was that her employer had a deal with CRA that the first $90,000.00 would be tax free. This explains her large take home salary. Anyhow, cutting all ties, like my RRIF, and apt no long...
by tedster
19 Feb 2017 21:07
Forum: Taxing Situations
Topic: Possible to not be a resident of *any* country for tax purposes?
Replies: 50
Views: 3986

Re: Possible to not be a resident of *any* country for tax purposes?

AltaRed wrote Scorpionman, having a home or a rental lease is one factor in determining tax residency. If Tedster, currently a resident of Canada for tax purposees, is only considering leaving for 1-2 years, CRA will look at what ties he kept in the interim to see whether he intended to leave Canada...
by tedster
19 Feb 2017 08:55
Forum: Taxing Situations
Topic: Possible to not be a resident of *any* country for tax purposes?
Replies: 50
Views: 3986

Re: Possible to not be a resident of *any* country for tax purposes?

gsp wrote You can't keep an apartment available to you and claim non residency. Don't you also own a car? Okay, I was not sure about that Why would you keep an apartment if you are moving away definitively? What would make it affordable(not paying taxes) is dependent on not having the rental expense...
by tedster
19 Feb 2017 07:57
Forum: Taxing Situations
Topic: Possible to not be a resident of *any* country for tax purposes?
Replies: 50
Views: 3986

Re: Possible to not be a resident of *any* country for tax purposes?

I had seen that site already thanks. It is the Canadian side that confuses me.
by tedster
18 Feb 2017 22:11
Forum: Taxing Situations
Topic: Possible to not be a resident of *any* country for tax purposes?
Replies: 50
Views: 3986

Re: Possible to not be a resident of *any* country for tax purposes?

AltaRed wrote Firstly, 90 day tourist visas would not allow those folks to declare non-residency status in their home countries That is what they told me. Of course, every 90 days they must leave and then re-enter. I have 2 passports so they chance of a nasty immigration officer is reduced. subject ...
by tedster
18 Feb 2017 20:04
Forum: Taxing Situations
Topic: Possible to not be a resident of *any* country for tax purposes?
Replies: 50
Views: 3986

Re: Possible to not be a resident of *any* country for tax purposes?

I have met 2 people here in Penang. One from the USA and one from NZ. They are both here on 90 day tourist visas. They have rented very nice, furnished pats for 30% of their cost at home. I am assuming they have declared non resident status ib their home countries. They are not w0rking here. Malaysi...
by tedster
16 Feb 2017 19:45
Forum: Under the Mattress: Protecting Your Money
Topic: Dynamic Currency Conversion - merchant offering currency conversion
Replies: 13
Views: 1036

Re: Travel/Vacations

kcowan wrote
The bank will add 2.5% vig so you need to compare that to what the merchant is offering. Just check the math.
I am at the supermarket and the casher is asking, presumably because he sees it on the screen. How would he know? Besides, is it the merchant? or just VISA?
by tedster
16 Feb 2017 09:01
Forum: Under the Mattress: Protecting Your Money
Topic: Dynamic Currency Conversion - merchant offering currency conversion
Replies: 13
Views: 1036

Re: Travel/Vacations

Not certain I mentioned, I was using VISA. Bank is involved either way.
by tedster
16 Feb 2017 05:01
Forum: Under the Mattress: Protecting Your Money
Topic: Dynamic Currency Conversion - merchant offering currency conversion
Replies: 13
Views: 1036

Re: Travel/Vacations

I know this has been discussed somewhere I the forum, but I forget where. :oops: Anyhow I am in Penang and just did my first purchase of groceries. The cashier asked me if I wanted to be charged in Ringits or Cdn $. I said ringits. However, others have discussed this before and can they remind w=me ...